So, we are now in December. ❄️ 🎄 Most of the monthly direct debits came out yesterday. I put in the monthly gas & electric meter readings, just waiting for the bill to see how much credit we have left. Spent most of the first day of December in hospital after shutting my hand in the car door. Thankfully not broken but very black and bruised. That’ll teach me to watch what I’m doing when I get my bags out of the car.
WFH later today. Have just fed the dog and am back in bed with a cuppa. Will walk her once it gets light.
This weekend I was invited to a Christmas market on the train but it’s so cold out it wouldn’t be pleasant so I have declined. I hate the winter as the cold causes me so much back pain.
Instead I will stay indoors in the warm and write my xmas cards.
0% credit card £1360 ~ paid in full 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE House sale costs= EPC £55 Solicitor insurance £90. Solicitor fees £1290 NOW MORTGAGE FREE 🤗 House purchase costs = house 1 fell through serious illness of seller. Solicitor Insurance £90 Searches £300. House 2 offer fell through structural problems / damp on survey. Solicitor insurance £90 Searches £300. Survey £375. House 3 offer 20/10/22 survey £540. Solicitor insurance £90. Mining survey £60 Searches £300. Damp report £150. Builders report/ quote £100. chaps transfer £23. Solicitor fee £2000.15. FEB 2023 = NOW COMPLETED 🥳🍾
Have walked the dog and she is now snoring in her chair. I’ve just had a hot chocolate and am debating what to have for breakfast. May be scrambled eggs on toast.
I have some sweet potatoes to use up so I think I will make soup in the slow cooker. There are a couple of carrots to use up so I will chuck them in too & some chilli flakes and a bit of stock.
I have some chicken breast in the freezer so have taken that out to defrost and will have it later for dinner with some veg fried rice using up the last courgette & leftover green pepper and some black bean sauce. I have a couple of frozen batch cooked meals for over the weekend so I don’t need to go shopping until next week.
0% credit card £1360 ~ paid in full 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE House sale costs= EPC £55 Solicitor insurance £90. Solicitor fees £1290 NOW MORTGAGE FREE 🤗 House purchase costs = house 1 fell through serious illness of seller. Solicitor Insurance £90 Searches £300. House 2 offer fell through structural problems / damp on survey. Solicitor insurance £90 Searches £300. Survey £375. House 3 offer 20/10/22 survey £540. Solicitor insurance £90. Mining survey £60 Searches £300. Damp report £150. Builders report/ quote £100. chaps transfer £23. Solicitor fee £2000.15. FEB 2023 = NOW COMPLETED 🥳🍾
Phoned to change my details as I am currently not a home owner and number of cars in the household has gone from 3 to 2.
Revised premium £230 ! Made a few startled gasps & they said they would have a look at it and came up with £205.95. 😁
0% credit card £1360 ~ paid in full 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE House sale costs= EPC £55 Solicitor insurance £90. Solicitor fees £1290 NOW MORTGAGE FREE 🤗 House purchase costs = house 1 fell through serious illness of seller. Solicitor Insurance £90 Searches £300. House 2 offer fell through structural problems / damp on survey. Solicitor insurance £90 Searches £300. Survey £375. House 3 offer 20/10/22 survey £540. Solicitor insurance £90. Mining survey £60 Searches £300. Damp report £150. Builders report/ quote £100. chaps transfer £23. Solicitor fee £2000.15. FEB 2023 = NOW COMPLETED 🥳🍾
Thank goodness it’s the weekend. Plans for the next 2 weeks
write & post xmas cards visit solicitor cut grass tidy garden/weed front forecourt finish packing living room meet up with friends haircut dentist Neck & face massage Afternoon out with the girls buy new winter boots - either online or in store - need some flat biker style fur lined & good grip soles
0% credit card £1360 ~ paid in full 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE House sale costs= EPC £55 Solicitor insurance £90. Solicitor fees £1290 NOW MORTGAGE FREE 🤗 House purchase costs = house 1 fell through serious illness of seller. Solicitor Insurance £90 Searches £300. House 2 offer fell through structural problems / damp on survey. Solicitor insurance £90 Searches £300. Survey £375. House 3 offer 20/10/22 survey £540. Solicitor insurance £90. Mining survey £60 Searches £300. Damp report £150. Builders report/ quote £100. chaps transfer £23. Solicitor fee £2000.15. FEB 2023 = NOW COMPLETED 🥳🍾
Just back from walking the dog & it’s a very cold windy day 🥶 but at least it’s not raining.
