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PPI Reclaiming successes and failures

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Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    No mate the loans finished 2007

    Thanks


    Do you still have any of the paperwork, (agreement) hun?
    The one and only "Dizzy Di" :D
  • No i don't. I must of thrown it out when i moved house
  • di3004
    di3004 Posts: 42,579 Forumite
    Bazzaboy1979

    If you no longer have any paperwork, you could request a Subject Access Request (SAR) from them if you want to, they should provide all info they hold on you, so that will include any finance you have taken out with them.

    More on SAR here below, a template letter, there is a payment that should be enclosed for this request of £10 payable by postal order or cheque payment.;)
    http://forums.moneysavingexpert.com/showthread.html?t=1475553
    The one and only "Dizzy Di" :D
  • di3004 wrote: »
    Hello and welcome.;)

    Your right, just as long as the 8 weeks have passed you are entitled to take your complaint to the FOS, as Lloyds have confirmed, it is up to you now though if you want to give lloyds a little longer, have your own timescale and if it goes on too long before you hear anything further then move on to the FOS.

    Good luck, please keep us posted, cheers.


    thanks guys i will keep you post :rolleyes:
  • goaliesmum
    goaliesmum Posts: 71 Forumite
    edited 24 September 2009 at 9:49PM
    Evening everyone

    Took the plunge today :j and have posted 1st letter to Barclays PPI on current Loan £6600 and Bank of Scotland PPI on paid up loan £3800. Posted next day delivery.

    2 credit card letters still to finalise.

    Will let you know when I hear anything.

    Thanks for the advice and support so far :beer:
    Sorry I have posted this in the wrong thread, move it if you need to, hope I do get to post in here one day.
    BOS - 2 x Loan PPI 14/11/09 :D upheld 5505.62 + 591.72 Barclays - 31/03 Loan PPI & Overdraft PPI Upheld £28000
    Santander-CC PPI :mad: Refusal, pre 2005, SAR 09/12 now with FLA Capital One -CC PPI, refused, 2nd letter sent & 3rd Received Plevin
    HSBC - Loan PPI 09/12 letter from branch to restructure loan? :D10/12 Upheld £4837.28 with interest
  • di3004
    di3004 Posts: 42,579 Forumite
    goaliesmum wrote: »
    Evening everyone

    Took the plunge today :j and have posted 1st letter to Barclays PPI on current Loan £6600 and Bank of Scotland PPI on paid up loan £3800. Posted next day delivery.

    2 credit card letters still to finalise.

    Will let you know when I hear anything.

    Thanks for the advice and support so far :beer:
    Sorry I have posted this in the wrong thread, move it if you need to, hope I do get to post in here one day.


    We shall keep our fingers crossed for you on all your claims and your welcome.;):beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    jamal777 wrote: »
    thanks guys i will keep you post :rolleyes:


    Good luck to you.;):beer:
    The one and only "Dizzy Di" :D
  • 24/09/09

    I wrote to lloyds 3 months ago with a letter from this website asking for my ppi to be returned on a £8000 loan the insurance on that wass £1600 so i thought if anything at all i might get about £1000. They tried fobbin me of wth 2 letters saying they hadn't reached a decision, out of the blue i got a letter offering me my money back with interest the offered me £2700, i have accepted and im over the moon so thank you Martin :-)
  • di3004
    di3004 Posts: 42,579 Forumite
    yellowstar wrote: »
    24/09/09

    I wrote to lloyds 3 months ago with a letter from this website asking for my ppi to be returned on a £8000 loan the insurance on that wass £1600 so i thought if anything at all i might get about £1000. They tried fobbin me of wth 2 letters saying they hadn't reached a decision, out of the blue i got a letter offering me my money back with interest the offered me £2700, i have accepted and im over the moon so thank you Martin :-)


    Brilliant, well done and Congratulations.
    :beer::T:beer:
    The one and only "Dizzy Di" :D
  • pinknico
    pinknico Posts: 3,261 Forumite
    • What were you reclaiming: PPI
    • Who was the provider: Egg
    • How much did you get back: Over 900 and £200 compensation
    • Did you get it back after a letter or did you go to the Financial Ombudsman: Ombudsman.
    Money arrived in bank today after Egg received my acceptance form beginning of August from the Ombudsman.
    DS1 12/10/04
    DS2 13/07/06
    DD1 06/12/07
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