PPI Reclaiming successes and failures

218bhp

newcook wrote: »

Have finally heard back from egg - they are going to pay me back my PPI but they have mentioned about simple interest. Can anyone tell me what this is please?!?

How long did it take from claim to agreement of refund?

goaliesmum

:beer: Well done to all recent winners. Hopefully with Christmas post out of the way we will start to get some more coming through.

Received a letter dated 24/12 from Bank of Scotland, this is the second claim from my original small loan that I only had account number for. I think it dates from 2000.

Cheque on the way :j total £591.72

Refund of premiums £247.50
Refund of Interest Paid £121.40
Interest at 8% £222.82

Another claim handled efficiently by Bank of Scotland :T

di3004

goaliesmum wrote: »

:beer: Well done to all recent winners. Hopefully with Christmas post out of the way we will start to get some more coming through.

Received a letter dated 24/12 from Bank of Scotland, this is the second claim from my original small loan that I only had account number for. I think it dates from 2000.

Cheque on the way :j total £591.72

Refund of premiums £247.50
Refund of Interest Paid £121.40
Interest at 8% £222.82

Another claim handled efficiently by Bank of Scotland :T

Absolutely fantastic :T:T:j:j
Well done and Congratulations to you.
What a great start to the New Year for you.:beer::beer:
So happy for you. XXX

newcook

218bhp wrote: »

How long did it take from claim to agreement of refund?

I originally sent them an email back in early november and they replied saying that it wasn’t miss-sold blah blah blah and that it was me who requested it and I should get my credit request (which took forever to come through!)
In the end I called them 23rd December and told them it was miss-sold because it was an opt out rather than an opt in (took out card 2003) and the letter came through a couple of days ago!! Hopefully the cheque will be in this weeks post - they did say it would be sent asap!

marshallka

newcook wrote: »

I originally sent them an email back in early november and they replied saying that it wasn’t miss-sold blah blah blah and that it was me who requested it and I should get my credit request (which took forever to come through!)
In the end I called them 23rd December and told them it was miss-sold because it was an opt out rather than an opt in (took out card 2003) and the letter came through a couple of days ago!! Hopefully the cheque will be in this weeks post - they did say it would be sent asap!

Well done newcook.:T

shooby1

:j:j Spoke to the fos this morning and they said a letter was sent to me on 30/12 stating that the RBS had agreed to settle my claim and put me in a posistion as if i had never had PPI on the loans :j:j this is amazng news as we have had no work since 18th of dec due to the weather conditions, i actually cried on the phone to the lady it was such a relief, so now we just have to wait for the letter to arrive then send it back to the fos for them to send to RBS so could take a few weeks BUT WE WON !!!!!!

marshallka

shooby1 wrote: »

:j:j Spoke to the fos this morning and they said a letter was sent to me on 30/12 stating that the RBS had agreed to settle my claim and put me in a posistion as if i had never had PPI on the loans :j:j this is amazng news as we have had no work since 18th of dec due to the weather conditions, i actually cried on the phone to the lady it was such a relief, so now we just have to wait for the letter to arrive then send it back to the fos for them to send to RBS so could take a few weeks BUT WE WON !!!!!!

Well done shooby...:beer::j:T

di3004

shooby1 wrote: »

:j:j Spoke to the fos this morning and they said a letter was sent to me on 30/12 stating that the RBS had agreed to settle my claim and put me in a posistion as if i had never had PPI on the loans :j:j this is amazng news as we have had no work since 18th of dec due to the weather conditions, i actually cried on the phone to the lady it was such a relief, so now we just have to wait for the letter to arrive then send it back to the fos for them to send to RBS so could take a few weeks BUT WE WON !!!!!!

Fantastic Shooby1 :T:T
Well done and Congratulations.:beer::j:j

dec22

shooby1 wrote: »

:j:j Spoke to the fos this morning and they said a letter was sent to me on 30/12 stating that the RBS had agreed to settle my claim and put me in a posistion as if i had never had PPI on the loans :j:j this is amazng news as we have had no work since 18th of dec due to the weather conditions, i actually cried on the phone to the lady it was such a relief, so now we just have to wait for the letter to arrive then send it back to the fos for them to send to RBS so could take a few weeks BUT WE WON !!!!!!

That's really good news, fingers crossed it doesn't take too long. Hope the weather clears up soon so that you can get back to work as well.

If you don't mind me asking, how long has it taken to get to an adjudicator? I sent in 2 RBS claims in Feb/Mar 2009 and they are still waiting for an adjudicator.

shooby1

dec22 wrote: »

That's really good news, fingers crossed it doesn't take too long. Hope the weather clears up soon so that you can get back to work as well.

If you don't mind me asking, how long has it taken to get to an adjudicator? I sent in 2 RBS claims in Feb/Mar 2009 and they are still waiting for an adjudicator.

hello thanks for your comments, i didnt actually get an adjudicator rbs have just agreed to settle, i know they have been in talks and there was a thousand or so cases they were looking at mine must have been one of them:D it only went to fos in june so hang fire a letter may be on the way out to you. GOOD LUCK