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PPI Reclaiming successes and failures

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  • Received letter back from ombudman today with final decision on my egg complaint and they are backing me, lets see if egg pay up! I really hope so!
  • di3004
    di3004 Posts: 42,579 Forumite
    mandy_s wrote: »
    Received letter back from ombudman today with final decision on my egg complaint and they are backing me, lets see if egg pay up! I really hope so!

    Brilliant news Mandy.:T:T
    Good luck.:beer:
    The one and only "Dizzy Di" :D
  • marshallka
    marshallka Posts: 14,585 Forumite
    Dreamer06 wrote: »
    Hi Di, hope you're keeping well! not been on for a while again! think mortgages & loans were not covered by fos, so the fos have now replied to me saying that they are looking into the sale of the ppi that the underwriters for Think mortgages, (Sterling insurance), were responsible for the selling, have you heard anything like this before??
    Its all new with FOS apparently as i was told last week where they can hold the underwriter responsible if there is a tie between them. This is difficult to prove in some instances and I have had my complaint there for a very long time and still no news on it. I rang this week and was told its still very new and that there was news on mine as yet and whether the complaint is actually one they can deal with either. Lots have posted just recently where FOS has advised that the complaint can be taken up by the underwriter so lets hope its true.
  • di3004
    di3004 Posts: 42,579 Forumite
    marshallka wrote: »
    Its all new with FOS apparently as i was told last week where they can hold the underwriter responsible if there is a tie between them. This is difficult to prove in some instances and I have had my complaint there for a very long time and still no news on it. I rang this week and was told its still very new and that there was news on mine as yet and whether the complaint is actually one they can deal with either. Lots have posted just recently where FOS has advised that the complaint can be taken up by the underwriter so lets hope its true.

    Marshallka, I was thinking on this with my Endeavour one, but think its too late for me now, yet with everything in my way its only now that I have had the chance to get on with the claims again, due to personal reasons, what do you think my chances are on this one?;)
    The one and only "Dizzy Di" :D
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    evening all, have had to contain myself all day since the postman came, i needed to post my success on the first plus complaints forum first ,as that was a site i gleaned most of my info from, unfortunately i was unable to do that untill a few moments ago as i could not get on there.:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j FIRST PLUS WIN:j:j:j:j:j:j:j I AM SO EXCITED :j:j:j:j:j this gives hope to other first plussers :cool::cool::cool::cool::cool: a very big thank you to all on here who kept me going through this:A:A:A:A:A:A:A:A:A:A:A:A:A:A glad i came on here you are great :beer::beer::beer::beer: thank you, thank you, thank you, thank you all from the bottom of my heart luv you all:iloveyou::iloveyou::grinheart:grinhearthave to wait for first crap to do figures:p:p:p but what the hell I WON:p:p:p:p
  • di3004
    di3004 Posts: 42,579 Forumite
    amersall wrote: »
    evening all, have had to contain myself all day since the postman came, i needed to post my success on the first plus complaints forum first ,as that was a site i gleaned most of my info from, unfortunately i was unable to do that untill a few moments ago as i could not get on there.:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j FIRST PLUS WIN:j:j:j:j:j:j:j I AM SO EXCITED :j:j:j:j:j this gives hope to other first plussers :cool::cool::cool::cool::cool: a very big thank you to all on here who kept me going through this:A:A:A:A:A:A:A:A:A:A:A:A:A:A glad i came on here you are great :beer::beer::beer::beer: thank you, thank you, thank you, thank you all from the bottom of my heart luv you all:iloveyou::iloveyou::grinheart:grinhearthave to wait for first crap to do figures:p:p:p but what the hell I WON:p:p:p:p

    Amersall this is absolutely fantastic...............
    :T:T:T:T:T:T:T:T:T:T:T:T

    WOW, brilliant, well done hunni, we are soooooooooooo very happy for you, well deserved indeed.......:beer::beer::beer::beer:
    We adore you too as well hunni and you have been amazing as well, thank you, and again well done and a BIG CONGRATULATIONS!
    :beer::beer::beer::beer::beer::beer::beer:xxxxxxx
    The one and only "Dizzy Di" :D
  • Hi Guys, another success. Have had a letter from the FO today telling me that Black Horse Finance are happy to play ball with me and refund my PPI. I don't know how much it will be but every little helps :)
  • di3004
    di3004 Posts: 42,579 Forumite
    GirlRacer wrote: »
    Hi Guys, another success. Have had a letter from the FO today telling me that Black Horse Finance are happy to play ball with me and refund my PPI. I don't know how much it will be but every little helps :)

    Hi GirlRacer
    Hope your well.;)

    Brilliant news, well done and Congratulations.
    :beer::T:beer:
    The one and only "Dizzy Di" :D
  • Hi. Came home to an offer from MBNA on my CC PPI - £1500! I can't believe it as they did not uphold my loan PPI complaint. Go figure!

    Anyway, that one is with the FOS!

    Thanks for all your help!!!
  • di3004
    di3004 Posts: 42,579 Forumite
    Portofino wrote: »
    Hi. Came home to an offer from MBNA on my CC PPI - £1500! I can't believe it as they did not uphold my loan PPI complaint. Go figure!

    Anyway, that one is with the FOS!

    Thanks for all your help!!!


    Hi Portofino

    Just wondering if its worth asking if they are able to consider at least offering you a more reasonable amount before you go the FOS direction, but just give them something like 7 days to consider, just a thought, sometimes this works.

    Otherwise take to the FOS where they will continue this one for you, good luck either way.

    That is the thing with these offers isn't it?
    Because they don't want to admit liability to mis selling.

    I would personally write back to them and tell them your not satisfied with the offer and you still strongly believe you were mis sold, and request again that they offer you the full amount, or at least the nearest offer to that amount.;)
    The one and only "Dizzy Di" :D
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