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2019 Mortgage-Free Wannabes

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Comments

  • Magnus91 wrote: »
    Number 98 here, £72.86 this month, meaning I've hit the 10% overpayment allowed this year :j:T

    This gets reset in November but I'm at risk of redundancy at the moment and probably won't find out the result until December/January.

    So I should probably wait until then before making any big overpayments, but then again, it is addictive! :p

    Nice one for hitting your 10%! Sorry to hear about a possible redundancy, hope it all works out okay :)
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Just done a bit of tiding of accounts so I can add another £6.50 off the mortgage! This makes my total overpayments for October £1852.32.

    Thanks Julicorn!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Bored
    Bored Posts: 390 Forumite
    Part of the Furniture 100 Posts Name Dropper Debt-free and Proud!
    Overpayment of £1404.59 for October. :)
    2023 Mortgage-Free Wannabe #19: £11,675.68/£13,000
    Mortgage Overpayment Total: £22,397.1
  • Hi,

    #46 reporting in for October. Bit less than usual - OP of £901.03 this month. Brings my total to £12,782.18

    Thanks Julicorn

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • No 72 reporting in an overpayment of £120. Will try to make another payment later this month. Plodding along and maybe my target was too high but I keep on trying.
  • Number 15 reporting in after being awol for a few months. Still hard at it for the overpayments though!


    Total in August - £1500
    Sept - £500
    and so far in Oct - £500 but may try and put another payment in when I get paid.


    Thanks for the continued updating Julicorn!


    Miss Pinky xxx
    MFW #15
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 90 with an October overpayment of £60 :)
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #45 checking in with my usual mid-month update.

    £193.11 today along with the cheeky £4.62 at the beginning of the month making it a total of £197.73 for October.

    Total YTD £2465.80

    Thanks Julicorn :D

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • HI All

    #49 Octobers over payment made for £720

    Getting closer to maxing out the 10% over payment limit for the year :D

    Thanks Julicorn
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • jackieblack
    jackieblack Posts: 10,519 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another £50 OPd, making £100 in October thus far...


    Thanks julicorn :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
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