📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

3-6 Month Emergency Fund Challenge!!

1149150152154155207

Comments

  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    £120 added to the pot, total now is £1071.76.
    1/4 of the way to my target :D

    I'm hoping to add another £200 by the end of the month. Or at least enough to round out the amount. I don't like odd pennies :p
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Payday today and I couldn't stand the unevenness any longer. £28.24 added to round my total up to £1100.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Payday today and I couldn't stand the unevenness any longer. £28.24 added to round my total up to £1100.

    Sounds like me. Although I don't think I will get to the total any time soon x
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • DreamerHelen
    DreamerHelen Posts: 2,629 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Morning Everyone... :)

    This Week has been so much better...So I'm grateful for that...Hopefully this means a corner has been turned.... :D

    I've put another Fiver into my £6000 Emergency Fund....and started my £1000 Emergency Fund with a Fiver....I'll get there....Slowly and surely....

    Here we go with the Updates... xXx :)

    Mooloo - I've Updated the First Page...You're doing AMAZING!! Keep on going... xXx :)

    x_raphael_xx - I've Updated the First Page...You're doing INCREDIBLE....You'll get there....Well done for getting to a round figure... xXx :)
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    x_raphael_xx - I've Updated the First Page...You're doing INCREDIBLE....You'll get there....Well done for getting to a round figure... xXx :)

    Thank you.
    My mum is helping us out by loaning us £4000 towards our house deposit. I'm trying to save as much as possible before all the paperwork is done and we're moved in so I can give her a big chunk straight back.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • abundant1972
    abundant1972 Posts: 1,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Evening all

    In my last post I said how I was planning to clear my credit card debt using my EF... So - it's all done!!! I closed my old one, and I just have 1 I use for shopping and 1 for amazon (as I use it a lot and can earn vouchers) - both get cleared in full when I use them each month.

    However - my car decided to die and failed its MOT and after much deliberation and being messed around by crappy mechanics I decided to use the rest of my EF for a deposit on a new one. I guess that is what Emergency Funds are there for, right??? Where I live I can't manage without a car and I decided I just wanted a break from the uncertainty of having an old car.
    At least I have reliability and peace of mind for the next 3 years with MOT/servicing covered!!! However - I'm back at the start again haha!!!

    Amount added = £250
    3-6 Month EF = £250/£4500


    I'll get there though - you can be sure of that!!! ;)
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • kazt2006
    kazt2006 Posts: 54 Forumite
    Target £10,000, Current £7,900.

    Been saving now since Aug 14 and still having at least 2 holidays per year.

    Not likely to add much over next few months as tenant has just moved out of my other property so covering that mortgage and costs too again from this month.
  • Hi everyone I have not been able to keep up with the thread but I am hope everyone is ok and been able to add towards their goals or setbacks.

    Helen I have just had £40 cash back paid to me so I have transferred it to my savings. I will change my signature with new total now.

    Thanks
  • Savvy_sewing
    Savvy_sewing Posts: 11,580 Forumite
    Part of the Furniture 10,000 Posts Photogenic Rampant Recycler
    Just added another £19.23 however also had a letter telling me that I am going to loose £26.52 a week from Monday as my guardianship funding has been cut!
    So I will be reviewing the budget over the next few days.
    When I die I will know that I have lived, loved, mattered and made a difference, even if in a small way.
  • Dragon_Lily
    Dragon_Lily Posts: 315 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Hi DreamerHelen

    £150 to add to my total this month taking it to £1181. Not far to go to reach £1250 my first milestone :)


    Sig. updated
    :staradmin Star from Sue-UU


    3 - 6 Emergency fund #24 £2273. Target £3,000
    SPC15 #57 [SPC14 £195.50, SPC13 £114.08, SPC12 £215, SPC11 £183, SPC10 £209]



This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.