📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2019 Mortgage-Free Wannabes

199100102104105172

Comments

  • #79
    £60 sent over to the mortgage. First overpayment in a while to bring my total for the year to £380 so far.
    Thanks in advance for updating.
  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    #106 here with the quick update that a further £900 has been paid off the mortgage. Thanks,

    June total: £2,300
    2019 total: £9,903 / £20,000
  • teameffort
    teameffort Posts: 134 Forumite
    Ninth Anniversary 100 Posts
    edited 15 June 2019 at 9:16AM
    Hi All

    #49. £720 overpaid today

    Its amazing to see how much has gone from the mortgage in the past year

    happy weekend all

    Teameffort
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 90 with a payment of £20; thanks Prolific! Total so far for June is at £220.
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #45 checking in Julicorn.

    Jan - £205.34
    Feb - £260.11
    March - £189.21
    April - £119.60
    May - £194.19


    June - we had £31.05 at the beginning of the month, today a £135 payment and a SO set up for Monday (I won't be amending it so including it in my update) for £63.11
    This gives us a grand total of £229.16 for June.


    YTD - £1197.61

    I think that's all for this month :D


    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • weenemo
    weenemo Posts: 45 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Number 76 reporting in for June.
    Usual overpayment of £550 made.
    Also had a sit down and rejig of finances, realised between the two of us we had far too much buffer (clearly each thinks the other isn't good at saving :rotfl:). So an additional £10000 popped into mortgage.
    Taking June's OP to £10550
    This also brings us to under half of our mortgage left to pay after only 2 years in the house. Completely astounded, I'd no idea we would manage that.

    Julicorn; can you increase my years target again please. I'll try to make it more ambitious this time. Can I go to £33000 please
  • Nichelette
    Nichelette Posts: 2,132 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    #86 here to report a June overpayment of £1298.25.

    I thought my target might be slightly ambitious but I looked at what I'd need per month and I think it can be done, so I'm going to get my head down and making sure I do the MSE things that allow me to save.

    There are some amazing figures on here!

    Thanks for updating Julicorn :)
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • ZoPig2016
    ZoPig2016 Posts: 88 Forumite
    Hi - I’ve missed a couple of updates, who knows where the time goes.

    #113 £892.56 for May then same again for June please.

    Next month I will have my savings target full so hope to be adding some cheeky extras to the mortgage!
    :)
  • Southernman
    Southernman Posts: 605 Forumite
    Tenth Anniversary 500 Posts Combo Breaker
    I have slipped a bit in reporting each month

    April £508
    May £508
    June £508

    #128 thanks
    Mortgage 1: May 2012 £90,000 April 2020: £47,000
    Mortgage 2: £270,000😱 Jan 2019 £253,000 April 2020
  • CrowdieSaver
    CrowdieSaver Posts: 109 Forumite
    Part of the Furniture 100 Posts Academoney Grad Combo Breaker
    Hi everyone

    #97 checking in with an overpayment for June of £300. This takes my total to £1,650/£2,500

    Jan: £460/Mar: £290/Apr: £300/May: £300/June: £300

    Probably won't be making many overpayments for a while, but will do my best to be back soon.

    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.