PPI Reclaiming successes and failures

di3004

Hi Putty

Did they also send you a full detailed written breakdown on this offer?

putty71

di3004 wrote: »

Hi Putty

Did they also send you a full detailed written breakdown on this offer?

Hi Di

Yes they did, but this was a copy of the original schedule they sent when I first asked for the charges. They all appear to be right, they explained they were refunding the difference. Someone else on here said they had the same letter, went back to them saying the offer was no good, threatened them with FOS and claims court and got full amount back.

Any recommendations?

Makela2009

di3004 wrote: »

Your welcome, good luck and look forward to hearing the outcome.;)

Hi,
I emailed Christ Duckworth as advised on your post and got a very prompt response, saying that it would need to be passed to the BOS part of the old Lloyds Banking Group and someone should be getting in touch. We shall see. If they don't I can always email Chris Duckworth until someone does contact me haha.
watch this space...

TOTALNEWBIE

putty71 wrote: »

Hi Di

Yes they did, but this was a copy of the original schedule they sent when I first asked for the charges. They all appear to be right, they explained they were refunding the difference. Someone else on here said they had the same letter, went back to them saying the offer was no good, threatened them with FOS and claims court and got full amount back.

Any recommendations?

I had a similar letter & went back to them again & won!

kazdolly

clairemcatee wrote: »

Hi Kazdolly firstly well done this is great news.

I have sent the email for the address given on monday, can you confirm whether you actually received an email back or did you just get the letter through the post???

I would be handy to know

cheers

claire

hi claire,
no I never recieved an e-mail with the offer ,just a response saying that they would get their customer complaints team to investigate ,then the next day I received a letter by post ,only took 3 working days:D good luck,kaz x

leondp

Had two letters today one from egg offering me £841.50 (Inc Interest) for loan and one from Black Horse offering me £542.67 (Inc Interest):T

Egg loan took two templates letters and an email. Black Horse took two template letters and two emails but now its money in the bank !!! Dont give up people just keep going and you will win in the end !!!!!:money:

Egg Loan £841.50 (Inc Interest)
Egg Loan £219.98 (Inc Interest)
Egg Loan £3408.76 (Inc Interest)
Egg Loan £576.15 (Inc Interest)
Egg C/C £1047.67 (Inc Interest)
Cap 1 £110.40 (Inc Interest)
Black Horse £542.67 (Inc Interest)
Swinton £????

So Far = £6747.13 !!!

Offered £872.00 from MBNA C/C but taking it FO as they owe me more
Asked Egg for £476.09 back for default/Late Charges

Ongoing Claims to date

LTSB Loan x 5
MBNA Loan
Northern Rock Loan x 3
The AA Loan
HFC Loan
Aliance Leicester Loan
MBNA Credit CARD Late/Default Charges
Barclaycard Credit Card PPI

kazdolly

leondp wrote: »

Had two letters today one from egg offering me £841.50 (Inc Interest) for loan and one from Black Horse offering me £542.67 (Inc Interest):T

Egg loan took two templates letters and an email. Black Horse took two template letters and two emails but now its money in the bank !!! Dont give up people just keep going and you will win in the end !!!!!:money:

Egg Loan £841.50 (Inc Interest)
Egg Loan £219.98 (Inc Interest)
Egg Loan £3408.76 (Inc Interest)
Egg Loan £576.15 (Inc Interest)
Egg C/C £1047.67 (Inc Interest)
Cap 1 £110.40 (Inc Interest)
Black Horse £542.67 (Inc Interest)
Swinton £????

So Far = £6747.13 !!!

Offered £872.00 from MBNA C/C but taking it FO as they owe me more
Asked Egg for £476.09 back for default/Late Charges

Ongoing Claims to date

LTSB Loan x 5
MBNA Loan
Northern Rock Loan x 3
The AA Loan
HFC Loan
Aliance Leicester Loan
MBNA Credit CARD Late/Default Charges
Barclaycard Credit Card PPI

CONGRATULATIONS Leon:T:T:money:

toolittletoolate

Hi all,
i have posted on here before about my egg PPI which was refunded £128.00, i also had a loan with egg & sent off the 1st letter at the same time, today which has been 3 weeks i recieved a letter saying they will pay back all premiums & interest total of £2441.99 WHOOOOOOOOO!!!!!!!!!! :beer::beer:
This means so much to us & we are so pleased with this amount i feel sick i am so excited
Thank you everyone & especially martin for all the help & support :T :T
just waiting on 3 other claims to come through now, Good luck to eveyone & i will keep you updated on my other claims

cruz99

Sent template 1 letter to HBOS regarding the PPI on mycurrent loan and received a letter saying as I am a valued customer (of 34 years but I'm closing my accounts soon as they are closing the counters in my local Halifax Estate agents and I'll be damned if I tramp into Preston City Centre when there's a Lloyds and RBS on my doorstep) they will "pay me an amount which will put you back in the position you would have been had you not taken the insurance"

3 weeks later I finally get the settlement offer letter. They are paying the full premiums I have paid so far plus 8.8% interest plus 8% interest

Refund of premiums £2,618.15
Refund of interest at 8.8% £746.32
Interest at 8% £628.04
Total £3,992.51

They then go on to say that because I have a short term remaining on my loan it will be paid off and the difference paid to my bank account within 28 days

Total redress due £3,992.51
Less outstanding balance once PPI has been removed £1,999.80
Redress to ME £1,992.71

So I'm getting £1,992.71 plus en extra £350 a month now that the loan is paid :T

Well chuffed. Many thanks to Martin and all the previous people before me who have done all the donkey work. :T :beer:

toolittletoolate

cruz99 wrote: »

Sent template 1 letter to HBOS regarding the PPI on mycurrent loan and received a letter saying they will "pay me an amount which will put you back in the position you would have been had you not taken the insurance"

3 weeks later I finally get the settlement offer letter. They are paying the full premiums I have paid so far plus 8.8% interest plus 8% interest

Refund of premiums £2,618.15
Refund of interest at 8.8% £746.32
Interest at 8% £628.04
Total £3,992.51

They then go on to say that because I have a short term remaining on my loan it will be paid off and the difference paid to my bank account within 28 days

Total redress due £3,992.51
Less outstanding balance once PPI has been removed £1,999.80
Redress to ME £1,992.71

So I'm getting £1,992.71 plus en extra £350 a month now that the loan is paid :T

Well chuffed. Many thanks to Martin and all the previous people before me who have done all the donkey work. :T :beer:

Well done that is fantastic news :T :T