2019 Mortgage-Free Wannabes

f0xh0les

#65 reporting in with June's O/P of £104.21
bringing my mortgage total down to £97,500

VDOT47

Hi, not reported for a while as we’re behind target!

So ..... #9 reporting:
April - £150
May - £250

Thanks!

utopiah

#43 reporting June overpayment as £1120.
Thanks julicorn

Raggle1

#62 reporting an OP of £1000 for June, making a total of £4120 YTD.

darcyboo

#95 reporting in with the very first OP on the new mortgage, how exciting! £51 for June please. Have set up a regular direct debit, and then plan to make little ad-hoc OPs here and there if there’s any spare funds floating around. Thank you!

erin_transport

Hi
#138 checking in with an early June overpayment of
£220 so far.
Thanks

Suffolk_lass

#37 here. My regular OP has gone and is showing against the mortgage balance £467.92 so far for June. I will try and top up to get it under the next round £1000 on the mortgage balance before the end of the month (I do like a nice round number) - need £482.26 so will try for £500.

Thanks JC, your efforts are much appreciated

Lomcevak

#8 with an overpayment of £1,404.03 for June, making £30,375.82 for the year to date - over the £30k mark this year, and that OP also takes me past £200k paid off since I took the mortgage out

I'm within about £100 of being mortgage neutral now - the outstanding balance on the mortgage is just a touch larger than my readily-available cash. Might go an ebay something just to reach that symbolic point - won't actually pay it off formally until this time next year. 11 OP's to go


edit: talking about nice round numbers, I had everything set up carefully so the remaining OP's for 2019 would take me to exactly £40k for the year. Last week, I got a letter from FD telling me they'd messed up the payment schedule, I'd paid a few hundred quid too much over the last year (don't care), and they recalculated my monthly payment going forward. Now i've got to OP a bit more to make it a round number again...!



So, JC, please could you increase my target to £42,500? Thanks!!

Suffolk_lass

Slight aside to our payments - has anyone on here considered how to reduce the redemption fee and admin fee when paying off your mortgage? We stayed with friends at the weekend who have left their mortgage to run its full course and pay 42p a month.

FTBlalala

#78 Checking in. June OP of £300. Picking up the pace in second half of the year as partner has new job woohooo....

YTD £1430.41.

Thanks Julicorn for your amazing work!