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Get a grip !
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Thanks MF, I suppose 2 dog walks and dishwasher was enough for yesterday. I fell asleep sometime after 1am and woke up at 6.30 which feels like a lie in but is about the usual length of sleep a night.Just back from walking the dog. It’s a lovely sunny morning again but a very chill wind! Puppy dog has a good run around and then a sniffy walk round the pond.Washing is just finishing and should dry in this sun & wind. DS got in from work around 1am & his gf has gone to work at 7.30am. I am sick of asking and will be waiting a long time if I wait for them to do anything. I got really excited when they said they were buying the house but I don’t think they have done anything about it since then. So I will just plod on and do bits when I can. Once the washing is hung out the patio will get a bucket of zo flora over it and a bit of a scrub with the long handled garden brush. Then I will leave it on to do it’s magic and rinse off with the hose.The only job I am really dreading is cutting the grass but it is growing quickly now & is dry so I will try & do that today before it gets knee high0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
It's awkward, I appreciate that, especially with family. Think we are both in limbo for a while and have to crack on with original plans.Mortgage started 2020, aiming to clear 31/12/2029.1
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Had a call from my non-dog owning friend and we walked to the shopping centre over the fields.I bought a birthday card for ex f-in-law 69p paid in cash from my purse. Got a few things in b&m total spend £7.27 and lidll £3.28. Plus I bought us lunch, a double cheeseburger each, one tea for my friend & a Diet Coke for me £5.56.I couldn’t get any suitable light bulbs so I will probably have to go to screw fix later this week. Tomorrow after work I am out with an old friend I met when I first moved here over 30 years ago.5 pairs of jeans (3 dog-walking and 2 non-dog walking) and 2 jumpers dried on the line. Patio was cleaned this morning. Roasted a chicken for dinner with roast potatoes & butternut squash plus broccoli and cauliflower. Leftovers frozen for ready meals & some chicken breast sliced up in fridge for lunches.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Finally payday 🤗
wages £1248.26
normally £1191.46
tax refund £56.80 for working from home April - feb. March salary should see a further £5.20. Total £62 Better than a poke in the eye 😆
Terrible morning so I decided to take the afternoon off. Contacted my old friend and we met for lunch. £11.29 for 2 meals with free iced lemon water on the bar. Then blew the budget on dessert £4.50 😋
Had a wander round the range after but still couldn’t get lightbulbs so had a quick trip to screw fix nearby £7.99 for 3. One of the old bulbs had Woolworths printed on it!Feel a bit more chilled now so hopefully a better day tomorrow0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
Great way of spending your refund and impromptu time off.
At least you got the bulbs!Mortgage started 2020, aiming to clear 31/12/2029.1 -
Nice tax refund. That bulb lasted a while, didn't it!2
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Mild morning and some sun. Have been out with the dog.Have been back in the office this week for a few hours to set up my specialist equipment. I have an optician appointment today to get an up to date computer prescription then I am going to order some tinted glasses online. Prices between £21 - £32 for graded tint dark at the top getting clearer at the bottom. I think I will need them as the lighting is so bright across the whole office and non adjustable.Energy bill 21 jan - 28 feb (5 weeks) £137.08. Direct debit £95. Credit brought forward £221.58, remaining credit £179.50. My fix ends in May so I will leave any credit on the account0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p10 -
Is there a better desk location or do they all have bright lights above them. Some companies do take one of the bulbs out to dull things down for people.
Good luck with your eye test, the glasses sound like what I would benefit from.
Mortgage started 2020, aiming to clear 31/12/2029.1 -
Unfortunately they all have bright white lights above them and none can be removed.I had my eye test today (free) and just need to upload my prescription to glasses direct. Then I can order frames £9 and either full tint lenses £10 or graded tint (dark at the top to light at the bottom) £20. Spec savers wanted £39 for lenses in an old pair of frames I have and £15 tint. I can’t see the point in paying a fortune when this condition is meant to settle in 6-8 weeks.Shopping at aldee in the morning.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
That's a good price, just had a look at their site and will check again when I replace mine in the future.Mortgage started 2020, aiming to clear 31/12/2029.0
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