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“Just Say NOvember; Batten Down the Hatches 2016”.

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Comments

  • 14 NSD's:j
    Goals - Weight loss 6/26lb at 22nd Jan 18
    Mmmm. 26lb at 1/7/18. Oops:o
  • 11 NDS's however by my calculations it means I will fail my November objective of 22 NSD's as I have a trip to Harrogate on Friday 25th for the weekend and there is no chance in hell I wont spend money as I have saved for the Knitting and Stitching show! ha ha oh well...
    Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!

    2025 Fashion on a ration - 9/66
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    A NSD.

    Lots of sewing done. Lots of washing (just have to work out how to get it dry), washing up done and rubbish (well I have a plan). Ready for sleep now.

    Today I am grateful for lovely weather (pity about the occasional downpour), for more lovely library books (was an effort) and for enjoying what I am doing.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    WantToBeSE wrote: »
    Bob, pleased that you finally got your money. It can be a nightmare getting clients to pay sometimes.

    Thanks very much. I am learning constantly the best ways to avoid bad situations regarding payment. When you are a small business you don't want to come on too strong with telling people off for non payment, especially as it's you who has to work with that person again. However you can feel very taken advantage of. The best place to be is so busy that unless someone pays then and their then you don't do the work. Hopefully I will get to that place. Until then...
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Bob-great news on the payout. :T

    Spendy day today - monthly pedicure this morning and picked up fruit, veg,eggs and milk for the week. Took some pieces that I sorted out last week to the dress agency so hope to hear in a week if they will take any of it.

    Here's to a NSD tomorrow!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Spendy Day today as had to buy light fitting for next week when the electrician comes to do the first fix for the newly created cloakroom. unfortunately, having got it home, it's too long and the chain cannot be shortened. So I'll have another trip out tomorrow.

    Nothing else to report, so tired.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Grr to insomnia.
    Feeling your pain Fmess - I'm exhausted and so busy with work but I can't sleep. Gah. 4 weeks to go...
    NSD yesterday :j and another crochet item completed... :D
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Thanks ccl, sorry to hear you can't sleep. I hate going to sleep and waking up thinking about work. I hate using my weekends to work instead of getting chance to recover from the last hectic week. I have so much marking at the moment, and loads more to come in this week :(
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Morning all :)

    NSD planned for today. And going hardcore Military for next week, to make up for my general rubbish-ness this month.

    I was planning a lovely lie in this morning, but woke up at 6am wide awake, so have already done a few things around the house.

    Had a lovely time with my friends last night, and planned to have a NYE party at my house. So will start looking for recipes fairly soon, to work the ingredients into my normal weekly shops.
  • greent
    greent Posts: 10,785 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 20 November 2016 at 1:12PM
    Ahhh - I feel for those of you in education. My sister is a teacher and I can see how exhausted she is :(

    Great news on getting the payment, Bob :)

    SFD yesterday. OH decided to clean dining room carpet yesterday morning (random!) - looks much better :) Went out for afternoon tea to Tetbury (close to where Prince Charles lives) but had a voucher for it from my birthday. Even managed to find free parking :D:D Left DS1 and his gf in charge of DS2 and DS3 - came back and they'd all been playing hide and seek around the house, which was quite sweet :) Unfortunately OH was ill last night (no idea why - only thing he ate which I didn't were the smoked salmon sandwiches) so a quiet evening in. Did a small amount of ironing - will tackle some more today.

    Need to get some fresh veggies for g-pigs today, some general fruit and veg, some lunchbox bits (ham and cheese!) and some more cereal. Will also need to bake rolls, a brown loaf (made a white yesterday) and flapjacks at the least. May also do a crumble to use up some of the frozen fruits :)

    x

    ETA: Banana (from the freezer) and prune (years ood) flapjacks made - and - omg - they are sooooo good. Definitely making again :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
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