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3-6 Month Emergency Fund Challenge!!

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Comments

  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all

    Emergency fund is slowly creeping up - £532 :) & I'm now debt free:D
  • Munchin that's great news. That you're debt free. Helen sorry about your toothache. We've been a bit quiet on here this past week, hope everyone is ok. Nothing to report moneywise but I'm thinking of trying to have 1/3 of my fund by the end of our first year. Might be a struggle as money is dripping out all over the place but I'll do the sums on payday and see xx
    MFIT -T5 #42
  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    £45 regular saving + £11.50 50p challenge + £1.85 odds and ends = £58.35 in this week

    £1,934.02 / 4,600

    42%
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    DH, sorry to hear you have had toothache. One of my workmates had to go to the dentist last week. Irronically, his appointment was at 14:30.

    Anyway, have worked every Saturday morning in April, so have more than made up for a few lost hours due to a GP appoinment and over-sleeping.

    On the outlay front, I am now the proud owner of a trailer that will be used to get shot of all my and my mum's rubbish before being sold on. It will be way cheaper than a skip at the end of the day.

    It needs a few fixes (well, to be honest, it works as it should, but I like things to be to my standard) but these should cost little/no money as I have most of the stuff to hand.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • milasavesmoney
    milasavesmoney Posts: 1,787 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    Munchin wrote: »
    Hi all

    Emergency fund is slowly creeping up - £532 :) & I'm now debt free:D

    Excellent news!!! :j:j:j:T:T:T:j:j:j:j:T:T:T:
    Overprepare, then go with the flow.
    [Regina Brett]
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone.... :)

    I had a bad start to the Week.....just some emotional stuff going on....But I'll be fine.....Hope today is a lot better!! :)

    Nothing to Report Moneywise....

    Munchin - I've Updated the First Page...You're doing BRILLIANT!! and WELL DONE for being Debt Free!! xXx :)

    stoplurking - You'll get that third by the end of the Year...I have every faith in you.... xXx :)

    lexbubbles - I've Updated the First Page.....You're doing AWESOME!! Keep going!! xXx :)

    patman99 - Thanks for your comments about my toothache....it's gone away for now, hopefully will stay away!! Well Done for all the overtime you've done lately xXx :)

    milasavesmoney - Hope you're doing well hun....keep going and keep posting xXx :)
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Morning All,

    Congrats Munchin, that's brilliant news :j

    Also a big welcome to abundant1972, welcome aboard :D

    Stay strong with your emotional stuff Helen, we are always here if you want to share your challenges, a problem shared and all that ;)

    #2 update from me
    £238.23 added taking my total to £6592.03 aka 75.77%

    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone.... :)

    Am feeling MUCH better.....both physically and emotionally....I had a really great Therapy Session yesterday, I felt heard and supported and was able to be really really honest, which is important to me....So things are on the way back to being much better....

    Nothing to Report money-wise yet....

    Dobbibill - I've Updated the First Page hun....You're doing absolutely AMAZING....Keep going hun. Thank you for your lovely thoughts about me, I really appreciate that.....I'm doing better....xXx :)
  • -Selene
    -Selene Posts: 158 Forumite
    Earlier this month I set up a SO for my EF (which was something I'd been meaning to do, but never got round to doing) to come out on payday and today is the first payday/SO payment, which has pushed my EF up to £583.34 :j In the past I was dipping into EF funds before I actually transferred them over to the EF, so I ended up saving less, so I hope this SO will remove that temptation :o

    Glad to hear you had a good therapy session Helen :D

    Edit: I just realised today's payment means I have now hit the 10% milestone :T
    SPC - #483 [banked £134.15] - :staradmin :staradmin gold stars from Sue-UU!
    VSP - #33 [29.8%] | 3-6 Month EF - #41 [12.6%] | £1,000 EF - #186 [4%] | Save £6k in 2016 - #180 [24.6%]
  • lexbubbles
    lexbubbles Posts: 971 Forumite
    Debt-free and Proud!
    £45 regular saving + £12 50p challenge + 2p (:rotfl:) odds and ends = £57.02 this week

    £1,991.04 / 4,600

    43% (78.96 to go until 45%! :T )
    Aqua 0/1850 Cap.One 0/450 Vanquis 0/500 HSBC 0/100
    :j ~Debt Free Date 07/12/2015~ :j

    SPC member #530 :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin 3-month EF: £2158.63/4600
    Make £10/day Nov-Dec £814.04 Jan-Apr £1689.78 May £233.57/310
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