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Get a grip !

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Comments

  • You can still have a G&T, or two, maybe not for breakfast!

    Plans look great, as do your meals.

    Have a safe journey and a wonderful Christmas ⛄
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    So glad it is the holiday. Hurrah. Make sure you enjoy yourself. Sooooo happy you will see your DF. Please give him a big hug from all of us. We made it Hurrah. Now let's all have the best Christmas after a crazy year. 
    Aiming for a minimal spend 2022
  • So glad it is the holiday. Hurrah. Make sure you enjoy yourself. Sooooo happy you will see your DF. Please give him a big hug from all of us. We made it Hurrah. Now let's all have the best Christmas after a crazy year. 
    Yes, this with bells on it!! I think everyone deserves a very merry Christmas indeed
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lol at my G&T, I did however fall asleep between my little ones who were having a sleepover in one of their rooms and insisted I joined them.

    I think this year has just taken it out of everyone and we have all been scrabbling for to cross the line. I hope you have a lovely festive period. Xx
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming


  • Plans for this weekend 
    -wrap presents. 
    ✅hoover living room & kitchen tiled floor / rug. 
    ✅Last few items washed & dried outside if the weather is ok
    -get packed for going away - started
    -send meter readings online (it’s been really mild & heating has been mostly off during the day) 

    Will be interested to see if we have used over the £95 a month energy direct debit for December & used any of our credit built up over the summer. 
     

    Walked the dog x 2 and made a good start on my to do list. It was bright and sunny with a breeze this afternoon so the washing mostly dried outside. I also washed down the patio. Was also a NSD and all food from stores. Spent most of the afternoon relaxing on the sofa watching tv 😁

    Tomorrow I will walk the dog & wrap presents and finish packing. 

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Sounds wonderful and you'll easily get everything finished off.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Enjoy your evening. It is nearly Christmas!
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,651 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 19 December 2021 at 10:02PM
    Walked the dog this morning it was grey but mild. The heating has been off most of the day. I sent my meter readings online &
    I finished packing & wrapped presents in between watching tv. LF test was negative. Used up the last few bits & pieces in the fridge. Everything else is in the freezer. 
    I will fill up the car with petrol in the morning before setting off 🤗 
    Have a lovely Christmas🎄🥳 🎁 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Merry Christmas!!! Have a good journey and please send a big hug to your father from all of us, love swxxxx
    Aiming for a minimal spend 2022
  • Have a safe journey and a wonderful Christmas!
    Mortgage started 2020, aiming to clear 31/12/2029.
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