PPI Reclaiming successes and failures

chev30

I would just like to thank MSE as we have recieved our bank charges back for both Barclays accounts and it only took six weeks from the date of our first letter, the bank was such a great help which makes a change, claim hardship people it does work, I can sense a great christmas.

di3004

FerociousDave wrote: »

Success with Egg

• What were you reclaiming: PPI
• Who was the provider: Egg Loan
  
• How much did you get back: £1690
• Did you get it back after a letter or did you go to the Financial Ombudsman: After 1 letter

Hi all,

I wouldn't have believed you if you told us it was this easy. One letter to egg and today arrives two cheques totalling nearly £1700. Bloody cracking.

Thank you, thank you, for all your help

D

It is bloody cracking that :T:T:T:j:j
Congratulations.
:beer::beer:

di3004

Newkid wrote: »

Di
Thx for your response. I wrote to them all on Nov 5th - hence my congrats to A&L for their quick offer. I intend to follow all up again after 14 days & keep on their case, also got some credit card reclaims to sort.
Newkid

Your welcome Newkid.;)
And wishing you luck with all your other cases.:beer:

di3004

bazzaboy1979 wrote: »

Hi Guy's,

Just to let you all know i have just received £3364 from Egg. The money was paid into credit card balance but its still another winner for the good people and a loser for the crooks:) I've also received a letter for HBOS stating they will be refunding my PPI on my loan:)

I'm still waiting to here back from Virginmoney about the mis-sold PPI on my credit card. Has anyone had sucsess with them??

Hi there bazzaboy, this is fab, well done and Congratulations.
:beer::T:beer:
And all the best with Virgin as well, I'm sure there have been much success with these, keep at them you will be fine.;)

di3004

chev30 wrote: »

I would just like to thank MSE as we have recieved our bank charges back for both Barclays accounts and it only took six weeks from the date of our first letter, the bank was such a great help which makes a change, claim hardship people it does work, I can sense a great christmas.

Hi Chev30


Congrats and well done to you.
:T:beer::T, you will of course have a lovely xmas.:santa2:

elfen

Had a Halifax letter...they're paying me back £237 quid on the PPI for my credit card, so that knocks down that a bit! Still waiting for a Cap1 answer, and need to print off letters to send about charges!

Twinkle_Eyes_3

Hi All
Been reading all the good news off the site so decided to send to Halifax and Northern Rock relating to PPI.
Halifax Have replied saying I was mis sold but as yet nothing from Northern Rock bit of advice really its been nearly 7weeks now not hearing from Northern Rock do I now get ready to send 2nd letter or should I telephone them, any advice would be appreciated as recckon Northern Rock are a tough one to get through to

Thanks All

maxdp

Congratulations to all you people who have had good news. Really pleased for you all.

amersall

jccaird wrote: »

• What were you reclaiming: PPI
• Who was the provider: HFC Bank
  
• How much did you get back: £2,255.92 ( inc interest)
• Did you get it back after a letter or did you go to the Financial Ombudsman: After an off the cuff mention of it on the phone.
  

Whilst discussing a different insurance complaint on the phone to HFC just three weeks ago, the customer service operator got his wires crossed and mentioned PPI. I told him that I would be pursuing a mis-sold PPI claim in due course.

In due course turned out to be them acknowledging my complaint by way of mentioning it in the telephone conversation and in a letter dated two weeks ago they let me know they were investigating.

Got home last night and there was a letter in my mailbox relating to this complaint - the line that caught my eye was "I have now completed my investigation into the issues you have raised. Whilst I do not accept the allegations you have set out, on this occasion, without any admission of liability and a gesture of goodwill, I am prepared to offer you an ex gratia payment"

That ex gratia payment turned out to be £2,255.92. This amounted to all the PPI that I had paid plus 8% interest.

I was expecting a long drawn out affair when I actually formally complained by letter - instead, they've rolled over due to my threat to complain. I've signed off the right to complain further on the PPI issue - that matter is now settled. I'll tackle the other insurance issue once the money is sat in my account when I can say goodbye to my Halifax Overdraft before the extortionate new charges come in. Next up to reclaim: PPI on Halifax, Capital One and Marbles cards - approx: £700

:j:jthats excellent, what a result:beer::money:

amersall

Twinkle_Eyes wrote: »

Hi All
Been reading all the good news off the site so decided to send to Halifax and Northern Rock relating to PPI.
Halifax Have replied saying I was mis sold but as yet nothing from Northern Rock bit of advice really its been nearly 7weeks now not hearing from Northern Rock do I now get ready to send 2nd letter or should I telephone them, any advice would be appreciated as recckon Northern Rock are a tough one to get through to

Thanks All

hi there, i won with northern rock and they were ace. i cannot fault them i got a no and it went to fos but then won, took about 4 months, hope this helps