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2019 Mortgage-Free Wannabes

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  • MiffyMFW
    MiffyMFW Posts: 41 Forumite
    Sixth Anniversary Combo Breaker
    Hi

    Number #132 back after a short break for car and house insurance payments, as well as a holiday, and reporting a £250 over payment for September.

    Thanks
    Miffy
    Mortgage balance £21,251.37 2 Oct 2019
    Mortgage balance £63,086.48 24th Mar 2015
    Original mortgage end date Aug 2033, aiming for Jan 2022
    2019 MFW #132 £4350/£3000
  • Nichelette
    Nichelette Posts: 2,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Sorry haven't updated recently. My (lovely) MIL was terminally ill and has sadly passed. All the travel has impacted our ability to overpay as there have been lots of flights to Scotland, so I don't think I'm likely to meet my target now.

    Anyway, no.86 August overpayment of £1211.23, September overpayment of £1308.42.

    Thanks Julicorn
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Cherryfudge
    Cherryfudge Posts: 13,324 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nichelette wrote: »
    Sorry haven't updated recently. My (lovely) MIL was terminally ill and has sadly passed. All the travel has impacted our ability to overpay as there have been lots of flights to Scotland, so I don't think I'm likely to meet my target now.

    Anyway, no.86 August overpayment of £1211.23, September overpayment of £1308.42.

    Thanks Julicorn

    I'm so sorry to hear this Nichelette. Some expenses are more important than mortgage OPs. Perhaps you could agree a lower target: you are still headed in the right direction.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

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  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Nichelette wrote: »
    Sorry haven't updated recently. My (lovely) MIL was terminally ill and has sadly passed. All the travel has impacted our ability to overpay as there have been lots of flights to Scotland, so I don't think I'm likely to meet my target now.

    Anyway, no.86 August overpayment of £1211.23, September overpayment of £1308.42.

    Thanks Julicorn

    I'm sorry for your loss Nichelette. Thank you for taking the time to update anyway. If you would like me to adjust your goal, just let me know. x
  • FTBlalala
    FTBlalala Posts: 71 Forumite
    Second Anniversary 10 Posts
    edited 3 October 2019 at 9:25AM
    Ooooopssssiiieeeeee!!! So it's been a while since I posted on here! Got distracted doing our bathroom refurb so equally exciting as frustrating little step back on our OP's. Still made some tho so that's positive. £4k target is more like £3k now whoopssss......

    FORGOT MY NUMBER, Even bigger oops! - #78

    Aug 2019 - nil :(
    Sep 2019 - £94.70
    October 2019 - £310.00

    Total OP'd 2019 -> £2185.11

    Congrats to everyone, keep on OP'ing :D:D
    Bought First Home - June 2018 Starting £218,500 June 2020 £203,800.95 :T MFW 2020 #78 - Target £3000 - So far... £2182/£3000
    Ultimate Goal MFW by 40! - 2033
  • No 112 checking in with an OP of £999 for October.


    Thanks!
    New House... New Mortgage! February 2017: £144,000 :eek:
    Current Mortgage Balance: £96,440.99
    2017 OP's:£5,935 2018 OP's: £11,956.00 2019 OP's: £11,988 2020 OP's: £1,998
    Total Debt[STRIKE] £29,209[/STRIKE] £0 :j:j:j Debt free 6/8/16
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    FTBlalala wrote: »
    Ooooopssssiiieeeeee!!! So it's been a while since I posted on here! Got distracted doing our bathroom refurb so equally exciting as frustrating little step back on our OP's. Still made some tho so that's positive. £4k target is more like £3k now whoopssss......

    FORGOT MY NUMBER, Even bigger oops! - #78

    Aug 2019 - nil :(
    Sep 2019 - £94.70
    October 2019 - £310.00

    Total OP'd 2019 -> £2185.11

    Congrats to everyone, keep on OP'ing :D:D

    Thank you for your update, and let me know if you'd like me to change your goal to £3k, that's not a problem at all :)
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi all
    #44 with an update for October - I have changed last month from interest to repayment and cut the term by 4 years. So this month I am recording my payment as an over-payment to what I would normally pay (interest only). £370.00
    Just catching up on the posts I have not been on for a few weeks since I have been unwell with pneumonia still feel pretty weak but on the road to recovery ( I hope). Everyone is doing incredibly well.
    Thank you Julicorn.
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #8 with £2010.36 for October, which takes me under the £20k mark! Total for the year £38,479.28 and hopefully make it under £15k before the end of the year.

    8 months to go :)
  • ElmoR
    ElmoR Posts: 414 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Hi julicorn


    Number 125 here again. My target sort of crept up on me and took me by surprise. A nice surprise too!
    Can I please add another £4000 to the target and I'll see if I can stretch the finances to achieve that in the remainder of the year...
    Many thanks, ElmoR x
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