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2019 Mortgage-Free Wannabes

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  • Karona
    Karona Posts: 20 Forumite
    Fifth Anniversary Combo Breaker Car Insurance Carver! Home Insurance Hacker!
    #3 sorry for being so behind submitting totals, work and life manic at the minute
    Overpayments:
    April £216.12
    May £350.05
    June £ 200.69
    I WILL/MUST get back on track.
    LBM 2015 24500 debt paid off since.
    M-FIT T5 no 41 starting 25139 aim to clear now 17k
    PAID OFF CAR 8k, OD 3k, CC(1)3k ,CC (2)4.5, Cc (3) 3k STORECARD(1) 3k
    WEIGHT 7/42
  • Suffolk_lass
    Suffolk_lass Posts: 10,318 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    #37 - our first July (regular) OP has gone through. The £500 payment breaks down as £32.36 interest and £467.64 OP. I plan to get the total into the twenty-Ks this month and need about £30 of TillyTidies to get there
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Hi all good luck for July payments :D

    Hi julicorn July update for me is #81 £1559.41

    I'd like to say it was from huge earnings but I actually took most of it from my savings because I'm more addicted to overpaying than saving :D
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • FTBlalala
    FTBlalala Posts: 71 Forumite
    Second Anniversary 10 Posts
    Great to see everyone cracking on :)

    #78 Checking in with a July OP of £350. YTD £1780.41

    Not where we wanted to be by July but hopefully some bigger payments towards the end of the year :D

    Better than no OP's!
    Bought First Home - June 2018 Starting £218,500 June 2020 £203,800.95 :T MFW 2020 #78 - Target £3000 - So far... £2182/£3000
    Ultimate Goal MFW by 40! - 2033
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Should I join in now? Or should I wait for the new year?

    My new mortgage starts in September and I've been lurking around these boards a lot now for the past few days. My mortgage will be £273 499 :eek: but I'm hoping to overpay £900 by the end of the year.
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    #44 small over payment today £14.00 total for July now stands at £321.00
    thank you Julicorn.
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #37 - our first July (regular) OP has gone through. The £500 payment breaks down as £32.36 interest and £467.64 OP. I plan to get the total into the twenty-Ks this month and need about £30 of TillyTidies to get there

    Hi Suffolk lass, just quickly checking in whether you'd want me to enter the £500 or the £467.64 :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    melabarrie wrote: »
    Should I join in now? Or should I wait for the new year?

    My new mortgage starts in September and I've been lurking around these boards a lot now for the past few days. My mortgage will be £273 499 :eek: but I'm hoping to overpay £900 by the end of the year.

    You can definitely join now if you like :) Every little helps! Would you like me to give you a number now, or wait until September?
  • Suffolk_lass
    Suffolk_lass Posts: 10,318 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    julicorn wrote: »
    Hi Suffolk lass, just quickly checking in whether you'd want me to enter the £500 or the £467.64 :)

    Sorry, it is the £467.64 as that is the capital reduction. Thanks julicorn
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • CosmoCat
    CosmoCat Posts: 681 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    julicorn wrote: »
    You can definitely join now if you like :) Every little helps! Would you like me to give you a number now, or wait until September?

    I'd love a number now thanks, that way I can get myself ready. And who knows it might all happen quicker than September
    MFW Newbie - #17. (#116 in 2019)
    New Mortgage at Nov 19 - £273 499
    Current Balance - £268 225
    Want to cut down 26 year mortgage by 9 years!
    New MF date 2036 :dance:
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