PPI Reclaiming successes and failures

marshallka

stiff_shifter wrote: »

Just thought i'd post my news. Dont do phone, so used template letter to Co-Op for miss-sold PPI on Credit Card and also template letter to Barclaycard for same reason. Asked for photocopy of my statements and my signed agreement to use PPI, as usual fobbed off with letter from both. Then wrote to Ombudsman and got fairly immediate reponse, a short call from them asking a few questions about Co-Op Card. Co-Op responded quite quickly with a letter offering refund + 8%. Barclaycard finally sent an offer in a similar vain, after i kept pestering ombudsman via email finally got payment this week, many weeks overdue. Anyhow bottom line Co-Op paid £3300 and Barclaycard Paid £5400.
First time i've ever followed a guide on MSE, thanks Martin and all forum members

Well done stiff_shifter.:beer::j:T

di3004

stiff_shifter wrote: »

Just thought i'd post my news. Dont do phone, so used template letter to Co-Op for miss-sold PPI on Credit Card and also template letter to Barclaycard for same reason. Asked for photocopy of my statements and my signed agreement to use PPI, as usual fobbed off with letter from both. Then wrote to Ombudsman and got fairly immediate reponse, a short call from them asking a few questions about Co-Op Card. Co-Op responded quite quickly with a letter offering refund + 8%. Barclaycard finally sent an offer in a similar vain, after i kept pestering ombudsman via email finally got payment this week, many weeks overdue. Anyhow bottom line Co-Op paid £3300 and Barclaycard Paid £5400.
First time i've ever followed a guide on MSE, thanks Martin and all forum members

Well done and Congratulations. :beer::T:beer:

donotpassgo_2

sunnygirls wrote: »

Barclaycard /Goldfish - Recieved a letter this morning £1800 to be refunded from cc ppi ,started the claim in August and i hadnt had anything in writing since sending questionaire back ,i kept ringing to be told yes you will hear soon but never did ,sent final letter in Dec giving them 2 weeks to reply still didnt hear any thing ,so i rang on Monday just before sending forms off to fos and was told you will get a letter this week and i DID:j:j not sure if figures are correct as i dont hold all statements but the ones i have match theirs so going to accept :j THANK YOU ALL for your encouragement and support ,i felt as though i was banging my head against a wall at times but YOU kept me going :A:A I have now recieved around £10,000 in the last month from ppi misselling ,good work to say i originally came on here looking for some surpermarket coupons in July and came across this forum lol .THANKS AGAIN Sunny xxx

Wow Sunny well done, Congratulations to you:T:T

donotpassgo_2

stiff_shifter wrote: »

Just thought i'd post my news. Dont do phone, so used template letter to Co-Op for miss-sold PPI on Credit Card and also template letter to Barclaycard for same reason. Asked for photocopy of my statements and my signed agreement to use PPI, as usual fobbed off with letter from both. Then wrote to Ombudsman and got fairly immediate reponse, a short call from them asking a few questions about Co-Op Card. Co-Op responded quite quickly with a letter offering refund + 8%. Barclaycard finally sent an offer in a similar vain, after i kept pestering ombudsman via email finally got payment this week, many weeks overdue. Anyhow bottom line Co-Op paid £3300 and Barclaycard Paid £5400.
First time i've ever followed a guide on MSE, thanks Martin and all forum members

Terrific, Congratulations to you.:T:T

toolittletoolate

di3004 wrote: »

Brilliant :T:T:j:j
Well done and Congratulations.

Good luck with your other claims.;)

another update on my claims, heared from loans.co.uk this morning saying this is there final response & that they will not be refunding any of the ppi, so i will be refering this to FOS this week, also heard from RBS credit card to also say that they will not be refunding any ppi, so have sent the second letter to them yesterday as there letter said i have 8 weeks to get back to them if i did not agree, so just wait & see what happens but will keep you updated.
Happy new year to all

trappeb

Thankyou Martin, another vote for PM here!

Managed to claim back for a friend £2200 from HSBC for mis-sold PPI insurance on a loan took out 4 years ago (and still current). Basis of the complaint was that the friend did not understand what PPI insurance was and didn't understand the implications because he was a foreign national who was actually taking English lessons at the time. A slightly different slant on the some of the info in the template, but one that worked!

Timeline: Letter sent received a reply saying they were dealing with the issue a week later. Then a second letter from them after 4 weeks saying that they were still investigating. After the 7th week, a letter offering full refund of the PPI paid so (+ 8% interest on the amount), and a restructuring of the loan to remove the outstanding PPI bundled into it.

One very happy friend and I was taken out for dinner last night as a thank you, so even I got a little something out of it!

di3004

toolittletoolate wrote: »

another update on my claims, heared from loans.co.uk this morning saying this is there final response & that they will not be refunding any of the ppi, so i will be refering this to FOS this week, also heard from RBS credit card to also say that they will not be refunding any ppi, so have sent the second letter to them yesterday as there letter said i have 8 weeks to get back to them if i did not agree, so just wait & see what happens but will keep you updated.
Happy new year to all

Good luck with your reclaims.;)

We look forward to hearing the outcome.

Happy New Year to you too.:beer:

di3004

trappeb wrote: »

Thankyou Martin, another vote for PM here!

Managed to claim back for a friend £2200 from HSBC for mis-sold PPI insurance on a loan took out 4 years ago (and still current). Basis of the complaint was that the friend did not understand what PPI insurance was and didn't understand the implications because he was a foreign national who was actually taking English lessons at the time. A slightly different slant on the some of the info in the template, but one that worked!

Timeline: Letter sent received a reply saying they were dealing with the issue a week later. Then a second letter from them after 4 weeks saying that they were still investigating. After the 7th week, a letter offering full refund of the PPI paid so (+ 8% interest on the amount), and a restructuring of the loan to remove the outstanding PPI bundled into it.

One very happy friend and I was taken out for dinner last night as a thank you, so even I got a little something out of it!

This is wonderful well done to you for your great work.:T:T
And Congratulations to your friend, bet he is very proud of you.
:beer::beer:

amersall

happy new year to all my mates on mse!!! hope you all have a healthy and happy one. well done to all winners from xmas to now, just shows what we can do when we put our minds to it!!! many many congrats to all winners with picture, and if anyone is still waiting, fingers crossed for all. hope everyone is in high spirits and good health!! you are all saints in my book, you go above and beyond and it is much appreciated i know, keep up the good work into 2010!!! xxxxxx lorraine

di3004

amersall wrote: »

happy new year to all my mates on mse!!! hope you all have a healthy and happy one. well done to all winners from xmas to now, just shows what we can do when we put our minds to it!!! many many congrats to all winners with picture, and if anyone is still waiting, fingers crossed for all. hope everyone is in high spirits and good health!! you are all saints in my book, you go above and beyond and it is much appreciated i know, keep up the good work into 2010!!! xxxxxx lorraine

Hiya hunni
How are you?:j
Hope you and your family are well, its good to hear from you.

Happy New Year to you as well Lorraine, hope it will be the best one for you yet.:beer: XXXX