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3-6 Month Emergency Fund Challenge!!

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  • Hello! Can I join this challenge please? I would like to have £6000 in my EF and currently have £500. Thanks!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • £250 put in emergency fund so upto £750 :)
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • Just got paid so topped up my savings. Total is now £4677. I'm so close I can taste it! :j

    Well done everyone! We can do this!!
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi fruitloop04 - welcome to the challenge.

    When Helen pops in she will give you a number and add your target and progress to the first page. You are doing brilliantly already.
    Keep us updated with with it all, we will be cheering you on too.

    keep on keeping on everyone.

    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Thank you Dobbi - determined to get some savings in place!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Hello Everyone :)

    Once again I've been neglectful...I'm so sorry, there is just so much going on here....Things are very up and down...One minute I'm on top of the world and doing well and the next minute I'm doing rubbish and in pain and feeling ill and feeling down...

    I've got a problem with my Hip which is causing problems but also I've not been at all well with a heavy Cold and Respiratory Infection...and that took a while to go...

    Anyway...I'm also doing rubbish with my Emergency Fund....but I WILL get there.....I just have to keep on plugging away...We all will....

    If you can all bear with me while things settle down I would really appreciate it and I will do my best to come on when I can... xXx :)

    Here's to the Updates....

    carbootcrazy - I've Updated the First Page with your current total and your new Target...You're doing AMAZING...and thank you for your lovely words, I'm struggling but I'll get there...just got to keep on plugging away... xXx :)

    abundant1972 - I've Updated the First Page...You're doing AWESOME!! Well done for getting to £1000...that's AMAZING!! Keep on going... xXx :)

    Dobbibill - I've Updated the First Page...You are doing so BRILLIANTLY!! I know you will keep on going...and thank you for welcoming our newest Member... xXx :)

    fruitloop04 - WELCOME WELCOME WELCOME...I'm so sorry it's taken me a while to Welcome you to the Group....There is lots going on for me right now....It's lovely to have you here...I've added you to the Members Page....Please do let us know how you get on...You're already doing AMAZINGLY!! Keep on going... xXx :)

    dfbefore30 - I've Updated the First Page...You're doing INCREDIBLY!! You are so close, keep on going... xXx :)
  • Hi all
    I'm sneaking back onto this thread after far too long away from it... I was here right at the beginning, then life got in the way but now I'm back. :o
    Hope everyone is ok. I've been squirrelling money away and my savings now stand at £346.92 - which isn't bad when I think about all of the extra spending that seems to come my way. Small steps though, and I'm determined to get there.
  • Hi DreamerHelen


    Sorry you've been so unwell. It can be disheartening when multiple illnesses come together. Hope you are starting to feel better - :)

    I've not checked in for a while but still saving, although my total has gone down a little due to a little emergency spending - plumbing issue which wasn't too expensive to fix! Glad I had the cash to pay for it - that's what the EF is for :)

    My total has reduced to £1105 now but I'm hoping to reach my interim target of £1250 by the end of the year with a little help from my sealed pot! :D


    Can you update my total? (Sig updated)
    DL x
    :staradmin Star from Sue-UU


    3 - 6 Emergency fund #24 £2273. Target £3,000
    SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]



  • Hi Helen a

    Sorry you've been unwell, I hope your hip has got better and your cold has gone away.

    My fund now stands at £2160/£4000
    That's 54% which isn't bad but considering we'll have been going for 2 years next month I had hoped to be nearly there! Never mind, I have managed a bit of separate savings for the 'known' expenses coming up next year and hopefully my carefully thought out plans will come to fruition. Lol.

    Anyway, good luck everyone and thanks as ever, Helen, for keeping us all updated. X
    MFIT -T5 #42
  • Morning Helen! I hope you are feeling better in yourself and that pesky hip is behaving! Thank you for the welcome - I am aiming to put £250 a month in to emergency savings - set it up as a direct debit to come out a couple days after I get paid so I know how much I have left to save. Going on holiday next week for 2 weeks so might need to dip in :eek: but I am hoping not!
    01.05.2019 - Re-Mortgage - £142,000 :eek::eek::eek: Total overpaid to date: £15,584.33.
    MFW #52 £9000/£12000
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