PPI Reclaiming successes and failures

bazzaboy1979

When i applied for the credit cards it was online and i didn't choose to have PPI.

di3004

kev1111 wrote: »

• What were you reclaiming: Loan PPI
• Who was the provider: AA
• How much did you get back: £1920
• Did you get it back after a letter or did you go to the Financial Ombudsman: One template letter
• And then write your brief reclaim tale:

I HAVE BEEN LURKING ON THIS FORUM FOR A WHILE, DECIFDED THAT I HAD NOTHING TO LOSE AND SENT OFF SEVERAL TEMPLATES ON VARIOUS LOANS AND CC I HAVE HAD OVER THE YEARS, 8 weeks later i received the cheques for the above amounts

A BIG THANKS TO ALL WHO POST ON THIS SITE and more so to DI, she is a great help and helped me through each stage, WILL UPDATE IF I GET ANY MORE SUCCESSES!!

Well done to you Kev, :beer:
And your very welcome.:A
Fingers crossed for the others as well.;)

di3004

chequeout wrote: »

• What were you reclaiming: Loan PPI
• Who was the provider: Halifax
• How much did you get back: £4130
• Did you get it back after a letter or did you go to the Financial Ombudsman: One template letter
• And then write your brief reclaim tale: Wow!!! I'm reeling! Took out a 15k loan in 2001, took it out in a branch of Halifax, their salesperson was incredibly pushy with the PPI and didn't explain it fully at all. Anyway, halifax obviously agreed - they paid back over 4k onto the loan after just one letter (yes, a cheque would have been nice, but it has massively reduced what i have to pay back....) so I am over the moon.

Things like this never happen to me - thanks so much to everyone on here. And, I have to say how impressed I am with the Halifax - they handled this so quickly and efficiently, credit where credit is due.

Well done and Congratulations to you.
:beer::T:beer:

di3004

bazzaboy1979 wrote: »

Hi everyone,

I'm looking for some help PLEASE!!!

I've been looking through all the posting's for the last few day's and i have now noticed i have been paying PPI on 2 credit cards. One is with Virgin Money and the other is with Egg. I've had both cards since 2003/2004. My Egg card was at it's £6,200 limit for roughly 5 years and i was paying roughly £54 a month PPI. My Virgin card was at its limit of £10,000 for roughly 3 years but i'm not to sure how much PPI was was paying as i can only look back at statements for the last 12 months.

I've now sent away the first template letter's. Can someone please give me a heads up if they think i will receive anything back and how much will it be roughly??


Thanks

Hello there and good luck with your claims, hope your successful first time round, but if not keep at them.;)

There are many who have been successful with both these companies, when you get the chance check through the threads, no doubt they will hopefully post up with their experience.

Fingers crossed for you.;)

Portofino_2

Have you issued a SAR which might provide you with the proof you need?

It will also help you work out your payments..

As Di says, good luck. I too am chasing MBNA/Virgin on PPI so will let you know how it goes!

bazzaboy1979

What is a SAR?? How long have you been waiting mate??

di3004

bazzaboy1979 wrote: »

What is a SAR??

Hi there
An SAR stands for Subject Access Request, for £10 cheque or postal order you can request for all the info they hold on you, they have 40 days to comply.
Here is the link to the letter template for the SAR:
http://forums.moneysavingexpert.com/showthread.html?t=1475553

Post by recorded delivery as well if you decide to want to request for this, this is your proof of posting.;)

bazzaboy1979

Cheers mate your a star;)

di3004

bazzaboy1979 wrote: »

Cheers mate your a star;)

Your very welcome.;)

Portofino_2

What is a SAR?? How long have you been waiting mate??

I have just sent mine off so in the same boat! However, if you look at the thread there have been some recent successes with MBNA PPI :-)