Get a grip !

Skint_yet_Again

Just back from walking and drying the dog. The rain is so hard it was hurting my face (the only part exposed to the weather!) and I could hardly see out of my glasses 😆 The dog enjoyed herself running after her ball & didn’t care about the rain 🐶

It was a large chicken so I have 4 more bags of leftovers in the freezer. I know some people on here who can stretch a “rubber” roast chicken to over 10 meals but I’m quite happy with 6 meals just for me 😋 £3.94 from asda included in my £10.59 shop, could probably have got cheaper at Aldi but asda had shopping delivery free on Uber & I didn’t feel well enough to go to aldi 

riotlady

Hope you're feeling better soon, fingers crossed it sounds like you're on the mend! 6 meals sounds great, I can never manage beyond a roast dinner and then soup the day after. 

Irenadler

Wow to the planning, despite feeling poorly, you have definitely got this. I am always so inspired and impressed at what you do, and your determination to bounce back, thank you....

Skint_yet_Again

Thank you all. Since my lovely mum died I vowed to try achieve something every day, even if its just getting out of bed. Some days are a struggle but some days are good. I've just worked out my budget for October. I am still saving £300 a month but it is now spread over my regular saver £250 and my 3% account £50.

[font=courier new][b]Statement of Affairs and Personal Balance Sheet[/b][b]

Household Information[/b]

Number of adults in household........... 1

Number of children in household......... 

Number of cars owned.................... 1[b]

Monthly Income Details[/b]

Monthly income after tax.....1150.86

Partners monthly income after tax....... 0

Benefits................................ 0

Other income............................ 190[b] bills money from DS & his gf

Total monthly income.................... 1340.86[/b][b]

Monthly Expense Details[/b]

Mortgage................................ 219.9

Council tax............................. 154

Gas & electric £80 

Water rates......... 40.52

Mobile phone................8.75

TV Licence........ 13.2

Satellite/Cable TV/bb/phone ... 53.5

Groceries £120

Petrol/diesel........ 40

Car maintenance (including MOT)... 50

Presents (birthday, christmas etc)..... 50

Entertainment...... 50

long term savings...............250

union fees........ 8.66

household bills.................... 100

dog food..................... 15

savings............. 50[b]

Total monthly expenses.................. 1303.53[/b]

[b]

Secured & HP Debts[/b]

Description....................Debt......Monthly...APR

Mortgage...................... 0........(219.9)....0[b]

Total secured & HP debts...... 0.........-.........-   [/b]

[b]Unsecured Debts[/b]

Description.............Debt......Monthly...APR

credit card..............29.15.....29.15.....0[b]

Total unsecured debts..........29.15.....29.15.....-  [/b]

[b]

Monthly Budget Summary[/b]

Total monthly income.................... 1,340.86

Expenses (including HP & secured debts). 1,303.53

Available for debt repayments........... 37.33

Monthly UNsecured debt repayments....... 29.15[b]

Amount left after debt repayments....... 8.18[/b]

[i]Created using the SOA calculator at www.LemonFool.co.uk.

Reproduced on Moneysavingexpert with permission, using other browser.[/i][/font]

MovingForwards

Budget looks good Skinty!

Irenadler

My goodness - I have a lot to learn from you and the other folk here. I am sure your mum would be so pleased and proud of you, you are totally organised ... And I know what you mean about struggle days, sure I saw on the forums somewhere a phrase (yet another one!) 'Fall down 7 times, get up 8' which keeps running through my thoughts.

 As the song says 'The only way is up...'

Skint_yet_Again

I’m hoping to see some friends this month & have budgeted £40 for petrol in the hope that I will get to meet DF halfway up the m1 if we get a decent dry day for a socially distanced meeting at the services 😊 He wants to sit outside & is still not comfortable going inside anywhere. On the news last night it was saying those in his age group are less likely to survive Covid. (wonder how Trump will get on)

DS has just come in from work & gone to bed. The dog has been fed & I will walk her later this morning. 

I was planning on going to town with a friend today to get some waterproof spray for my dog walking shoes & new slippers as the sole of my old ones has disintegrated in the washing machine. However the forecast is for gales and torrential rain and I still don’t feel 100% so will give it a miss. Don’t want to pass this lurgy on to my friend. 

Skint_yet_Again

Have walked the dog in the wind & rain, not as bad as expected. Just getting my breath back after wrestling with her trying to get her dry with the towel 😆She’s now snoring in her chair 🐶 💤 

Food plans for today 
all food from stores 
b - last 2 slices bacon on roll from freezer 
L - cooked chicken wrap with cucumber, sweetcorn & home made coleslaw
d - Tomato & herb chicken tray bake with peppers, courgette, onion & mozzarella & sun dried tomato & garlic cous cous 

MovingForwards

It's not a nice day to go out in when ill, order some slipper socks as back up emergency slippers. I've some lined ones and they are so comfy round the 'house'.

Meals sound great, as usual 😊

savingwannabe

Skinty i was feeling the same, it's the darkness and the rain. Putting Henry the tree up plus his camp lights has really helped. Hang in there it will get better and by then this Covid malarkey will be a distant dream. Keep your chin up girl we can do this. You are doing so well. By the summer i hope things will be nearly normal. I do hope so. I think if you see your father it will really help. Keeping fingers and toes crossed for you.