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Get a grip !

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  • You can still have a G&T, or two, maybe not for breakfast!

    Plans look great, as do your meals.

    Have a safe journey and a wonderful Christmas ⛄
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    So glad it is the holiday. Hurrah. Make sure you enjoy yourself. Sooooo happy you will see your DF. Please give him a big hug from all of us. We made it Hurrah. Now let's all have the best Christmas after a crazy year. 
    Aiming for a minimal spend 2022
  • riotlady
    riotlady Posts: 442 Forumite
    Sixth Anniversary 100 Posts Name Dropper Photogenic
    So glad it is the holiday. Hurrah. Make sure you enjoy yourself. Sooooo happy you will see your DF. Please give him a big hug from all of us. We made it Hurrah. Now let's all have the best Christmas after a crazy year. 
    Yes, this with bells on it!! I think everyone deserves a very merry Christmas indeed
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Lol at my G&T, I did however fall asleep between my little ones who were having a sleepover in one of their rooms and insisted I joined them.

    I think this year has just taken it out of everyone and we have all been scrabbling for to cross the line. I hope you have a lovely festive period. Xx
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming


  • Plans for this weekend 
    -wrap presents. 
    ✅hoover living room & kitchen tiled floor / rug. 
    ✅Last few items washed & dried outside if the weather is ok
    -get packed for going away - started
    -send meter readings online (it’s been really mild & heating has been mostly off during the day) 

    Will be interested to see if we have used over the £95 a month energy direct debit for December & used any of our credit built up over the summer. 
     

    Walked the dog x 2 and made a good start on my to do list. It was bright and sunny with a breeze this afternoon so the washing mostly dried outside. I also washed down the patio. Was also a NSD and all food from stores. Spent most of the afternoon relaxing on the sofa watching tv 😁

    Tomorrow I will walk the dog & wrap presents and finish packing. 

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Sounds wonderful and you'll easily get everything finished off.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Enjoy your evening. It is nearly Christmas!
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,446 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 19 December 2021 at 11:02PM
    Walked the dog this morning it was grey but mild. The heating has been off most of the day. I sent my meter readings online &
    I finished packing & wrapped presents in between watching tv. LF test was negative. Used up the last few bits & pieces in the fridge. Everything else is in the freezer. 
    I will fill up the car with petrol in the morning before setting off 🤗 
    Have a lovely Christmas🎄🥳 🎁 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Merry Christmas!!! Have a good journey and please send a big hug to your father from all of us, love swxxxx
    Aiming for a minimal spend 2022
  • Have a safe journey and a wonderful Christmas!
    Mortgage started 2020, aiming to clear 31/12/2029.
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