We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
NST: January 2017
Comments
-
NSD no. 14 today, not much happening apart from work.
Big news is we've had the mortgage agreed in principleso I have put an offer in £8000 less than our max to give a little bargaining room.
Agent has said seller wants to talk to her partner before replying so it looks like I've made a reasonable offer if it's being concidered and not rejected straight off. Apparently the want to move another city asap so are very motivated.
Fingers & toes crossed please.
I am grateful for:
1) Mortgage accepted (in principle, still a liitle while to go)
2) Burns night. Haggis, neeps & tatties for tea
3) Another good day of training. I have given so much info to my trainee I think her head will explode, but shes keeping up.
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
UPDATE:
Their first counter offer was £50 lower than our max! Seeing if I can bring her down a little, exciting!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
NSD 9/15
Grateful for
warmth - radiators and hot water (bliss)
food in the cupboards including choc chips for the baking
DS3 enjoying his trip into Leicester city centre - school topic Henry VIII - (he had 6 wives, you know what his hobbies were!)
The last Famous Five book gets started tonight - Five on a secret trail. Will let you know how it ends.......
So many wives so little time:rotfl::rotfl:" Your vibe attracts your tribe":D
Debt neutral27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200 -
I think that's what threw me, as you never sound like you are urban in your exploits, so I assumed home counties. Anyway! I shall put my nose back away now :rotfl:
I try to be as un-urban as possible! Cor, home counties = posh in my book. I feel chuffed you considered me that classy...:rotfl:NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Today I am grateful that the chap who will buy our defunct car agreed to giving us £50 more than the original offer, that dd got really excited about some drawings and designing she is doing, that my only-fit-for-gardening-walking-boots are actually 10x more comfy and cushioned than the boots I currently use for walking and will work as a stand-in until I can get new ones, that I got to talk to big sis, that dad's friend is cracking on wth clearing the house for us.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
-
Evening all. Not a nsd as I was so late home from work and ds had been so well behaved I bought him an ice cream (what he wanted in the sub zero evening). Got in at 7.20, did the daily housework and am just about to go to bed... Life is all a bit samey this week. Nothing mse wise to report.
Today I am grateful for:
My ds behaving well on his own while I was hosting parent's evening.
Having food prepared to just heat and go when we got in
Always having someone to talk toNot giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Quick check in. Sleeping pattern is not fixed. Clocking up NSDs. I now have very short hair (since 4am). I have been watching George Gently on utube and my hair is shorter than both Lee Ingolby and Martin Shaw (their hair, obviously my hair is shorter than them). Feel much lighter.
Grateful for my bed, books, lots of progress with sewing and for DS3, Beloved and their guest entertaining and feeding themselves.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
An unexpected NSD today taking me to 12/18
. I was planning to go to the post office to send away a friends birthday present but ended up working late so missed it. Present should have been £25 but got it in the sales for £7.50
I arrived home yesterday to an unexpected bill for £277.98 from the council tax folk. I queried it today but it is correct. I'm going to go through the budgets and see where we can cut back, am also going to try and pick up some overtime and shifts for 2nd job.
Today I'm grateful for having survived a hectic stressful day at work, a very supportive OH and the means to earn extra money.
Just wondering if we had a volunteer for February yet?Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Morning all,
SFD number 13 yesterdayWork and life seem very busy so a short check in again.
Yesterday I was grateful for:-
- losing weight at slimming world, even if it was only a tiny bit
- having support from my lovely colleague and friend
- a walk in the fresh air with two out of three dogsLBM = 07/09/13 Debt = £13339 (100% cleared)
New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid0 -
No NSD yesterday due to a coffee (£3) and football (£3.50)
Today won't be either as I need a little something for lunch (£1.50) and I'll need to pay for parking for a couple of hours (£5?)
Fairly low spends, so I can live with that.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.4K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards