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2019 Mortgage-Free Wannabes

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  • Suffolk_lass
    Suffolk_lass Posts: 10,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 September 2019 at 7:23AM
    utopiah wrote: »
    #43 £2000 overpayment made today and I'm going to declare myself mortgage free but technically I'm not. I have left £50 on as we would have to pay a whopping £3800 penalty if we clear mortgage before 1/3/2022. We have cleared the mortgage 8 years and 7 months early so feeling pretty chuffed.thanks to everyone on here, you have all been inspirational and supportive with your comments. I wish you all the best on your journeys no matter where you are with it. Xx

    Well done you! Don't forget to post on the mortgage free roll of honour thread here so you get your badge!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • utopiah wrote: »
    #43 £2000 overpayment made today and I'm going to declare myself mortgage free but technically I'm not. I have left £50 on as we would have to pay a whopping £3800 penalty if we clear mortgage before 1/3/2022. We have cleared the mortgage 8 years and 7 months early so feeling pretty chuffed.thanks to everyone on here, you have all been inspirational and supportive with your comments. I wish you all the best on your journeys no matter where you are with it. Xx

    Wow congratulations!!:T::j:beer:
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    :beer: Massive congratulations Utopia :T
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • I just had a very exciting letter through the post - Mr tax Man owes me a refund :j

    So that, combined with some money back from an old internet provider makes a cheeky last minute OP in Sep of £149.59 and a total for Sep of £262.4

    Super chuffed with this, I have to admit to keeping £100 back for me to have fun with :p
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Hi All

    Reporting a little late in the month, but I took some more money out of savings.

    #81 reporting payment of £1,602.63

    Well done Utopiah on being mortgage free :j:j

    many thanks Julicorn for keeping us all up to date - please could you reset my total for the year to £11,000 as I've reached my original goal :A

    Good luck all in October
    :)
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • Congratulations utopiah!
    Mortgage-free wannabe 2025 £571/3000
  • No. 7 here with an overpayment of £178 in September. I managed to overpay more than I was expecting to due to some backpay :)

    Thanks for keeping track of us all julicorn!
    Mortgage-free wannabe 2025 £571/3000
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    edited 27 September 2019 at 11:47AM
    Wow!!! Well done Utopiah!!!!! :T:T:T. Such amazing news, i cant imagine your relief, just seeing £50 on your statement must be amazing. Huge congratulations :p.



    #14 with an OP of £100 this month, not a patch on what it should be; but we've had car tax to pay for, and our Orlando holiday is coming up so trying to squirrell as much away as i can, im sure you all understand visiting the mouse isnt cheap :shocked:.



    I have managed to increase my days at work from 2020 so ill be about £400pm better off, hopefully most of this can the thrown towards mortgage. We're so near to the 80's now, its a hard old slog :(.



    Best of luck to others, keep pushing. Thanks as ever to you Julicorn :heart2: xxx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • Howdy,

    Congrats to Utopia. I hope to be in your position this time next year.

    No.54 with October's update of £1750. I got paid early.

    Best, US.
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • MFW #119 posting in with a £1000 overpayment! A nice surprise from the tax man! I am now at £3154.18/£3000.00 so can I increase me goal to £4500 please? I am being very ambitious....caught the bug! Thanks julicorn!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
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