I have decided to update as its been ages since I started this thread and so much has changed including my priorities.....
We gained a puppy after starting this thread and although she is a handful she has given me something to focus on and to get up for each day.
DS split from one long-term gf and is now several months into a new relationship and started a new job and seems very happy.
Sadly DM passed away suddenly this year and I miss her every day. Then DF was seriously ill in hospital with sepsis and almost died but thankfully he found the strength to pull through and is making a full recovery physically. We are supporting one another emotionally as a family.
I started this thread with the focus on saving some money. That hasn't happened and I have ended up with some debt on a 0% credit card but it is being paid off as planned and I am still managing to pay all bills and still have some money to spend with friends. I am planning to start saving for an emergency fund in the new year 2019.
0% credit card £1360 ~ paid in full 0% Car Loan £7500 ~ paid in full
JAN 2020 = NOW DEBT FREE
Emergency fund £1000 now 51 and saving for retirement !