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NST: January 2017
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I finally have what I want to achieve this year: sell dad's house and house mum for life (just a small goal!!), and knit big sis a cardigan. It took me 12 months to knit one for dd, so I'm hoping she'll be patient...
Today I am grateful for dd's cartwheeling exploits, for a nature walk version of my route to the shops, for curried carrot and parsnip soup, for realising that my bike probably is ok to ride (after a little tlc, planned for this weekend) and for starting preparations for knitting big sis a cardigan.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0 -
Today I am grateful for:
The encouragement I get on here and from friends
My OH doing the washing up
Library booksDebt Free Stage 1 - Completed 27/08/2020
Debt Free Stage 2 - Completed 50/181 Payments0 -
Hi everyone
Just a quick check in from me as work is already very busy and I am very tired so another early night is in order.
I have been too busy at work to worry about spending, so NSD 3 and plenty mse stuff without even realising.
Today I am grateful for
My new boss at work. So far so good.
Having pre prepared a load of packed lunches for work
Being able to get an early night and snuggle with ds
Raphael - I think that your birthday present sounds pretty perfect and really thoughtful.
Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Only Grocery shopping so far. Within budget. Not counting the one item I bought yesterday. H&B was closed on 2nd when I went to get the single item on my shopping list.
Today I am grateful for -
1) menu planning. Just eaten the last of the Christmas special food. Nothing thrown ou. Yay.
2) My slow cooker. Has churned out 3 separate meals in 24 hrs resulting in satisfying freezer stuffing.
3) My gym. Empty at 0630 this morning. Good workout which was just as well as my cough is vicious and I chickened out of running club tonight.Goals - Weight loss 6/26lb at 22nd Jan 18Mmmm. 26lb at 1/7/18. Oops:o0 -
Bagged myself my first two nsd days!
I have ordered home delivery shopping for tomorrow, spent £42 out of my £50 budget, but i shouldnt need to spend the rest.
Today i am grateful for
1. Mil for babysitting and providing free childcare
2. Food being made for me tonight
3. A good day at workStill here..... but working on that!0 -
Well running home from work certainly did not happen as I'm absolutely full of the cold
Early night for me tonight and I'm on a late shift tomorrow so will be trying for a long lie. A NSD today so 3/18.
Today I'm grateful for a work meeting that I was dreading going quite well, balsam tissues and getting a few chores done around the house tonight so that I can have a relaxing morning tomorrow.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
Hi turtles,
Reporting another NSD here, making 3 so far. Took breakfast, lunch and healthy snacks to work and resisted the temptation of cake brought in by a colleague.
Today I am feeling grateful for:
- a colleague dropping hints that my contract will be extended
- my son finding his 'lost' school tie before I bought a new one
- willpower to stick to 2 days of healthy eating so far0 -
No Spend days - 3/15
Donate to a charity - 3 bin bags full put in the boot of my car ready to take to the charity shop tomorrow
Pay to your debt or savings first Always
Post as often as you can I'm here!
January's rules:
Food- All meals from stores.
Post 3 things that you are grateful for
* I'm grateful a clean and tidy house
** I'm grateful for the blue sky today
*** I'm grateful for My Lovely hubby who gives the best cuddles
Work towards end of 2017 goal (weight loss)- Not eaten much junk today and drunk plenty of water & tea.
Organise some cheap (free if possible) things to do with family or friends. Just reading with the kids tonight
Sticking with the "Small things" thread to keep up us on the straight and narrow.
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apple_muncher wrote: »X_raphael_xx- your birthday present sounds perfect! No excuse not to enter lots of races this year, then?!
I used to run a lot but have been slacking the last few years and I would love to get back up to fitness. I'm aiming to get fit enough by April so I don't struggle the whole way around and can actually enjoy the race again.
crazy_cat_lady wrote: »
Raphael - I think that your birthday present sounds pretty perfect and really thoughtful.as well as a very lovely message, there is space on the first page for a 'before' pic (which was taken this evening) then a space for a photo at the end of each month. The idea is if I get disheartened I can flick back and see the difference and how I have come along.
I have taken many 'before' pics, but haven't reached the 'after' stage yet. This year I am determined.
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Not a NSD today, but a planned spend, augmented only by Tea bags, half price. I was down to my last, stash of them from hotels etc amd they tasted a bit weird. Caffeine withdrawal not needed here right now, too much occurring!
No heating on today despite WFH. Hot bottles and a blanket, plus walking around whenever too chilly! Walked into town to meet friend tonight
Tidied up a bit around house (my think ahead goal!) and identified a couple of things to go to charity shop. Lounge is starting to look huge without all the clutter (or with clutter more concealed in boxes!). Found wallet with some cash in it that covers my tea bag spend. Booked DDs hospital appt. Need to do dentist appts tomorrow. Eek.
Grateful for:
Altered meeting, didn't need to make a 3hr train journey today starting at 6am today
Lovely friend, always full of interesting advice and chatter (and did my eyebrows for me, I am rubbish at them)
Hot water bottles. I love them! Two on go tonight!
Hope all that are feeling poorly start to recover soon. Good luck wresting with the pennies!
Tomorrow's hitlist needs to include the expenses. I might strop a bit, about how fiddly it is, but I just need to do it! That's my evening sorted!0
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