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Get a grip !

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  • Skint_yet_Again
    Skint_yet_Again Posts: 8,431 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 2 April 2021 at 11:26AM
    😆 all I have done today is walk the dog, hang out washing & put dishwasher on. It’s sunny & bright ☀️ but a cold wind today 🥶

     Sorry it must be my poor writing, the other jobs have been done over the week just gone, the first week of my holiday started on Monday! 

    Pancakes were 😋 1 mashed banana, 2 beaten eggs, 1tsp vanilla extract, 1 1/2 tbs coconut flour all whisked together, then 1 ladle per pancake fried on one side for about a minute, then about 30 seconds on the other side. Made 3 pancakes. 

    Friend was too busy yesterday so we are hoping to meet up today. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Yummy! 

    Time to confess, I've got everyone's sun 🤫
    Mortgage started 2020, aiming to clear 31/12/2029.
  • We’ve got lovely sun, but you can have your North wind back 😆
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    You have still done more than me. It looks bright here but i am not sure how hot it is. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You can keep the wind! That was a bad one up here as it caused some of tenement over the road to fall off this week 😲 hopefully yours isn't that bad.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,431 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    It was just a cold wind yesterday, not a bad enough one to damage anything thankfully. 

    Friend didn’t ring yesterday, so I went with DS’s gf & the dog for a long late afternoon walk on the common & in sheltered spots it was lovely & warm. The sea was a glistening deep blue, it could almost have been a summers day, until we got in the open again 🥶 

    Have lost track of the days slightly. So for today, (Saturday)all food will be from stores
    b - bacon & cheese muffin
    l - steak & salad wrap 
    d - chilli

    Jobs for today
    -Check pressure on car tyres
    -Tidy living room 
    -hoover downstairs 
    -burn some papers in the outdoor incinerator 

    Sunday 
    b- banana pancakes 
    l- steak & salad wrap
    d- liver & onions, mash & veg

    Jobs for sunday
    -cut grass
    - hoover stairs & landing

    I have moved £350 of my payrise to my chair fund. Just over £60 of that was my tax refund for working from home as I changed my tax code online. I have put my meter readings in the app & I am £24 in credit, so I don’t need to use it to cover the winter energy bill. Heating has been off since the end of March. My tariff ends at the end of May so I will be looking for a good deal soon once my fix period ends. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Sounds like a great walk, being outside and by the sea is refreshing.
    Food looks yummy and tasks look manageable.
    Good start to your chair fund. I know it's not right having to buy one to WFH, but sometimes needs must to get the outcome wanted.

    Hope you've sun today ☺️
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,616 Forumite
    Part of the Furniture 10,000 Posts
    Its brilliant that you have a benefit to the rubbish conditions at work. This chair will be of use to you. I am so pleased with all your walking and lovely views. I hope your sister is getting better. Well done to all your jobs and yum food. 
    Aiming for a minimal spend 2022
  • doingitanyway
    doingitanyway Posts: 9,875 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    The first thing I will do when I move is buy a good chair for working. So important. 
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 0/1000
    Buffer fund 0/100
    Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,431 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 5 April 2021 at 7:08AM
    Can’t believe it’s Monday already. Have been (really lazy) resting around the house all weekend 😆

    Had a couple of lovely long walks with the dog and different friends on saturday morning & Sunday morning. Only job done is tidying the living room & moving some boxes of stuff upstairs ready to go in the loft. 

    I loaded my incinerator ready for burning papers once it got dark, but neighbours keep leaving their washing out or their windows open! I just can’t bring myself to stink up their houses or their washing. One house across from me has left white sheets on the line all day yesterday and all night, they are still there this morning! Hopefully if it’s as cold as they forecast today they will be gone by tonight & everyone will shut their windows! 

    Jobs still to be done this week
    mow grass
    check car tyres
    hoover whole house
    Pour boiling water on patio weeds (half done)
    burn paperwork (shredder broke)
    Move some stuff into loft
    clean dog slobber off patio doors 
    Second coat of paint on hall radiator 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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