We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

2019 Mortgage-Free Wannabes

1100101103105106172

Comments

  • ilselm
    ilselm Posts: 132 Forumite
    Eighth Anniversary 100 Posts Name Dropper
    #106 here (again!). Another £900 paid off the mortgage today bringing June’s payment total to £3,200 and over half way to the 2019 target. With a good wind behind me, I may just bring the total amount owed to 5 figures by the end of the year :) Thanks,

    June total: £3,200
    2019 total: £10,803 / £20,000
  • Hettyhound
    Hettyhound Posts: 1,137 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 90 with an overpayment of £12, thanks TCB! Total June op of £232.

    Thanks Julicorn
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Dec 2025 £16,453[/COLOR] 2025 OP £2991/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £5477/£21,930 (24.97%)
  • I know that I'm a little late to the party, but please can I join in?! :)
    I'm hoping to overpay by £3000 between June and the end of the year. (7 months)
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • julicorn
    julicorn Posts: 2,673 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I know that I'm a little late to the party, but please can I join in?! :)
    I'm hoping to overpay by £3000 between June and the end of the year. (7 months)

    Never to late to join the fun! Welcome to the challenge, you're our #107 now! :j
  • julicorn wrote: »
    Never to late to join the fun! Welcome to the challenge, you're our #107 now! :j
    Great, thank you! I'm looking forward to keeping those over-payments topped up for the remainder of the year! :T
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £54,762.71 Current mortgage end date: June 2032 Daily interest: £7.59 > £2.64
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can I be added please? My mortgage is 161k and I would like to op by 1k.

    Thanks
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    #14 with OP of £190 please :). June total £490 (so far, hoping for one more op before july!).

    Many thanks Julicorn x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • becky170
    becky170 Posts: 881 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hello, no. 7 here with an overpayment of £80 for June. Thanks Julicorn!
    Mortgage-free wannabe 2025 £571/3000
  • Bounty123
    Bounty123 Posts: 104 Forumite
    Seventh Anniversary 100 Posts Photogenic Name Dropper
    Evening everyone,

    No. 23 stopping by to log my update.

    June overpayment of £216. Running total for the year = £1178.

    Can I lower my target to £3,000? I new kitchen has forced me to lower my expectations for 2019.

    Thanks Julicorn for running the challenge. It is keeping me focused even if I cannot reach the target.
    2025 MFW No:23
    MFiT-T7 12
  • skippie
    skippie Posts: 91 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    #144 another £61 for May please
    Original 35 year mortgage: January 2016, £306,000
    January 2022 : £198,000 (£30k saving pot split equally between cash and alternative investments)

    January 2022: 2x £3k child ISA.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246.1K Work, Benefits & Business
  • 602.2K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.