3-6 Month Emergency Fund Challenge!!

[Deleted User]

Wishing everyone a successful money-saving November:beer:.


A big thank you to Dobbibill for keeping the thread updated in Helen's absence and always being there to offer encouragement:A


Well, the best laid plans and all that......:o. My laptop has been playing up big time, has even been unusable some days:mad:. Sadly, was secondhand when I got it and it's just not cost-effective to get it repaired. Am limping on with it for now (strangely it's working reasonably well today) but know a new (or 'new to me') one will be essential before much longer.


I made £259.16 extra this month through selling stuff, surveys etc but rather than adding it to my EF as I'd initially intended I'm keeping it in my bank account to pay for/towards my 'new' laptop. I don't want to be adding and withdrawing money to this EF. Once it's here it stays here:j towards my 'new' car fund. I could always withdraw money for a laptop from my £1000 EF total on patman's thread but I really want to keep that intact for more desperate and expensive emergencies. Being on a DMP I have no access to any credit whatsoever:o. It's such a novelty for me to have any savings, I'm desperate not to break into them.

x_raphael_xx

£5 from surveys paid into the ISA today.
Total now £7927.89

While checking my app for my total, I noticed a cool new Savings Goal feature.
You put your target and date you want to reach your target, and it works out daily, weekly and monthly goals.
Apparently to reach my goal I need to save just under £300 a month. I can maybe manage around £120 with my wages overflow. I'm not sure I can match the £300, but it's worth a shot!

Dobbibill

#2 quick update

another £31.60 added so taking me to a new total of £7536.74 aka 86.63%.

Next mini goal will be 90%

Got to take my own advice & mantra now and......
keep on keeping on

Dobbi

PS - better get this sig updated

DreamerHelen

Morning Everyone....

I always feel like I'm apologising for not being here...Things at home are just really tough right now.....but we're getting there slowly....Grandad is due to come home today, we don't think he will get any better at all but we can at least take care of him for the remainder of the days he has left with us...and we love him and we want to take care of him....

Grandma is doing much better at the moment so hopefully that will stay that way...

Savings-wise I'm really struggling...but hoping that once things settle down at home that I can get my motivation back up....

Anyway...thank you everyone for your lovely kind words and for bearing with me while things are tough....It's lovely to know that we have a wonderful Thread here with wonderful people xXx

carbootcrazy - Thank you for your kind words....You're so sweet thank you...I hope you are well xXx

[Deleted User] - Thank you to you as well, your words were lovely...thank you....I hope you're doing good too xXx

x_raphael_xx - I've Updated the First Page...You're doing AWESOME with putting extra's into your Savings...Keep going....You will get there each penny and pound at a time xXx

Mooloo - Stay safe and happy....I hope you are good xXx

Dobbibill - I've Updated the First Page...You are an inspiration and you are doing AMAZING!! Thank you for being the motivator of this Thread....thank you for welcoming our newest Members....Just thank you for everything you do for this Thread..You're a star xXx

Keeping Motivated - WELL DONE!!!! You've met your Target...that is BRILLIANT!!! It's entirely up to you what you would like to do, you can continue to add to your Target with something new in mind or you can set an entirely new Target..it's up to you, whatever you decide to do we will of course support you always...and thank you for your kind words as well xXx

LittleMissDetermined - I've Updated the First Page...You're doing BRILLIANTLY...keep it going xXx

benten69 - I've Updated your Total...Am I right in thinking your current total is £230? Keep going xXx

stoplurking - I've Updated the First Page....You're doing WONDERFULLY...keep going and moving forwards xXx

Poor_Single_lady - Welcome to the Gang...it's lovely to have you here...I'm so sorry that it has taken me a while to Welcome you here....but it's wonderful to have you here....I've added you to the Members list...please do let us know how you're getting on....it's a very friendly Thread on here... xXx

swimminginaseaofdebt - Welcome to you too...It's lovely to have you here with us....We'd love to hear how you're doing, do please let us know...You're also on the Members list.... xXx

I hope I haven't forgotten anyone....I will do my utmost to keep this Thread updated more often....Depending on my circumstances at home....You're all in my thoughts and I am wishing all the love and luck in the world to ALL of you to meet your Goals and to find that Rainbow xXx

Dobbibill

Morning Helen,

No need for any apologising - we know you are going through a tough time with your family and their health.

Our thoughts are with you and whilst we aren't able to do anything to help you at home, we can, at least, keep the thread going.

Getting anything in to the savings is always going to be tough when other things are going on, extra expenses, even just an extra trip to see your Grandparents can impact your funds.

We all send our thoughts and well wishes.

Dobbi

swimminginaseaofdebt

Morning everyone,

Thanks for the welcome and member number.

#65 kicking of their fund with a small 71p thanks to interest added to their ISA.

Total to date is 0.71/£9000.

[Deleted User]

Lovely to hear from you again, Helen:j. In spite of all that's going on in your life you still make the time to thank, congratulate and encourage us all individually:T:T:T. What a star you are:A


Don't worry, we'll all be soldiering on here with Dobbibill keeping us 'keeping on';)


Big hugs to you and your grandparents:kisses3:. Some things in your life are far more precious than making/saving money. Try to take care of yourself too:). Easier said than done, I know.

Keeping_Motivated

QUOTE Keeping Motivated.....wow, what can I say. :money: Well done! :T :T :T :T :T
Of course you can hang around, you don't need to ask. Have you got a 2nd target in mind yet? Maybe you're smiling too much to think of a new one just yet. Enjoy the satisfaction of reaching your target. I'm sure Helen will update the 1st page when she returns.

Keep on keeping on
Dobbi [/QUOTE]

Thank you..you seem so kind and its great how you keep up the motivation while Helen is away :A

Keeping_Motivated

Thank you Helen and I hope things settle for you soon in your home life x

I'll have a think about my next target

Dragon_Lily

Hi Helen

Can I join please I have a target of £3000? So far I have saved £915 towards this target.

I'm starting a new job at the end of the year on reduced hrs and salary, so won't be able to save as much as I was doing this year. This challenge will suit me better. I've previously been doing the 'save £12,000 per year challenge' Although I never reached the heady heights of £12,000

Thanks in advance
DL