📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NST: January 2017

Options
1101113151668

Comments

  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Just in case I don't come back on the laptop later. My three positives for the day are:-


    - It didn't rain while I walked the dogs
    - Lovely lunch with a friend, before we go back to school tomorrow
    - Having batch cooked food in the freezer
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Evening,

    Yesterday was a NSD so I'm now at 2/15. Today wasn't, had to grab some rolls for lunches and some more milk. I'm planning on Wednesday/Thursday being NSD - I do like having a target to keep to, it really makes me think about what I'm spending.

    Today I am grateful For

    1) the fact that I'm not cooking dinner tonight!
    2) early-ish finish from work
    3) the hot water in our house (to be used up on a nice long relaxing soak in the bath)
    February Grocery Budget: £190.75/£350.00
    NST no. NSD 4/15
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    No Spend daysStill on 2/15 as needed food for kids lunches at school for the rest of the week :)
    Donate to a charity Added a book to the cs bagPay to your debt or savings first Always
    Post as often as you can I'm here!

    January's rules:
    Food- All meals from stores. Made cheese scones to give to my mum for her birthday, decorated our xmas cake with things from the baking box (yes I know i'm a bit late!) used up some smoked salmon trimmings/beed/chicken bits & mushrooms left over from the holidays :) Only left with blue cheese & smoked cheese now :)


    Post 3 things that you are grateful for
    * I'm grateful for another day with the kids home on holidays
    ** I'm grateful for being able to visit my mum on her birthday
    *** I'm grateful for nearly everything I needed from the shops being ys'd today

    Work towards end of 2017 goal (weight loss)- erm not done anything towards this today :(.
    Organise some cheap (free if possible) things to do with family or friends. All free entertainment with the kids today, mainly baking, having a little walk & watching a film
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • abundant1972
    abundant1972 Posts: 1,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 4 January 2017 at 2:01PM
    Evening everyone!

    Today I am grateful for:
    i) Online bloggers that enable me to reflect on my personal growth and development
    ii) The internet - and being lucky enough to have access to it
    iii) Realising just how fortunate I am - and way 'richer' that I ever realised. Follow this link - you type in your earnings and it tells you where you are placed globally in terms of financial wealth. It's easy sometimes to feel hard up - and I know it is all relative... but it's an eye-opener!!!

    http://www.globalrichlist.net/

    Lol Calling - you hang on to your dream! I used to believe in chance happenings and all that - I don't know when I became so cynical haha. I need to rediscover that Disney romance within - all suggestions on how I an do this VERY welcome. I don't want to grow into a bitter old grump!

    Today = NSD number 3

    I am really trying to limit my spend days to Wednesday and a Weekend when I am off. It is so easy with internet access to spend everyday... This way I am stopping and thinking about my spends a little more.


    I'll do my meditation (thanks Fmess!) a little later and have a nice evening of chilling planned! Have a good night folks!
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • Ladykernow
    Ladykernow Posts: 286 Forumite
    Part of the Furniture 100 Posts Combo Breaker Car Insurance Carver!
    NSD for me 3. It's getting hard though. I keep wanting to pop into a shop but having to stop myself.
  • YetAgain!
    YetAgain! Posts: 30 Forumite
    NSD one completed, only a few more to go :-)
    SPC No 22
    MBNA - £450
    Tesco CC - £2000
    Overdraft - £1100
    Natwest Loan - £9546
    Mortgage - £59546
  • apple_muncher
    apple_muncher Posts: 15,240 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for a beautiful frost to start the day, for getting plenty of cooking done and still having a lot of food in, for dd having a great playdate, for dh getting some extra hours, for tickle fights with dd (I always win!)
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Spend day. Youngest DS needed new school shoes when we put them on this morning so popped out to get them after school runs. Still, got them from Clark's outlet so only £23.99 so am grateful for that today!

    Off work sick with flu recovery symptoms. Trying not to get down about the fact that I'm clearly so run down that I'm not recovering. Work have been lovely but I'm a teacher with lots of exam classes so feeling anxious to be off. Doctor lovely today also. Slept for three hours today.

    Homemade veggie Chilli for tea with leftover veg from last night's tea. Yummy.

    Day 3 of no sugar so that's good. Have also managed to drink more water today.

    Added more to spending budget and am quite shocked by how much we need to rein it in. Spent so much on cc over Xmas and Nov, when all three kids have birthdays. This thread is helping me think about my spending so thank you all.

    Grateful for family, lovely work and cheap shoes!
    NSDs January 14
    Overpaid mortgage January £521
    £2 club £26 for holidays:A
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Popped to the supermarket on the way home - we'd run out of bread (normal and GF), eggs and fruit. I also got some toothpaste and some cold/flu tablets as I'm feeling a bit snotty :( and bought 5 single bus tickets for £10 which I can use at any time over the next 3 months,very handy if the weather is horrible and saves me buying stuff just to get change for the bus. I walked to and from work, planning to run home from work tomorrow if I'm feeling ok.

    Today I'm grateful for yummy leftovers for tea, being cosy inside (it was so cold walking home) and feeling very wealthy. I'm in the top 1.15% richest people in the world, thanks for that link abundant1972 it really puts things in perspective.
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    NSD #3. Still using things up. Sweet potatoes converted into 6 portions of mash, boxed and in the freezer, remaining carrots peeled and cut into sticks for snacks, parsnips peeled, chopped, and in the freezer, spring greens eaten with today's portion of chilli. Still have a bag of potatoes to tackle. Think all the larger ones will be baked in the oven (when I am cooking something else) and the small ones made into mash. Lots of apples left, two packs of beetroot, 5 peppers and 3 tiny tomatoes. Want to have a baking day soon.

    Lots of little jobs done. Getting more work done and less time having to rest in between. Also working on how to get more done with less effort. I now have a large bag to carry things up and down stairs and putting things straight into it. I have also rolled and folded the dry clothes on the bathroom radiator whilst I was in there (multi tasking) and have worked out which areas I could reach to clean (skirtings, towel rail bars, some of the floor) - an extension of the painting technique I developed before and after my operation (doing as much gardening and painting as possible sitting in a garden chair).

    DS3 and Beloved have cleaned out the chinchillas cage and used their new robot vacuum to do the rest of the floor so we all had chinchilla cuddles (getting the two girls used to being handled).

    I was reading about bullet journals the other day to see if they might be useful. Discovered that I have been doing them for years just not so much doodling and colouring. However one of this week's tasks is to finish off 3 old notebooks (one is a 3 year diary that I originally used for gardening and have used for most of the challenges I have participated in). Problem is all the long - term pages which need to be moved into the new notebook (bought in August). Even the small one which I used for food audits and purchases has the odd phone number or website which need to go to a permanent home (I use whatever is to hand and if it was a shopping day and I had the list with me I would put things in there). Finding it a bit daunting atm but will keep doing it in chunks. Gradually filling a paper sack and sorting drawers out.

    Today I am grateful for chinchilla cuddles, for hot water (7 loads of washing since weekend and lots of washing up, not to mention baths) and my bed (my bedroom will be a sanctuary soon).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.