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PPI Reclaiming successes and failures

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Comments

  • marshallka
    marshallka Posts: 14,585 Forumite
    Portofino wrote: »
    Hi,

    Received a letter from HBOS today offering me £900 in repayment for mis sold PPI. This was for a loan that I took out years ago and had no paperwork for! Initially they refused to give me the details under my SAR request but the diddy gave me the account number. So, I stuck in the claim "blind" so to speak. Am well chuffed. :rotfl:

    Merry Xmas!!
    Well done Portofino, brilliant:T:beer::j:xmassign:
  • Thanks Marshallka! Merry Xmas to you!

    Very pleased x x and would never have done this without the website and you guys' support! XX
  • You, are not going to believe it went to auto bank today bearing in mind I have been chccking our online account daily and no change, anyway didnt have my glasses on and fearing the worst our account was majorly in credit. Egg have credited our account with £7200 which clears our account with them and saves us £450 per month Thing is just received a letter saying they needed more time. Anyway what a Christmas. Thank you all to day all is well. Tomorrow may be different but will remain for each other and I thank you for that more than anything. Love x
  • di3004
    di3004 Posts: 42,579 Forumite
    You, are not going to believe it went to auto bank today bearing in mind I have been chccking our online account daily and no change, anyway didnt have my glasses on and fearing the worst our account was majorly in credit. Egg have credited our account with £7200 which clears our account with them and saves us £450 per month Thing is just received a letter saying they needed more time. Anyway what a Christmas. Thank you all to day all is well. Tomorrow may be different but will remain for each other and I thank you for that more than anything. Love x

    This is brilliant, what a lovely surprise.
    Well done and Congratulations. :beer::T:beer:
    :xmassign::xmastree::snow_grin
    The one and only "Dizzy Di" :D
  • Just got a letter this morning refunding ppi on a ALLIANCE AND LEICESTER loan we took out in 1996 and paid off in 1999 they are refunding the ppi premiums and interest only took 5 weeks start to finish one first class stamp . Cant believe it £2700 going to have a very big drink this new year
  • :j:j Bank of Scotland as good as their word. Cheque received in post today, within the 14 days as stated. :beer: Off to the bank I go.

    Happy New Year everyone, good luck to all claimers still waiting

    Still no final response from Barclays, about 14wks now, working on it still :rolleyes:
    BOS - 2 x Loan PPI 14/11/09 :D upheld 5505.62 + 591.72 Barclays - 31/03 Loan PPI & Overdraft PPI Upheld £28000
    Santander-CC PPI :mad: Refusal, pre 2005, SAR 09/12 now with FLA Capital One -CC PPI, refused, 2nd letter sent & 3rd Received Plevin
    HSBC - Loan PPI 09/12 letter from branch to restructure loan? :D10/12 Upheld £4837.28 with interest
  • di3004
    di3004 Posts: 42,579 Forumite
    mollymoo96 wrote: »
    Just got a letter this morning refunding ppi on a ALLIANCE AND LEICESTER loan we took out in 1996 and paid off in 1999 they are refunding the ppi premiums and interest only took 5 weeks start to finish one first class stamp . Cant believe it £2700 going to have a very big drink this new year

    Fantastic Mollymoo.........:T:T:T
    Well done and Congratulations.:beer::T:beer::j:jXX
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    goaliesmum wrote: »
    :j:j Bank of Scotland as good as their word. Cheque received in post today, within the 14 days as stated. :beer: Off to the bank I go.

    Happy New Year everyone, good luck to all claimers still waiting

    Still no final response from Barclays, about 14wks now, working on it still :rolleyes:

    Very happy to hear this goaliesmum :j:j:j
    Well done and Congratulations.:beer::T:j:beer:
    Also good luck with Barclays, keep at them.;)XX
    The one and only "Dizzy Di" :D
  • I recently stumbled across a loan agreement with AA Financial Services, from July 1995 (yes, 14 years ago!), and noted that I had been charged nearly £2500 for loan PPI.

    I wrote to BoS requesting the money back + interest and a couple of weeks ago I received a letter asking me to contact them, which I ignored. Today, Christmas Eve, I received another letter offering to put me "in the position you would have been in had you not taken the insurance". I should have the money within a month. It was that easy!

    Whilst I have not actually received the money yet I thought I'd share this tale of seasonal joy :j and say a big thanks to Martin, MSE and all the members, who motivated me to act with their success stories.

    Hi, I too have been trying to contact Renault Financial Services who were part of BoS when i took out the finance. Who did you contact at BoS please?
  • EllBee wrote: »
    To everyone on this site - I wish you all a very Happy Christmas and a prosperous and fruitful New Year. Thanks for the support and encouragement you give (especially Di, Amersall, Marshallka and so many others - you know who you are - you're all amazing and wonderful!), it certainly helped me when I was about ready to give up. I received a letter yesterday from Halifax/Bank of Scotland regarding PPI on loans I had with AA Personal Finance. They've agreed that the PPI was missold so will be refunding me!!! It'll be offset against a loan that I've almost paid off so with a bit of luck I'll have some left over! What a Christmas present!!! :j

    So, once again, have a fantastic Christmas and stay safe in this awful weather. Its snowy, icy, foggy and very cold here in Lincolnshire. Driving to my daughter's later too :eek:)

    Love and best wishes,

    EllBee
    Hi EllBee, I'm trying to claim against BoS from when I had an agreement with Renault Financial services - who did you contact please as I'm getting nowhere fast!
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