We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I want to work, but how with two tinies?

How on earth can you work and go ahead in a career with not only childcare costs (two under 2s) but also if they get ill at nursery or need picking up during the day or anything really.

Is it just impossible?
«13456789

Comments

  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Firstly, are you a single parent or part of a couple? Two to share the burden ...
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
  • Good question - there's a wee question mark over my marriage but either way working cancels out the costs of childcare - it's a nightmare.
  • RAS
    RAS Posts: 36,128 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Bear in mind that the first £10K that the second parent earns is not subject to tax or NI.

    So even a relatively low rate and a few hours can be worth as much as over-time for the main earner. Does your partner work regular hours? Could you work one or two evenings?

    One SAHM actually worked two nights and earned a considerable amount because her employer was prepared to book her sessions once her spouse's working hours were known (generally a couple of months in advance).
    If you've have not made a mistake, you've made nothing
  • bouicca21
    bouicca21 Posts: 6,720 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The reality is that it is a gamble. When I went back to work the childcare costs exactly cancelled out my earnings. But I was back on a career ladder and once I started to climb it proved to be more than worth it.

    Plus, when I got divorced after 30 plus years, the fact that I was financially independent made life a heck of a lot easier.
  • If he's supportive, even a zero profit after working (part time?) can be worth it for the chance of adult conversation, the feeling of being yourself, that kind of thing.

    I say part time because that reduces the chances that they're going to be ill on days you're at work (I'd always choose a place that gave a shorter week over shorter hours for that reason, having struggled more with the second).
    I could dream to wide extremes, I could do or die: I could yawn and be withdrawn and watch the world go by.
    colinw wrote: »
    Yup you are officially Rock n Roll :D
  • Jagraf
    Jagraf Posts: 2,462 Forumite
    I've been Money Tipped!
    I worked for nothing - my childcare costs were virtually the same as my income, but DD loved nursery and I loved work, so for ghe few years it was fine. I don't regret it one bit. It's a bit stressful when they are not very well so depends how your employer is.
    Never again will the wolf get so close to my door :eek:
  • It just seems impossible. I feel like I'm stuck between the Rock and the proverbial hard place.
  • Artytarty
    Artytarty Posts: 2,642 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    How about doing something like hosting foreign students during half term etc? It can be quite easy money of you're careful and cook form scratch. I do it and enjoy the company of teens in the house.
    I know it's not full time work but it keeps the £££ coming n and I feel like m doing my bit to help.
    It's not a career, I realise that, I had one f those many years ago but gave it up raise my own family.
    Norn Iron Club member 473
  • Jagraf
    Jagraf Posts: 2,462 Forumite
    I've been Money Tipped!
    It just seems impossible. I feel like I'm stuck between the Rock and the proverbial hard place.

    How about setting up an ebay business?
    Never again will the wolf get so close to my door :eek:
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    Are you referring to returning to a job you had, or starting afresh in another company?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.