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3-6 Month Emergency Fund Challenge!!
Comments
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Hi everyone
'Tis my payday today so I have been able to add to my fund, this now stands at £1,352.32 which isn't too shabby. Most of my spare income goes to paying current debts.
LMD xxLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Cashed in some survey money and paid it straight into my ISA.
£13.86 added. Total is now £7922.89.
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Pay day today & another £230-ish saved. Would have been much more, but my home insurance, car insurance and road tax all came out at the same time, so as soon as I got paid a huge chunk of it was gone in 1 go. All paid up for another year though, which is good.0
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Hi all
Am on my phone so haven't updated signature or read back through the thread so I hope everyone is doing ok.
Could only save a little this month so now sitting at 1400/4000
Which is 35% so I'm quite happy with that.MFIT -T5 #420 -
No update from me today but I wanted to pop in and congratulate everyone who is still adding to their funds. Everyone is doing really well and although I don't post all the time, I do read/thank the posts.
Keeping Motivated.....wow, what can I say. :money: Well done! :T :T :T :T :T
Of course you can hang around, you don't need to ask. Have you got a 2nd target in mind yet? Maybe you're smiling too much to think of a new one just yet. Enjoy the satisfaction of reaching your target. I'm sure Helen will update the 1st page when she returns.
Keep on keeping on
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Is it ok to join. I put £40 away each month as of last month so I have £80. Would like to have £5000 (if that doesn't sound too silly). Currently around £14k In debt and paying this off at the same time. Mini target of £1000 might be more realistic.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Poor_Single_lady wrote: »Is it ok to join. I put £40 away each month as of last month so I have £80. Would like to have £5000 (if that doesn't sound too silly). Currently around £14k In debt and paying this off at the same time. Mini target of £1000 might be more realistic.
Hi Poor_Single_lady, of course you can join. Welcome aboard. :hello:
Helen will drop by soon enough and add you to the first page.
In her absence I'm going to say you are member #64.
There is plenty of company, motivation and encouragement on this thread. Update us as often as you want. Some do an update every few days, others once a week or once a month.
However often you drop you, there will always be a warm welcome waiting for you and plenty of members passing through
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0 -
Thank you. I love reading everyone's progress and how far people have come. It all feels quite tough in the beginning but I am told it gets easier with time so great to read about people doing well further down the line. Thank you for being so hospitable. I will subscribe and follow closely from here on in. Great thread thanks to all for organising.2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Morning everyone,
Can I join in with this challenge? I'll aim for the 6 months which would be £8418 but I'm going to round this up to £9000. Cheers!VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£2000 -
Of course you can join swimminginaseaofdebt and Welcome aboard. :hello:
Helen is absent at the moment, so until she returns I'll make you member #65. (She will correct me if I've double booked anyone) and a target of £9000 will be added to the first page for you.
Keep us updated with your progress, challenges & successes, we love to hear how everyone is getting on.
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.0
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