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Get a grip !

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  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Now you are giving me ideas!!!! 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    That's a loads of tasks to get through. Please try and pace yourself!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • ...Please try and pace yourself!
    😂 Don’t worry, I did say over the next 12 months. It could even be 2 years. 

    Had beans on toast for breakfast, home made soup for lunch & chilli with rice for tea. It’s been cold today. Heating has been on for 15 minutes to take the chill off & will be on again later for another 15 minutes. 

    Have been invited into town on Saturday with a friend. She wants to go to matalan. I have recently had a book through the post with a voucher for £5 off £25, £10 off £50 and £15 off £75. Not sure I will spend that much but I do need some new jeans, just a cheap pair for everyday/dog walking, some welly socks, a new hat & scarf and a new bath mat (our current one is rubber backed & starting to degrade/go mouldy despite washing). We will probably get some lunch too, not sure where yet. 

    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    It's chilly here too. Well done on getting vouchers hopefully you will find something nice. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    12 - 24 months is a good pace 😁

    Have you a loyalty card for them (not sure if it works the same was a other cards or if it's just to do specific offers). They frequently send me money off vouchers by email.

    You will find somewhere nice for lunch 🤗
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Not a loyalty card as such, just a membership card which you have to have to be able to buy from them. They occasionally send you money off vouchers and a discount voucher on your birthday. You have to present the voucher in store with your “Reward” card to get the discount or enter the codes online. 

    I remember when they first opened in the 80’s you had to pay to be a member (think it was £1 and it’s free now) but there were some really good bargains back then, it was like a huge bargain warehouse. Think they got hit hard by george/ asda 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • atrixa
    atrixa Posts: 549 Forumite
    Sixth Anniversary 500 Posts Photogenic Name Dropper
    That list is huge, but great for getting everything in order! I quite like Matalan, especially for men's stuff and homeware. I can never resist the candles.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I wasn't sure how it worked. Took the card when offered, added it to my other shop cards and occasionally look at what the latest email is if I am popping to them.
    The clothes are ok quality, lasted me well. It's where I picked my clothes up to make nice interview outfits and my non-work gear when I was looking for a job. 
    Mortgage started 2020, aiming to clear 31/12/2029.
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,443 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 29 October 2020 at 12:47AM
    I usually buy my clothes from george but they have no midwash straight leg jeans in my size. There is no way I can get in a skinny pair 😆. I have seen a pair online at matalan £12.50, if they don’t have any in store or if we don’t go due to the weather I will order online. Also seen online 2 pairs welly socks £4 & quick drying bath mat £10.  

    I need to get some press studs to make some fleece wraps for puppy dog’s harness belly strap as it looks like it may be chafing. She runs so hard & fast after her ball I don’t want her getting sore, especially when it’s wet. I have some fleece fabric which should be easy to dry. At the moment we are using an old thick sock with the foot cut off but it’s a faff to get on & off each time & harder to dry when the heating is not fully on yet. Not sure if I can get press studs in town. Maybe wilko or tesco? I know asda used to have a sewing section so may pop in there on the way home from town if I can’t get any elsewhere. I think press studs would work better than Velcro & would be on the outer part of the fleece wrap, so won’t rub. 

    Have been snoozing on the sofa all evening and now can’t sleep. 🙄
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Took a coedine tablet in the end last night as I had arm pain & pain in my coccyx again. 

    Arm pain is from current work we are doing which is data intensive & coccyx still not healed from when I fell on the stairs early July. Too much sitting around! Not much else to do in the dark evenings. 

    Managed to sleep until 4.50am then “bing” wide awake! 😳 Fed the dog at 5am then back to bed with a cuppa but cannot get back to sleep. Will get up at 7am & walk the dog. 

    Had an email from amazon they are refunding £1.39 for a broken egg in my food delivery. 6 free range were £1.11 plus “shipping & shipping tax” so was worth reporting, I wasn’t going to bother just for 1 egg 😁
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
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