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2019 Mortgage-Free Wannabes
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#37 - our July OP can be updated to reflect the scrapings now (ahead of the MFiT-T5 reporting deadline, to be honest). £467.64 + £613.10 so £1080.74 OP please juliecorn.Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Congratulations for hitting your target.
Would you like me to increase it for the remaining months?
No thanks, not at the moment - just had the car serviced and it needs some significant work which will hit our ability to overpay for a few monthsMortgage balance £21,251.37 2 Oct 2019
Mortgage balance £63,086.48 24th Mar 2015
Original mortgage end date Aug 2033, aiming for Jan 2022
2019 MFW #132 £4350/£30000 -
#56 here - £781.27 overpayment for July made. So close to my target now
May need to take an OP break next month. I have had my hallway painted (£300) I want a new front door & bi-fold doors in the lounge.
In order to fund this I have cancelled my desires for a family holiday abroad - doors will last longer won’t they...
Have also been doing some sums - our mortgage was 308k when we took out a 10 year fix in 2013. When it runs out I’m expecting us to owe < 150k - and hoping that will clear faster as the % interest should be lower as we pay more and more off?Mortgages Oct 2020: £308,283 Jul 2021 £286,600 October 2022 £253,456 MFW-22 #9 MFIT-T6 #350 -
Hi there, #116 here, just alerting you to the change in username. Could you please change the spreadsheet. Thanks!MFW Newbie - #17. (#116 in 2019)
New Mortgage at Nov 19 - £273 499
Current Balance - £268 225
Want to cut down 26 year mortgage by 9 years!
New MF date 2036 :dance:0 -
Good evening all
#44 with a small £10.00 over payment total for July now stands at £1,041.00
Thank you JulicornMFWB#2
MFTT5 #28
Save 12k 2020 #1110 -
No 72 reporting in with an overpayment of £100 made today for July. Will keeping on plodding on.0
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#107 and I've just paid off another £150 for July (making £250 in total for July so far). Friday (overpayment day!) is my favourite day each week!
Thanks for updating.Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.640 -
Happy weekend everyone
. Love seeing all the OP's, this group is amazing :T
#14 with OP of £200 please Julicorn, total of £300 for the month so far.
At £96,160.77 now.... so i obviously HAVE to find another £160.78 by the 31st :rotfl: - should be doable. Will be nice to be in the 95's. I'm sure others are this particular, lol.
Thanks Julicorn for all your effort & hard work :beer: xxx"Don't underestimate the value of financial security"
Wanting to be mortgage free by 45. £155,000 start / £86,880 currently0 -
#45 checking in Julicorn.
I'm back with my mid-month update.
We had a cheeky overpayment to round down at the beginning of the month, have my usual SO OP set to leave in the morning £63.11 so including that in this post ready, today I have made my usual extra OP £135 and finally got my credit balance refund from my energy company when I ditched/switched so have rounded that up to £300. Total July payments £518.73 :j :j
Jan - June £1197.61
July £518.73
YTD - £1716.34
Thank you Julicorn
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If you can't be the best -
Just be better than you were yesterday.0 -
Good afternoon all
Lovely and sunny here.
I've gone into my savings again as I've set myself a plan which hopefully clears my mortgage by January 2025 - this will be 11 years early. It is very challenging, but I'm going to be really frugal.
Mid month update for me #81 An extra £485 which makes £2044.43 for the month Definitely last payment until August. Thanks JulicornBlitz that mortgage
Jun 2016 £152,000
April 2021 £85,0000
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