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2019 Mortgage-Free Wannabes

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Comments

  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    edited 5 July 2019 at 9:43AM
    Morning all
    #44 with another over payment for July £700.00 one of my small regular savers matured it was a toss up between do I go out and treat myself or do I chip it off the mortgage over payment. The mortgage over payment won total now for July is £1021.00
    Thank you Julicorn
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • f0xh0les
    f0xh0les Posts: 7,626 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    edited 5 July 2019 at 11:31AM
    #65 checking in for July, I just overpaid £99.13,

    so the mortgage is currently £96,999.99

    (which is much less than £97,000.00, honestly! it is!:rotfl::rotfl::rotfl:)


    Thank you Julicorn!


    Congratulations to all those entering the 20's, teens, or single figures, ridiculously happy for you, while green with envy.



    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • jackieblack
    jackieblack Posts: 10,520 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #4 Another £50 paid today :)
    Thanks julicorn :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • MiffyMFW
    MiffyMFW Posts: 41 Forumite
    Sixth Anniversary Combo Breaker
    Hi

    #132

    Sorry for late message but we paid £2850 for June over-payment. Closed down the Tesco current account now that the interest has dropped so low (we'd been using it as a saving pot but makes more sense to overpay now)

    Helen
    Mortgage balance £21,251.37 2 Oct 2019
    Mortgage balance £63,086.48 24th Mar 2015
    Original mortgage end date Aug 2033, aiming for Jan 2022
    2019 MFW #132 £4350/£3000
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    melabarrie wrote: »
    I'd love a number now thanks, that way I can get myself ready. And who knows it might all happen quicker than September
    All done - you're our #116 now, welcome to the challenge!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    MiffyMFW wrote: »
    Hi

    #132

    Sorry for late message but we paid £2850 for June over-payment. Closed down the Tesco current account now that the interest has dropped so low (we'd been using it as a saving pot but makes more sense to overpay now)

    Helen

    Congratulations for hitting your target. :) Would you like me to increase it for the remaining months?
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 324 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    edited 5 July 2019 at 8:11PM
    #107 checking in and overpaying £100 for July as a starting point.
    Thanks for updating. :)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • Urbanshyne
    Urbanshyne Posts: 105 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Alright JC,

    No. 54 with July's update of £1750.

    Thank you. US
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • ChipAway
    ChipAway Posts: 26 Forumite
    Seventh Anniversary 10 Posts Combo Breaker
    #101 - £200 overpayment for July, as always I hope to find a bit more at the end of the month.

    I also just managed to remortgage one of my two mortgages on the house (the fixed rate deals never align since we moved so there will always be two halves to it) and the rate has gone down a bit which is good, so that's £14.10 less per month for 5 years!
  • ZoPig2016
    ZoPig2016 Posts: 88 Forumite
    892.56 for #113 for July please x
    :)
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