PPI Reclaiming successes and failures

lucy1977_2

I thought I would post our story as I haven't seen any other Sainsburys successes. After sending Martins first letter and 4 weeks waiting we have had a reply telling us that they will be sending us a cheque for £11,161 in the next ten days. This includes everything we have paid to date plus interest at 8%, also our current loan repayments will be cut from £565 to £365 making us £200 better off every month As you can imagine we are absolutely thrilled and I would strongly advise everyone to do it. You haven't got anything to lose. x

di3004

lucy1977 wrote: »

I thought I would post our story as I haven't seen any other Sainsburys successes. After sending Martins first letter and 4 weeks waiting we have had a reply telling us that they will be sending us a cheque for £11,161 in the next ten days. This includes everything we have paid to date plus interest at 8%, also our current loan repayments will be cut from £565 to £365 making us £200 better off every month As you can imagine we are absolutely thrilled and I would strongly advise everyone to do it. You haven't got anything to lose. x

Hi and welcome.

That is fantastic, well done and Congratulations, great work!
:T:beer::j

metropolitan

hi all,
Another success, CC PPI claim from Lloyds Tsb. I requested SAR from them in mid feb 2010 and 6 weeks later, I received all the docs pertaining to the CC, except the signed agreement in which they said they could not locate. Tough. Maybe, it did not exist!
So, I sent an email to the customer care complaining about mis-selling on the 31st of march 2010 and cc'ed our friend Mr Daniels.
They replied on the 8th of april 2010, together with an acceptance slip. As I was away from the UK, I only sent them the slip at the end of May. Today received a letter stating that the amount of GBP3068 will be paid to my account.
I am over the moon and would like to thank every single one of you here. Appreciate it very much. Cheers.

di3004

metropolitan wrote: »

hi all,
Another success, CC PPI claim from Lloyds Tsb. I requested SAR from them in mid feb 2010 and 6 weeks later, I received all the docs pertaining to the CC, except the signed agreement in which they said they could not locate. Tough. Maybe, it did not exist!
So, I sent an email to the customer care complaining about mis-selling on the 31st of march 2010 and cc'ed our friend Mr Daniels.
They replied on the 8th of april 2010, together with an acceptance slip. As I was away from the UK, I only sent them the slip at the end of May. Today received a letter stating that the amount of GBP3068 will be paid to my account.
I am over the moon and would like to thank every single one of you here. Appreciate it very much. Cheers.

Wow, Well done and Congratulations!:T:beer::j

kazdolly

di3004 wrote: »

Hi kazdolly, hope your well.;)

I can't see why not, give it a go.

Marshallka are dealing with these at the moment and has a thread here, take a browse when you get the chance, good luck.:)

thx Di ...Ill keep you posted and well done on your recent win too xx

di3004

kazdolly wrote: »

thx Di ...Ill keep you posted and well done on your recent win too xx

Good one and thank you.:T:D;)Xx

metropolitan

Thanks Di .... you have been great. Thank you for all your guidance and support in this forum. really appreciate it. Keep up the fantastic job.

di3004

metropolitan wrote: »

Thanks Di .... you have been great. Thank you for all your guidance and support in this forum. really appreciate it. Keep up the fantastic job.

Your very welcome, and thank you.;)

So happy for you too.:beer:

jo1982

jo1982 wrote: »

Can anyone help?

Took a loan out with First National - GE Money - loans.co.uk in summer 2004 for £11000 with £1650 PPI added to it. Can i claim this back. I have paid off the loan but I feel that PPi was mis - sold! I have been told that I can't claim as it was regulated, is this true? I recieved a letter in Oct 09 to say that my PPI cover was now at its end, even though I paid the loan back in 2005 with another loan!
Would be greatful if anyone could help?

I have already had a letter from loans.co.uk saying they will not pay out as they believe that I was not mis sold PPI and that I had a 30 day cancellation period! I was told when I took out the loan that it was advised to take PPI, no one asked if I got sick pay from work! I do 6 months full! I have looked up and they were not regulated by FSA when I took out the loan! Can I go to the FOS or do I need to go else where?

di3004

jo1982 wrote: »

I have already had a letter from loans.co.uk saying they will not pay out as they believe that I was not mis sold PPI and that I had a 30 day cancellation period! I was told when I took out the loan that it was advised to take PPI, no one asked if I got sick pay from work! I do 6 months full! I have looked up and they were not regulated by FSA when I took out the loan! Can I go to the FOS or do I need to go else where?

Hi there

Contact the FOS anyway as a general query, because they may suggest to go the insurer/underwriter direction who would have been regulated, its another direction to try to get your money back and the FOS have suggested this avenue to many.;)
http://www.financial-ombudsman.org.uk/contact/index.html