PPI Reclaiming successes and failures

mlucyminx

Forgot to say.

A BIG THANK YOU TO MARTIN AND ALL YOU LOVELY PEOPLE ON HERE FOR ALL OF YOUR HELP AND ADVICE

di3004

loobi_lou wrote: »

Hi a question really and an answer to yours, I had sucessful claim with lloyds early on this year but with complete evidence as my copy of ppi check list not ticked or completed in full yet their copy was!!!!! I was a bit shocked to say the least especially as they rejected my claim in the 1st instance. My question is ok I was mis sold the insurance and that was refunded, but do I have a claim as paperwork obviously completed in my absense ( is this not fraud)???? any advise appreciated. this site is fab and thanks to all the advise

Hi loobie lou
Good on you for having success with Lloyds, well done.....:beer:.

In regards of the other matter I am not absolutely certain but I'm sure someone will post up to clarify this for you.;)
Good luck.

di3004

confuzzed wrote: »

What were you reclaiming: Personal Loan PPI
Who was the provider: HSBC
How much did you get back: 5978.63 inc 1025.31 interest
Did you get it back after a letter or did you go to the Financial Ombudsman: 1st Letter
And then write your brief reclaim tale
PPI of 7669.58 (inc. interest at 8.9%) taken out 5 years ago on a loan of 17200.

This repayment will certainly help my finances!

Thank you.

Well done and Congratulations.
:beer::T:beer:

di3004

mlucyminx wrote: »

I have today received a letter from the financial ombudsman upholding my claim against Barclaycard.

I first wrote to barclays in April 2008. Got told I couldn't claim as it was time statute barred. The ppi was added in january 2002 and I had left it too late by 3 months.

Wrote to Ombudsman and honestly thought they must have lost it or something as everytime i e-mailed them I got fobbed off.

So a nice suprise this morning. My claim was for about £800 but with the interest and everything they have to pay should work out at just over £1000.

Really happy as I paid the balance off with the charges payout so that money will be all mine then I can close the account completely. I can now almost see that new bathroom I want lol

Fab news, Congratulations and well done.
:beer::T:beer:

finatra26

I had contacted M & S about my friends credit card - only sent 1st template 2 weeks ago & she got letter today to say they were paying back all the money + the 8% interest:j
She is over the moon & is taking me out for lunch next week & a wee drink to celebrate:beer:
Only my own cc & loan & my workmates cc to go.

Thanks to everyone on the site who have posted such good advice

di3004

finatra26 wrote: »

I had contacted M & S about my friends credit card - only sent 1st template 2 weeks ago & she got letter today to say they were paying back all the money + the 8% interest:j
She is over the moon & is taking me out for lunch next week & a wee drink to celebrate:beer:
Only my own cc & loan & my workmates cc to go.

Thanks to everyone on the site who have posted such good advice

Wow, well done to your mate and for your work going into this.
:beer::T:beer:
Fingers crossed as well with your own and your workmates claims as well.;)

666paw

Hi everyone, i'm after a bit of advise if you don't mind.

Back in July I sent a few letters to various agencies regarding PPI, well I got responses from all of them stating they were not upholding any of them. This depressed me and I put them in a drawer. Well yesterday, my OH got a letter back from HSBC stating they are refunding all his PPI and interest (after I badgered him to sign the letter which I had to write), so today I decided to get all my response letter out of the drawer.

They were sent to the following;
1) Redcats (Empire Stores) - havent traded with these since around 04
2) Freemans - havent traded with these since around 04
3) GE Money (Anglian Windows) - they state they are not responsible, should be Anglian Windows I contact
3) Ford Credit - Ford Dealer Busseys - they state they are not responsible, should be Busseys I contact.

Do I now contact them again or do I just go straight to the Financial Ombudsman?

Apologies for the long post but I just need advise.

P.

di3004

666paw wrote: »

Hi everyone, i'm after a bit of advise if you don't mind.

Back in July I sent a few letters to various agencies regarding PPI, well I got responses from all of them stating they were not upholding any of them. This depressed me and I put them in a drawer. Well yesterday, my OH got a letter back from HSBC stating they are refunding all his PPI and interest (after I badgered him to sign the letter which I had to write), so today I decided to get all my response letter out of the drawer.

They were sent to the following;
1) Redcats (Empire Stores) - havent traded with these since around 04
2) Freemans - havent traded with these since around 04
3) GE Money (Anglian Windows) - they state they are not responsible, should be Anglian Windows I contact
3) Ford Credit - Ford Dealer Busseys - they state they are not responsible, should be Busseys I contact.

Do I now contact them again or do I just go straight to the Financial Ombudsman?

Apologies for the long post but I just need advise.

P.

Hi there

Well done to your OH, Congratulations.:T:beer::T

If they did not give you a final decision then yes write back and ask them to reconsider, then hopefully the next response you receive will be in your favour, good luck to you and please keep us posted.;)

timjack83

Took out £2500 loan with Lloydstsb in Jan 2004 with unknown PPI added on, cleared loan in Nov 2004. Just realized after reading this site that i was mis sold PPI, sent off template letter and just heard back saying PPI was £1190 ish, rebate of £450 ish when loan was settled in 2004 so getting balance of £736 payed back to me :j

di3004

timjack83 wrote: »

Took out £2500 loan with Lloydstsb in Jan 2004 with unknown PPI added on, cleared loan in Nov 2004. Just realized after reading this site that i was mis sold PPI, sent off template letter and just heard back saying PPI was £1190 ish, rebate of £450 ish when loan was settled in 2004 so getting balance of £736 payed back to me :j

Brilliant, well done to you, Congratulations.
:beer::T:beer: