3-6 Month Emergency Fund Challenge!!

DreamerHelen

Morning Everyone...

I went to see the Doctor yesterday as I was still feeling a bit sick and dizzy everyday since the Weekend...she said that my tummy is inflamed and has given me some Medication to help with that...so fingers crossed I'll be fine for my Weekend down in Cornwall with my Family...

I'm putting another Fiver into my Pot this morning....So I'm pleased with that...It's going slowly slowly....but there's nothing wrong with that...

Here's to the Updates xXx

wegle - I've Updated the First Page and you're doing AWESOME!! Keep on going.....I'm doing well thank you...I'm glad to hear that your Son is doing okay...that must have been really scary xXx

Dogbooks - I'm doing much better thank you....Ooooh where in Yorkshire are you going to for the Hen Party? I'm being nosey but I know Yorkshire relatively well....I'm off to York for the day in May as it's such a beautiful City... xXx

Keeping Motivated - I've Updated the First Page...You're doing AMAZING!! That's VERY impressive...£2000 in one go....Keep going... xXx

Mooloo - I've Updated the First Page....You're doing BRILLIANTLY!! Keep on going xXx

Dobbibill

Morning Everyone,

I hope that medication kicks in in time for your weekend away Helen. Well done on adding to your EF too - little by little is good, we've always said it's not a race and something going in is better than something coming out, no matter how big

#2 update - part 2/2
£215.32 added making my new total £407.94 aka 8.16%

Keep on keeping on Everyone

Dobbi

[Deleted User]

Well done to everyone who has added anything to their savings recently:T. I've decided the best way for me is to sweep all the 'surplus' money from my current account and into my challenge savings pot at the very end of each month. Sometimes there isn't much:eek: as paying off my debts has to take precedence and I'm so determined not to touch this challenge money for any reason whatsoever;). I don't want to put it into my savings account only to have to withdraw it days later. I'm not saving it for emergencies as such, it's for my 'new to me' car when my current old friend finally dies. I don't want to have to swap one old banger for another because of depleted savings:eek:. It will still be a used car but as 'young' as I can afford when the day comes. I live in a very rural area without any public transport nearer than 3 miles away (and that's only a 2-hourly bus at certain times of the day). Nearest tiny village shop is almost 5 miles away and facilities like Doctor and vet even further than that. As you can see, a reliable car is an absolute essential:(


Helen, I'm so pleased you have been to the Doc and are now taking something to make you feel better in time to enjoy a lovely family weekend. Have a wonderful time:beer:


Hugs to anyone else who has been having worries and setbacks recently. I hope all is well with you all now:beer:


Congratulations to all the savers and commiserations to all who have had to spend:)

Dogbooks

This is such a lovely group, love hearing about everyone's updates! Hope the illness goes in time for you Dreamer Helen, fingers crossed!

Dogbooks - I'm doing much better thank you....Ooooh where in Yorkshire are you going to for the Hen Party? I'm being nosey but I know Yorkshire relatively well....I'm off to York for the day in May as it's such a beautiful City... xXx

Well.. it's two events I'm going to- the hen party is in Bath for a friend I went to school with. Then the Yorkshire weekend is next month catching up with uni friends. My friend lives near Bingley but out in the country somewhere- it looks beautiful! It's lovely to catch up with friends but the trains and food/ drink is definitely my biggest expense!

I've decided the best way for me is to sweep all the 'surplus' money from my current account and into my challenge savings pot at the very end of each month.

Carbootcrazy- I am planning to do the same thing too! Just waiting for that payday at the end of the month I like your tactic about not touching it and I'm sure it will soon build up

The good news is I have pretty much cleared my credit card (made a payment of £200 today!) and paid the bride's sister £80 as the final installment for the hen party... feels like an expensive day but paid off important things!

skye_blue

HI guys

hope you feeling better soon helen

like everyone im waiting for payday ..... it sometime feels like i wish my life away

carboot crazy can i ask if you buy or sell at the car boots - a friend told me she goes to sell at 4.00am!!

[Deleted User]

skye_blue wrote: »

HI guys

hope you feeling better soon helen

like everyone im waiting for payday ..... it sometime feels like i wish my life away

carboot crazy can i ask if you buy or sell at the car boots - a friend told me she goes to sell at 4.00am!!

I just sell stuff that I've already got including loads of things passed on from my Mum and just general clutter hoarded over a lifetime:o. Nothing very exciting but one man's trash is another man's treasure as they say;)


I don't buy in to sell on although I'm an avid reader and can't resist spending some of my takings on books for myself (which I do sell once I've read them). I only do this if the sellers nearest to my pitch have any, I do car boots on my own so can't leave my pitch to have a good wander round:(


Most of the sales I go to start at the crack of dawn. Like your friend I'm there very early often when it's still dark. Not quite as early as 4 a.m. though:eek:. The one I use most lets sellers in from 5.30 and I have to leave home about 4.45 to get there. It's essential to go early to get a good pitch. Get there just before the start and you often get pushed into the last available spaces right at the extremities of the field where a lot of buyers can't be bothered to venture:(. It's good fun though, I really enjoy doing them:j.

wegle

Hello Everyone, Seems like everyone is doing really well.

I've had a bit of luck here. Since I got a payrise at work I knew my tax credits and housing benefit would likely be stopped or at least dropped down so whilst they were sorting it all out I made sure to just put the payments they were still paying me to one side as I thought I would just have to pay it pack. As it turns out my Tax credits have reduced but they've taken into account what they have already paid me so I get to keep that and in a weird turn of events my housing benefit has gone up!

The upshot of all that is I've managed to add £225.23 to my fund bringing my total so far to £687.85 .I should also from now on be able to save at least £90 a month towards my fund. I'll also be opening a JISA for my son and throwing £25 a month at that with a view to increasing it once I'm back working full time.

Nearly payday and really hoping to be past the first £1000 mark soon.

Hope everyone else is well!

Dragon_Lily

Hi DreamerHelen


Hope you enjoyed your weekend in lovely Cornwall


I've another £25 to add to my EF taking the total to £1031 now. I'm a third of the way to my goal but will split it into £250/£500 mini targets, so it doesn't seem so far way


Sig. updated
DL x

DreamerHelen

Afternoon Everyone...I'm actually Posting at a decent time of the day!!

Cornwall was really lovely...It was nice to get a break and to see my Brother and his Family...We went to a lovely Wildlife Park on the Saturday and that was really nice..

I've put another Fiver in both my £6000 Emergency Fund and my general £1000 Emergency Fund...so I'm pleased about that...

Here's to the Updates...Hope everyone is well and staying warm in this dreadful weather!! xXx

Dobbibill - I've Updated the First Page...You're doing AWESOME!! Keep on going...and you're right, it is most definitely not a race and at least I'm putting in money that I can afford to put in...Cornwall was lovely thank you xXx

carbootcrazy - Thank you for your lovely words, I am feeling much better, much more like myself again...the Weekend was great and helped me to recuperate....I like the idea of your Saving Goals, go for it hun xXx

Dogbooks - You're right, this is a really friendly Thread and I'm very grateful that it is as no one is perfect and we all make mistakes, the thing is to learn from it not to get criticised for it so I'm glad that we don't do that....I'm glad that you have paid off some of your things, that's a great thing to do and must make you feel better about taking the time to do them now and enjoy yourself xXx

skye blue - I am feeling better now thanks hun...It took a while but hopefully I won't have anything like that again anytime soon....How are you getting on? xXx

wegle - I've Updated the First Page...You're doing AMAZING!! Keep on moving forwards...And that's great news on the Tax Credits....are you going to treat yourself or save some of it or a mixture of both? xXx

Dragon Lily - I've Updated the First Page...You're doing INCREDIBLE!! Keep going hun....Cornwall was great thank you xXx

Keeping_Motivated

Hi Helen I am glad you had a good time and feeling better

I am adding £600 today so can you update my total please to £3750 of the new target. I will update my signature now