3-6 Month Emergency Fund Challenge!!

stoplurking

Hi everyone
Glad you're feeling better Helen. Thanks for keeping us all updated.

My new total is £1840/4000. Thanks and good luck for May everyone.

x_raphael_xx

Hi all, I'm back.
Disappeared for a while as laptop and internet was starting to take over my life, so I took a break from it to try and wean myself off.
Successful little venture, I've balanced out my the other aspects of my life a little and can trust myself not to sit like a slobby blob infront of the computer for hours at a time.

In my absence I have slowly added £526.76 to my savings pot, bringing my total up to £951.76

skye_blue

Hi helen and everyone

Glad things are looking up for you helen, long may it continue

Please add £20 to my total, just keeping that going as well as putting any extra into my mortgage pot

Got up at 4.00 to do a carboot (are you proud of me carbootcrazy i managed it) !!

Ive been putting it off due to the bad weather but it was cold, windy and really really quiet. I only made £37.50 after paying my car fee/ I know its extra but this is the lowest amount ive ever made previously £50's. I planned on doing one at the end of the month but im really not sure now

Anyway its in the mortgage pot now

Enjoy the bank holiday

Dogbooks

Hi all, hope everyone is having a fab bank holiday! I came back from the Hen Party in Bath- it was so beautiful there and we all had a great time!
I've been looking at the savings spreadsheet and found out after the deposit and legal fees come out we currently have £1900 extra!! :j So OH and I have decided half is for the emergency fund and half is for house things when we move in. Please can my total be updated to £950?

Also just booked my travel to Yorkshire for the end of the month- by going by coach instead of train saved half the money wahoo! Looking forward to putting that money in the fund at the end of May

Determined_diva

Hi dreamer Helen,

Sorry I've been MIA lately, I've been busy with so,e bar work as an extra job to help with my emergency fund and debt!

I'm pleased to say that I am up to £1,050 now (goal is £2k). Will keep going to get to that £2k goal of mine ��������

#68 determined diva

DDx

[Deleted User]

skye_blue wrote: »

Got up at 4.00 to do a carboot (are you proud of me carbootcrazy i managed it) !!

Ive been putting it off due to the bad weather but it was cold, windy and really really quiet. I only made £37.50 after paying my car fee/ I know its extra but this is the lowest amount ive ever made previously £50's. I planned on doing one at the end of the month but im really not sure now

Yes, skye blue, I'm very proud indeed:T:A:beer:

There are lots of reasons why sellers and buyers stay away, poor weather being a major factor. Buyers aren't used to getting up and going out so early in the mornings whilst it's still really chilly:(. This early in the year before the outdoor car boot season really gets into full swing people aren't used to discovering when they're on. Also, a busy weekend like a Bank Holiday one often means there are so many other events on and people have too much choice about how to spend their time. There are plenty of factors that can contribute to a poor sale but please don't let it put you off. By the end of May you'll probably find weather conditions and interest from buyers much improved;)

I did a car boot sale yesterday instead of a regular early Sunday morning one. OH had to drive past the Sunday one on his way home from somewhere and he said it looked very thin on the ground:(. Normally, that one is heaving. The one I did on the Monday afternoon was part of a May Day Fun Day and attracted lots of families and probably people who wouldn't go to car boot sales normally. There were a lot of sellers though so lots of competition:(. Managed to make £131 after fees but I know that was a 'one off'.

Good Luck and well done on what you did make :beer:

wegle

Happy May everyone! Hope you all had a lovely bank holiday weekend. It managed to rain the whole weekend here so we had lots of indoor playtime which my son was most upset about!

My emergency fund has taken another dive, but ultimately it's for a good reason. I had £261 of catalogue debt hanging around that was on 0% but I just thought sod it! Get rid of it, so I used my emergency fund to get it paid off. So I'm down to £548.23 at the moment but I'm confident it will be going back up soon as I have nothing else coming up that should dent it. The only thing that might is when I get the car serviced in July as I might not have enough saved in my car maintenance fund by then.

Today I also opened my son's Junior ISA and have selected his investment fund. I'm going to be putting £25 a month into there for the time being and hoping to up it over the years.

HoneyBee83

Morning all,
Still stuck at £135.00 due to vet bills!
Hoping to add a little come pay day this week.

Savvy_sewing

I am creeping back up
Today I have £470.06 the 6p being interest paid into the accounts!
I have also been putting money into the holiday funds and another savings account and realised that it was the account I used for the car, and it hasn't been reassigned for anything yet. It's at a health £347.
So I am considering saving up to redecorate my house with it. I have been here 6 years and some things really need updating!

Dobbibill

#2 update

As my 2nd target is my car savings, I needed to take £40 out to have my handbrake repaired but also got £15.08 added.

New total is £383.02 aka 7.66%.

Keep on keeping on everyone

Dobbi