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Get a grip !
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So pleased the backdated pay is enough for a specialist chair. Great use of the moneyIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 0/1000
Buffer fund 0/100
Debt March -1,119 (April) -889 (April) -498 (April) -378 (May) -875 July (190)2 -
That is the only advantage but it means you can save faster and retire quicker and buy nice things like a proper chair for your back. I hope you are feeling a bit better. Thank goodness for the weekend.Aiming for a minimal spend 20222
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If it means you can WFH and the office, that will be money well spent.
Hope you've some nice things planned this weekend 😊Mortgage started 2020, aiming to clear 31/12/2029.2 -
Met up with friends and walked the dog this morning. Lovely sun but bitter cold 🥶
They were talking about McD breakfast so I ordered one when I got home 😋 with a free delivery offer.Feel a lot better today. Still no phone call from Dr yesterday. Hopefully will be back to normal by Monday. Will take it easy today.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12 -
Glad you saw friends, a McDonalds is just right for this time. Have a chilled day.Aiming for a minimal spend 20221
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I'm pleased you're feeling a bit better.
Sounds like the McD was well deserved after the walk 😉Mortgage started 2020, aiming to clear 31/12/2029.0 -
Hope everyone remembered to change their clocks ready for British summer time. Not very much like summer today! Cloudy and blustery wind. Should be lighter this evening.I need to try & cut the grass today or tomorrow as it is so long I will need to rake up the clippings. I don’t normally bother & my lawnmower is a small lightweight hover. My neighbour has said that I can use his green bin this week as he has space.All food planned from stores today. Breakfast will be bacon & scrambled egg. Lunch will be sweet chilli chicken & salad wrap. Dinner will be spag bol using up the last crinkly mushrooms.Planning to go shopping to aldi tomorrow. Will do more resting & online browsing today after walking the dog. I need to get a new parasol or gazebo for outside the patio doors to stop the sun as it gets unbearably hot in the kitchen in summer 🥵 Standard gazebos do not seem to be high enough as the floor of the kitchen extension is a big step up from the patio.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Morning lovely, Im changing them now one at at time! My grass is the same as yours I will do it in bits this week as the garden is big!!!! Good luck parasol/gazebo shopping. Soon people will be advertising them on ma*ketpla*e so keep a lookout. Enjoy a rest too you deserve it.Aiming for a minimal spend 20221
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I've avoided the clock change by not having one, my phone and PC update themselves.
Grass clippings can go on your flower beds as mulch.
Would it be worth buying / fitting a canopy to your house? All the supermarkets have got parasols and scr3wf1x, DIY store ls have gazebos. I've been doing a lot of browsing to find the right thing for the garden to make the patio useable in the sun.Mortgage started 2020, aiming to clear 31/12/2029.2 -
I don’t have any flower beds 😆
Still looking at gazebos, parasols & awnings / canopies. I’ve looked at all of those places plus online garden centres & studio & the range. The kitchen is a single story extension across the back of the house & the floor is a step up from the patio. Whatever I buy has to be tall enough to be able to open the double patio doors but low enough to fit flat against the wall under the roof / guttering. There is not a lot of bricks in between the top of the door & the roof so I’m not sure it would take the weight if I screwed it to the wall. Will keep looking0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p12
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