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2019 Mortgage-Free Wannabes

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  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi everyone

    #97 checking in with overpayments for Aug/Sept and Oct of £50 each month. This takes my total to £1,850/£2,500.

    Jan: £460/Mar: £290/Apr: £300/May: £300/June: £300/July: £50/Aug: £50/Sept £50/Oct £50/

    Sorry to do 3 months in one go Julicon, have been so busy with work, forgot to let you know!

    Not much, but better than nothing I guess.

    Will keep plodding on, although my overall target looks unobtainable at present, but you never know, I may have a lucky lottery win, ha ha...

    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #108 longway2go, reporting in with an OP of 354.33 for October. Total OP to date is 1890.38.

    Thank you
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #107 - tidying up my accounts and overpaid by another £10 just now. That's £30 for October so far.
    Thanks for updating! :)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    500 Posts Third Anniversary Name Dropper Mortgage-free Glee!
    No.58 - 1k in October- would have been considerably more but have had a very large expense come a lot earlier than expected so plans have needed to change!
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Hi everyone


    No.125 here with an O/P of £1274 for the month of October. New washing machine purchase scuppered there being more.



    Thanks julicorn,

    ElmoR x
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Number #84 checking in with an additional £400 overpayment for October. This is definitely addictive. :)

    Thanks Julicorn!
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, number 105 here, sorry its been a while can you update me for the past few months please, has been a monthly OP of £215.26 for August, September and October (year to date will be £2152.60.

    well done everyone on the OP's for this year
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • life_is_sweet
    life_is_sweet Posts: 45 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    #11 reporting £1350 repayment for October

    Taking me to £9961/£15000 for the year so far

    Thank you Julicorn for all your hard work

    Lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • MrsMouse
    MrsMouse Posts: 61 Forumite
    10 Posts First Anniversary
    Hi Juliecorn, can you please add £52.16 for me please, number #47. Thank you :)
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • weenemo
    weenemo Posts: 45 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Number 76 with October's over payments.

    £4550 this month. The interest rates just aren't worth keeping in the accounts so into the mortgage it goes.
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