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2019 Mortgage-Free Wannabes

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  • anna42hmr
    anna42hmr Posts: 2,891 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone, just popping in to register my July OP, its my usual £215.26, taking me to a year to date of £1506.82

    well done everyone for the OP's to date for this year and good luck with the rest of the challenge
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    #90 just made a payment of £20.82 thanks to Prolific payout. This brings July overpayment to £220.82. Not sure if I will squeeze anymore out of July, it really depends how much we spend on Friday at Carfest! :D
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    Hello all - I can finally post an OP as I got my scary SE mortgage on Monday. I have made an over payment of £122.82 #109 so far in July, thanks to selling a few bits and pieces as I packed up the old house. Hoping I may get another £10 or so in for July, but I think August will really be the month to start pushing.
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • Nichelette
    Nichelette Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Runders wrote: »
    Hello all - I can finally post an OP as I got my scary SE mortgage on Monday. I have made an over payment of £122.82 #109 so far in July, thanks to selling a few bits and pieces as I packed up the old house. Hoping I may get another £10 or so in for July, but I think August will really be the month to start pushing.


    Congrats on new place :j
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Elvie100
    Elvie100 Posts: 110 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    Hi all

    #60 with an overpayment of £400 for July. Mortgage is now less than £23k!

    Cheers

    L
    Was MFW#60 - mortgage paid off December 2021
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Good evening all it has been a lovely day and well done on everyone's over payments
    #44 with a small £10.00 over payment total for July now stands at £1,061.00
    Thank you Julicorn
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Runders
    Runders Posts: 292 Forumite
    Sixth Anniversary 100 Posts
    #109 OP of £10 today - Total for July now stands at £132.82 - Thanks Julicorn

    I always wonder if the Mortgage companies look oddly at small OP you make, but then again, that's £10 I never have to pay interest on again! In fact my daily interest is currently £10.34, so I will take today as an almost interest free day!
    MFW Start:[STRIKE] Sep 2014 - £110,844[/STRIKE], July 2019 New Home £190,995 :eek:
    Current: £82,999.69, £190,972.18, £188,091.57, £180,026.25
    2021MFW #97 OP Goal £296.36/£3000
    2020MFW #97 OP Goal £3104.09.09/£3000
    2019MFW #109 OP Goal £1024.99/£1000
  • bunty109
    bunty109 Posts: 1,265 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    #24 checking in with £689.70 for July.

    Going to need to bring down my target to £11,000 as funds need diverting elsewhere for a period of time.
    MFW 2019#24 £9474.89/£11000 MFW 2018#24 £23025.41/£15000
    MFi3 v5 #53 £12531/
    MFi3 v4 #53 £59442/£39387
  • VDOT47
    VDOT47 Posts: 277 Forumite
    #9 with an overpayment of £225 for July please.

    Thanks!
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    #107 here.
    Please could you add another £150 to my July total taking it to £500 for the month.
    Thank you! :)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
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