2019 Mortgage-Free Wannabes

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  • Cherryfudge
    Cherryfudge Posts: 10,221 Forumite
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    No. 30 here with a last-minute top-up of £51.04 for June - which I think brings my June total to £309.55.

    I haven't quite made it under the next £500 but I will with July's payment(s). :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration challenge, 2024: Trainers 5 coupons, dress 7 coupons = 12/68
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • OhtobeMortgageFree
    OhtobeMortgageFree Posts: 323 Forumite
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    #107 here...
    Please can you add £150 to my June total, making it £350 for the month.
    Thank you!
    Original mortgage total: £140,000.00 (July 2015) Original mortgage end date: June 2040
    Mortgage free start date: 16th October 2018 Mortgage total at this point: £132,829.12
    Current mortgage total: £56,434.19 Current mortgage end date: June 2032Daily interest: £7.59 > £2.64
  • charlie792
    charlie792 Posts: 1,744 Forumite
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    #111

    Total of £1549.18 paid in for June

    Expecting a slightly slower couple of months now, reality I expect probably only £500-£750 over the next few months with the wedding and also we need to start putting more away for OH tax bill in January as it's going to be more than we were expecting
    MFW 2020 #111 Offset Balance £69,394.80/ £69,595.11
    Aug 2014 £114,750 -35 yrs (2049)
    Sept 2016 £104,800
    Nov 2018 £82,500 -24 yrs (2042)
  • pawlala
    pawlala Posts: 1,416 Forumite
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    #22 reporting total overpayments for June came to £1100.85

    Thanks and have a great weekend everyone! :D
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • Rachiedabbler70
    Rachiedabbler70 Posts: 303 Forumite
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    Suffolk_lass wrote: »
    Slight aside to our payments - has anyone on here considered how to reduce the redemption fee and admin fee when paying off your mortgage? We stayed with friends at the weekend who have left their mortgage to run its full course and pay 42p a month.

    Hi SL - I've got to say I'm not sure - definitely worth looking into though because I must admit I think my admin fees for each mortgage are £95 and I have 3 mortgages on my house so may do like your friends and leave a small balance when I get close to clearing mortgage 3 (circa £10k at present still to go).

    Hi Julicorn
    Many thanks for keeping us on track and up to date :A
    #81 reporting a payment for June of £555.01

    Keep going everyone - Summer months are always difficult I think to pay extra, but worth keep chipping away :)
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
  • life_is_sweet
    life_is_sweet Posts: 45 Forumite
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    #11

    Reporting £1350 overpayment for June

    That takes me to £5867 overpaid for the year so far.

    Well done everyone, keep on keeping on!

    Lis
    #11 MFW 2020 :£14560/£15000
    MFW 2019 :£10327, MFW 2018:£6676 , MFW 2017:£6664
    Original MF date June 31/Target MF September 21
    I can do it!
  • ElmoR
    ElmoR Posts: 400 Forumite
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    Hi julicorn


    Number 125 reporting in with an O/P of £1620.89 for June.


    Thanks for pulling me along everyone!!
    ElmoR
  • pinknsparkly
    pinknsparkly Posts: 542 Forumite
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    edited 28 June 2019 at 6:59PM
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    Hi all! Number 99 here, reporting a total of £431.39 overpayments for June.

    I also need to amend my total for May to £4748.70 please.

    Thanks so much for running this challenge Julicorn - it's proved incredibly motivating for me!!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • longway2go
    longway2go Posts: 1,006 Forumite
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    Thanks for the add ��
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • lindez
    lindez Posts: 643 Forumite
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    Good evening all and well done on the over payments great totals.
    #44 with another over payment £75.00 for June total now for June £421.00.

    Thank you Julicorn
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
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