Get a grip !

atrixa

The room sounds lovely, Skinty. I'm always amazed at how expensive lightbulbs are. I'm going to end up spending loads on halogen bulbs in my new house.

Skint_yet_Again

Bills money has come in from DS & his gf.£190.  I have moved money around to savings pots 
dog food £15
car fund £50
birthdays/xmas £50
annual bills £100
long term savings £250
long term savings 3% account £50

Pots are now standing at 
Emergency fund £1000
car fund - mot/service/tyres/repairs £580

Dog food fund £60
annual bills £325
xmas / birthdays £210
Bed money £300

I have enough left for 2 weeks shopping 2 x £30. 

Skint_yet_Again

Have just been shopping to aldi this weeks shop £25.01

pork loin steaks                 £1.89
roast potatoes.(Frozen)        75p

Ice cream.                          1.45
Honey parsnips                   1.39
duck spring rolls.                  99p
chicken mini fillets             £1.99
hot & spicy chicken          £1.75
chicken Kiev garlic           £1.89
sweet & sour chicken         69p
Chilli chicken pizza           £1.09
frozen chicken tikka/rice. £1.19
frozen chicken tikka/rice. £1.19
BBQ pork pulled               £2.39
bananas 5 pack.                    69p
racer bars.                             55p
cheese spread                       79p
wheat crackers.                     69p
baking potatoes 5.               41p
tin baked beans.                  29p

Biscuits oatie.                      41p
grated cheddar mature.      1.49
pop out crisps  100g             79p

Crumpets.                             25p

Meals will be 
breakfast -
cereal or porridge (left from previous weeks ) & banana 
crumpets 
lunch - 

cheese on toast

Beans on toast

Jacket potato, Cheese & beans 
Pulled pork rolls x 2
Sweet & sour chicken/rice micro meal
Dinners - 
pizza
chicken kiev & jacket potato & veg 

pork loin steaks, roast potatoes, roast parsnips, veg (broccoli from freezer, carrots in fridge from last week, frozen peas)

pork stir fry with soy, ginger & garlic & noodles (from stores)
Chinese pork & veg egg fried rice 
2 x Chicken tikka & rice 

Irenadler

That's some savvy shopping Skinty!

MovingForwards

Finance looks good, as do the savings pots.
You've definitely got your shopping trip back to how it was and the meals sound yummy 😃

Skint_yet_Again

Thanks Babs. Savings so far since paying off my debt in January = £2400 split across 2 accounts including the 3% interest account. As I can only put £50 a month in the 3% account I need to start looking for a better interest rate for the rest. 

For the rest of the year I still plan to save from paydays end of oct/nov/dec 3 x £300 total target £3300. Next years target 12 x £300 = £3600. That would give me a total of £6900. Then I need to start looking at downsizing. 

MovingForwards

Have you got their other account, where it's a minimum of £50pm? I know 0.75% isn't the greatest, but much better than their ISA 😬
I will message you details of my other bank as they have some better accounts.

Very exciting times with downsizing in the future 🤗

Skint_yet_Again

Had another fall yesterday the long grass on the field was covering a small hole and just my luck to stick my foot in it and twist my ankle. 😕 I swore like a trouper whilst down on my hands and knees, managed to get up and hobble home. Sat on and off for most of the day with a bag of frozen peas on it! 

Today I am still hobbling but can weight bear on it, just can’t walk. 

Will be resting all weekend. 

Amazon have offered me another free 30 day trial of prime, so I used it to order some items for DF which he wanted & they will be delivered to him. I’ve also ordered a food shop coming tonight for next week so that should last me until payday & no need to go shopping during half term ☺️ 

Next week will be mince beef & veg chilli, Chicken Thai green curry & chicken & peppers in black bean sauce. Total cost £19.23. 

My long term savings are gaining 0.75% interest. I don’t think there is much better out there with instant access so will leave that where it is for now 

Irenadler

Ouch! Oh Skinty, I feel your pain, something I always do to myself so easily - especially when you have an over-enthusiastic pooch dragging you. 

You are doing well on the savings, I have a long way to go to catch you up!   

MovingForwards

Oh no, you've only just got over the last injury. I hope you do rest and don't try and sneak little tasks in like you normally do.
Well done on taking the free trial, that's nicely timed.
Food sounds great, just what you need now the weather is becoming a little questionable.

That's not a bad interest rate but if you do want something a little better, look at the other place as the new regular saver is out at 1% fixed, matures in just over a year. It's instant access too (all of my accounts are, just in case).