2019 Mortgage-Free Wannabes

jackieblack

#4 £50 OP in the direct debit with my regular monthly mortgage payment this morning.

Excited to see that today’s payment has reduced my mortgage balance to under £20k :j

Will update with any further OPs later this month.

Thanks julicorn :T

Dobbibill

Wow - it's October already!!!


#45 with an itsy bitsy, teeny weeny £4.62 OP just to round down those odd numbers.

Back mid-month with another update.
Thanks Julicorn

Runders

Hi all,

#109 with and ove rpayment of £107.49 for the 1st day of October.

Thanks Julicorn

ajmoney

No 70 reporting an OP of £219. Thanks julicorn

fruitloop04

Number 119 clocking a payment for October - £1308.40. This makes my overpayment total so far £4462.58/£4500.00...Can I update my target to £6000...I can't believe I have managed this to overpay this much so far!!

Thanks Julicorn

fruitloop04

Realised I was so close to the round figure of £4500...so just overpaid another 37.42 so total for October 1345.82

#119

Thanks Julicorn!

greent

#18 reporting in with Sept's OP of £443.37


Thank you

miss_undastood

Hi. #56 here

Reporting an October overpayment of £1,281.27

Managed £500 in addition to my usual payment this month
Believe this is the month where I can move £9,250 over to my mortgage (you may remember that I can only OP once a year - I have paid £9,500 and been saving to do the rest!)

Next challenge is to save up for next year. It’s so addictive watching a pot grow

OS_QS

HI! no 143 here!

back from hols (and totally frozen!) and its time for an update....

AUGUST managed to OP £1000
SEPTEMBER managed to OP £2000

My mortgage is now sitting at £17,000, with total overpayments now sitting at £23,000 year to date.

I don't think i'll manage to clear the whole balance before the end of the year, especially after such a massive spendy holiday! but hopefully maybe get it down to £9,999 for the new year YOLO!

If we do manage that, I have a new target of March 2020 to clear the mortgage. this is a full 12 years to the day earlier than redemption and I'll become Mortgage free whilst i am still 35

f0xh0les

#65 here
Reporting an overpayment of £47.29 to round it down nicely to £95,500. I have car repairs and residentials to pay this month. Every little helps.

Daily interest now under £2.85 just, by a smidgeon. Which is £2 a day less than last month?????? - don't know if we have hit a 'recalculation figure' or if they have just sodded it up this month. Hoping to be able to salvage a little more this month, but half term cometh......

Dobbibill - love your tidying, how neat your accounts must all look.

OS QS - congratulations on being in the teens, fingers crossed for single (first) figures for the New Year. It must be so exciting when you can actually see the numbers going down so quickly.


I am getting excited already, I will get my annual mortgage statement at the end of December - the look on dh's face when he sees the pages of all the tiddly little o/p amounts I make, and then he sees how it all adds up, is an absolute picture. He still thinks I am a nutter though:rotfl:.

Some people just will not learn:mad: