2019 Mortgage-Free Wannabes

life_is_sweet

#11

Reporting £1350 overpayment for June

That takes me to £5867 overpaid for the year so far.

Well done everyone, keep on keeping on!

Lis

ElmoR

Hi julicorn


Number 125 reporting in with an O/P of £1620.89 for June.


Thanks for pulling me along everyone!!
ElmoR

pinknsparkly

Hi all! Number 99 here, reporting a total of £431.39 overpayments for June.

I also need to amend my total for May to £4748.70 please.

Thanks so much for running this challenge Julicorn - it's proved incredibly motivating for me!!

longway2go

Thanks for the add ��

lindez

Good evening all and well done on the over payments great totals.
#44 with another over payment £75.00 for June total now for June £421.00.

Thank you Julicorn

mmmsnow

Suffolk_lass wrote: »

Slight aside to our payments - has anyone on here considered how to reduce the redemption fee and admin fee when paying off your mortgage? We stayed with friends at the weekend who have left their mortgage to run its full course and pay 42p a month.

Just saw this today. I'm in a position where I've locked myself into a 5 year mortgage deal (we were worried about the uncertainty around Brexit and decided to go for a 5 year fix rather than do a two or three year deal and need to remortgage in the middle of it all). I have two mortgages, £13k and £5k on another. I am overpaying the larger one and hope to get both to around £5K by the end of the year.



That leaves £10k to pay off before August 2022 and I'm planning on having it down to £600 before my 40th birthday in 2021 and then just paying £50 per month for that last year. I don't know if I'd leave it as low as 42p, just in case I manage to overpay too much by accident!

benmclaughlan

#87 with an overpayment of £1635 for June. Thanks Ben

anna42hmr

Hi, number 105 here with Junes OP to the mortgage, please can you put me down for my usual £215.26 please, which will take me to a year to date of £1291.56

Nichelette

julicorn wrote: »

And while we're at it, maybe we can start some sort of 'Scary South East Mortgage Anonymous' club :rotfl:

I'm in :rotfl:

Joking aside, #86 checking in with a total June overpayment of £1360.85

We're into the 279's tomorrow when the regular payment goes which is our first milestone since taking on the mortgage :j

Thanks Julicorn!

ChipAway

#101 - A further £100 for June, which makes the total for the month £300

I'm also part of this fledgling "Scary South East Mortgage Club"! But I'm now down under 240...

Thanks