Puppy dog had a good time chasing her ball and is now snoring in her chair
I didn’t get round to making the sweet potato soup yesterday so I will do that today. I did microwave one then fry it with a bit of leftover gammon and a fried egg on top for breakfast 😋
0% credit card £1360 ~ paid in full 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE House sale costs= EPC £55 Solicitor insurance £90. Solicitor fees £1290 NOW MORTGAGE FREE 🤗 House purchase costs = house 1 fell through serious illness of seller. Solicitor Insurance £90 Searches £300. House 2 offer fell through structural problems / damp on survey. Solicitor insurance £90 Searches £300. Survey £375. House 3 offer 20/10/22 survey £540. Solicitor insurance £90. Mining survey £60 Searches £300. Damp report £150. Builders report/ quote £100. chaps transfer £23. Solicitor fee £2000.15. FEB 2023 = NOW COMPLETED 🥳🍾
Your poor hand omg that's horrid. I hope it is starting to heal. It sounds agonising! You are brave to take puppy out after that! A warm breakfast is lovely. I am dreading popping out to the corner shop. It is chilly by me.
It’s a very dark morning with a biting wind. I’ve been out with the dog for an hour with my thermals on. Just my face that’s cold! I’m glad I got 2 pairs of these thermals from mat alan. Long sleeved top & leggings in cream with glittery bits 😆
Just having a hot chocolate then it’s crumpets & butter for breakfast. Puppy dog is snoring again she had a lovely run around. Didn’t get much done yesterday, just resting apart from hoovering the hall & living room. Must write my Christmas cards today to be posted tomorrow
0% credit card £1360 ~ paid in full 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE House sale costs= EPC £55 Solicitor insurance £90. Solicitor fees £1290 NOW MORTGAGE FREE 🤗 House purchase costs = house 1 fell through serious illness of seller. Solicitor Insurance £90 Searches £300. House 2 offer fell through structural problems / damp on survey. Solicitor insurance £90 Searches £300. Survey £375. House 3 offer 20/10/22 survey £540. Solicitor insurance £90. Mining survey £60 Searches £300. Damp report £150. Builders report/ quote £100. chaps transfer £23. Solicitor fee £2000.15. FEB 2023 = NOW COMPLETED 🥳🍾
Replies
Most of the monthly direct debits came out yesterday. I put in the monthly gas & electric meter readings, just waiting for the bill to see how much credit we have left.
Spent most of the first day of December in hospital after shutting my hand in the car door. Thankfully not broken but very black and bruised. That’ll teach me to watch what I’m doing when I get my bags out of the car.
Wrap up, plenty of warm drinks and don't work too hard.
last year £191.84
Phoned to change my details as I am currently not a home owner and number of cars in the household has gone from 3 to 2.
Glad to see they reduced the premium!
write & post xmas cards
visit solicitor
cut grass
tidy garden/weed front forecourt
finish packing living room
meet up with friends
haircut
dentist
Neck & face massage
Afternoon out with the girls
buy new winter boots - either online or in store - need some flat biker style fur lined & good grip soles
I didn’t get round to making the sweet potato soup yesterday so I will do that today. I did microwave one then fry it with a bit of leftover gammon and a fried egg on top for breakfast 😋
There's supposed to be a cold snap around the 10th, dig out those really warm clothes 🥶
Just having a hot chocolate then it’s crumpets & butter for breakfast. Puppy dog is snoring again she had a lovely run around. Didn’t get much done yesterday, just resting apart from hoovering the hall & living room. Must write my Christmas cards today to be posted tomorrow