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:) What small DFW things will you do this week - w/c 7 August :)
crazy_cat_lady
Posts: 7,063 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=1
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Comments
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Morning all :coffee: :hello:
Up and about early this morning as I had a nap yesterday so have struggled to sleep during the night. Silly me. Anyway, I thought I'd start us off for the week as I'm up and about.
Not a massive amount planned for today but not a nsd. My cleaning lady starts today so I will need to pay for that, and I also need to keep me and the kids occupied out of the house for 3 hours later this afternoon while she's here. Last thing she needs is people in the house while she's working.
Also looking after bestie's ds today. Otherwise he was going to have to go into work with his dad. Far better that he's here and he and ds can entertain each other. I suspect we'll go out for food later on, plus ds has his swimming lesson later and I need to go to Mr A and collect the last of my school uniform order (apart from dd's official school stuff). So plenty to keep us occupied.
Have a good day all!Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Just catching up with the end of last week's thread.
Welcome to Pippi, and lots of love and a dodgy :grouphug: for you DNMS. You know you'll get through it, but it certainly doesn't make it any easier.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Morning cat
Any chance you could put the smilie in the title? Makes it easier for me to find the thread when I'm blurry eyed in the mornings!
Whoop hope your cleaner is super efficient and you're happy with her work!
Man I've got a hang over
and it's a working day
:o hope a few more coffees, some water & paracetamol will nip it in the bud.... we had a great time out with friends yesterday afternoon. Madam played with their girl, we had some food and drinks and it was fun. What I really need at the moment
Plans for today:
* make everyone's lunches
* get petrol and put air in tyres
* I'm debating whether to go to office in my home town. It depends on whether I have an appt today. As yet they haven't come back to me so seems worth the chance of saving 40 miles and 1.5hrs travel time
* dinner will be yesterday's meal not cooked in the end
* hang out washing weather forecast says we're having a rare non raining day
* return a dress - must do this today as time is running out
* GOT, book, bath and early night tonight I think
Ok better start getting on xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
I'll try...

Hope the hangover clears soon xNot giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
crazy_cat_lady wrote: »I'll try...

Hope the hangover clears soon x
go to edit, then go advanced and at the bottom under the part where you write there are post icons:DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
I don't think the smile is an option in the new forum... Are you still using the old version DNMS???0
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Hi gang,
Had a pretty productive morning considering I've only been up for 40 mins...
- Washing on airer not TD
- Sorted YNAB - leccy bill day...
- Checked both banks :A
- Mooncup Monday - so much cheaper/easier/healthier/better
- Packed lunch is ready :cool:
- Tonight's tea sorted - OH cooking :A
- Replied to a message about cover next week - not ready to do it so turned it down even though the £60 would've been nice...
Righto - back later!
Happy Monday everyone!0 -
Hey up chaps!
Small list for me today
Post on here
Set a budget
Change one online saver to petrol account and put in monthly allowance
Declutter the fridge and save any food looking like it might run away
Walk dogs
Buy some toilettries from the £1 shop somewhere when out
Have a look and see what clutter I have for selling to clear debts
Enjoy a lovely day off with dh.
Look for any YS food need fruit.
Have a good one chaps
xx
Thanks for the hello's and welcomes
nice to be back. :A Total debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning all :hello:
Lovely to see you posting again pippi Thanks for the start cat used to love having a cleaner, used to come home to shiny house and get food delivery that night and I was set up for the week.
It will be my luxury again once we have done the extension as we will be both be working FT again 
Anyway list for today:
check banking, update sheets
DH job 2 hasn't paid (again :mad:) :mad: why do people just blatantly lie
Lots of driving today as I ahve a meeting very near home, but childcare is an hour away today so need to go there and back and then there and back again later :eek: could be worse, work pay for fuel and I don't have to pay £72 childcare
Work buying me lunch too
will just have a snack later and smalls will be fed at mums, DH already has HM soup for work tonight
Do some more planning tonight and maybe an hours work so I can skive off early tomorrow and go for a run and sort some more stuff out upstairs
Make another batch of jam
Drop blackberries to friends if she is back from her trip
Right, must dash, off to meeting. Purps.0 -
Good Afternoon All
CCL - Thanks for starting us off today
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Was up early as decided to try the Dr's for an earlier appointment and managed to get one for 9.20 with the Dr that listens, he explained all my test results and told me to take it easy, main diagnosis seems to be pericarditis, so at least I have a name for how I'm feeling. Today :
Check Bank & make PAD - Done
RM Surveys - Done
Post Ebay sale & old ink cartridges - Done[/COLOR
Ironing - 1/2 done
Mum's washing - 1/2 done & line dried
Purge on emails - Done a few
Enter a few comps - Done a few
All meals from cupboards/fridge/freezer - Done
Check: Luckyphone, Ashleigh, Numberplatelotto, FPL - Done
Have a great day all!
C x
Goodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520
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