Get a grip !

Irenadler

I think you are doing amazingly to keep well fed on that! 

MovingForwards

Agree there are lovely colours outside.

With the GF ones usually there's no breadcrumbs, just pure meat, but maybe the shop ones have GF breadcrumbs in; I've had GF ones from butcher's / farmers markets. You won't be disappointed, aside from size being chipolata.

Your shopping looks great and I know there will be rumbling bellies when the meal plans are divulged 😁

Skint_yet_Again

The gluten free ones have 85% pork and amongst the other ingredients is pea flour 😆

Although they are chipolata there is 12 in the pack instead of 6 in the other pack so the weight & price is the same. 

Had kippers & tiger bread for lunch 😋 Beef curry & rice for dinner later. Was disappointed that they brought the wrong butter. I had ordered a block of real butter but they delivered spreadable by mistake. Sent them an email & they have refunded £1.85 and told me to keep the spreadable. It’s ok but not as nice as real butter. 

Skint_yet_Again

Another frosty bright sunny morning. DS’s gf has just taken the dog to the forest to meet up with a friend & her dog. We can still meet up with 1 person outdoors for exercise under this new lockdown. 

That means after feeding the dog at 5am I went back to bed and had a lovely lie in until 8am 😊 Cheese & bacon on tiger bread toast for breakfast. The tiger bread loaf is huge! DS & his gf have had some and there is still half a loaf left. I may slice & freeze some to have with the sausage casserole when I make it. Tonight it will be using up some crinkly peppers & courgette in chicken fajitas. 

I had a phone call yesterday from the mot garage which I missed but they left a message asking me to call back & let them know if I am not going to attend due to the new lockdown. If I’m still going no need to call them. So from that it looks like they are remaining open 🤗

MovingForwards

There's a list around somewhere saying what's staying open, it's a lot more than when lockdown first happened.

Good choice of bread, that stuff is yummy!

Skint_yet_Again

Finally got round to working out this months budget. I haven't budgeted for any petrol as we are in lockdown & I am still WFH.

[font=courier new][b]Statement of Affairs and Personal Balance Sheet[/b][b]

Household Information[/b]

Number of adults in household........... 1

Number of children in household......... 0

Number of cars owned.................... 1[b]

Monthly Income Details[/b]

Monthly income after tax................ 1146.9

Other income...... 190[b] bills money DS & his gf

Total monthly income.................... 1336.9[/b][b]

Monthly Expense Details[/b]

Mortgage................................ 219.9

Council tax............................. 154

Gas.& electric..................... 80

Water rates............................. 40.52

Mobile phone............................ 8.65

TV Licence.............................. 13.2

TV/phone/internet.................... 53.5

Groceries etc. ......................... 120

Car maintenance (incl MOT).... 50

Presents (birthday, christmas etc).50

Entertainment........................... 50

3% saver................................ 50

long term saver......................... 250

dog food................................ 15

union fees.............................. 8.66

annual bills............................ 100[b]

Total monthly expenses.................. 1263.43[/b]

[b]

Secured & HP Debts[/b]

Description....................Debt......Monthly...APR

Mortgage...................... 0........(219.9)....0[b]

Total secured & HP debts...... 0.........-.........-   [/b]

[b]

Monthly Budget Summary[/b]

Total monthly income.................... 1,336.9

Expenses (including HP & secured debts). 1,263.43

Available for debt repayments........... 73.47

Monthly UNsecured debt repayments....... 0[b]

Amount left after debt repayments....... 73.47[/b]

[i]Created using the SOA calculator at www.LemonFool.co.uk.

Reproduced on Moneysavingexpert with permission, using other browser.[/i][/font]

MovingForwards

Looks good, don't forget to buy yourself a present when shopping for gifts.

Skint_yet_Again

I dont think I’m going to do any gift shopping this year 😆 Bah humbug !

As I may well end up on my own Christmas Day I’m going to give everyone money. Then on Christmas Day I will sleep in and veg out all day watching movies on tv 😁

I usually buy individual gifts for my sister, her husband & my nephew which I take up north to give them. We agreed years ago on max £15 per person. Instead I will either give money or order from amazon with free delivery straight to them. Total £45.

I get DF an annual magazine subscription for his xmas/birthday/ Father’s Day which he wants again, plus a few token presents to unwrap on the day which I take up north with me. Total £50.  He has said not to get anything this year to send. He will be going to stay with my sister in their bubble. 

I get my niece & her bf a token present (booze/chocolate/ tin of nice M&S biscuits) which I take up north with me, but I’m sure they will appreciate money this year £20. 

Then there is DS & his gf and if they are going to stay with gf’s parents I will give them cash. Total £150. If they are staying here I will get a few stocking fillers to open on the day & give the rest in cash. 

MovingForwards

Sounds like gifts are all sorted out and it's a great plan for the actual day 😃

Skint_yet_Again

Have been down to the beach for an hour with the dog. Was surprised how busy it was but we kept our distance from everyone off the main promenade. Many people not social distancing 😕 Sat in the sun for a while away from the crowds & now back home for a hot chocolate 😊

It looks like a good day for getting the washing dry outside. Did one load yesterday which dried outside & just putting another load out now.