PPI Reclaiming successes and failures

emmaj11

:money:I've done it well almost!! Welcome finance have "as a good will gesture" refunded me my PPI costs from 2 out of 5 loans I have had with them. I have been advised that first one is a no go becuase it was pre-fsa regulated and the other 2 were via a broker. So to cut story short I am waiting on a cheque for £3500 direct from welcome. Have sent new letters of complaint to the brokers and have contacted the FSA regarding the first loan!!

:beer::j:T

di3004

emmaj11 wrote: »

:money:I've done it well almost!! Welcome finance have "as a good will gesture" refunded me my PPI costs from 2 out of 5 loans I have had with them. I have been advised that first one is a no go becuase it was pre-fsa regulated and the other 2 were via a broker. So to cut story short I am waiting on a cheque for £3500 direct from welcome. Have sent new letters of complaint to the brokers and have contacted the FSA regarding the first loan!!

:beer::j:T

Absolutely fantastic, so pleased for you.
Congratulations.
:beer::T:beer:

btw

• What were you reclaiming: CC PPI
  
• Who was the provider: EGG
  
• How much did you get back: £3600
  
• Did you get it back after a letter or did you go to the Financial Ombudsman: One template letter
• And then write your brief reclaim tale:

I HAVE BEEN LURKING ON THIS FORUM FOR A WHILE, DECIFDED THAT I HAD NOTHING TO LOSE AND SENT OFF SEVERAL TEMPLATES ON VARIOUS LOANS AND CC I HAVE HAD OVER THE YEARS, WENT OFF ON HOLS TWO WEEKS AGO AND FORGOT ALL ABOUT IT. GOT HOME SATURDAY TO FIND EGG HAD SETTLED WITHIN 4 DAYS FOR £3600!

FOR ANYONE THINKING ABOUT DOING THIS, PLEASE DO NOT HESTIATE, I USED THE TEMPLATES AND SENT THE LETTERS OFF AND HERE I AM 3.5 GRAND BETTER OFF - A BIG THANKS TO ALL WHO POST ON THIS SITE, WILL UPDATE IF I GET ANY MORE SUCCESSES!!

Whitcher

First of all i would like to thank moneysavingexpert, this site has totally changed my life.

I will be 31 next month and have been in debt through all of my 20s even using debt management company's. I had £17000 worth of debt and now im down to my last £3000. The site has given me great tips, tips that I have been proud to tell friends. about.

But today has topped everything, im sat with a letter from Liverpool Victoria, using the PPI claim letter ....only the first 1 they have offered me a refund of £1036.15 this breaks down to £695.40 refund and a nice £340.75 compensation payment.

As soon as the check clears my debt will be down to £2000...debt clear for 2010 the plan....i should imagine i shall celebrate with my girlfriend at pizza express of coarse it will be with a printed voucher!!

Thanks Martin

di3004

btw wrote: »

• What were you reclaiming: CC PPI
  
• Who was the provider: EGG
  
• How much did you get back: £3600
  
• Did you get it back after a letter or did you go to the Financial Ombudsman: One template letter
• And then write your brief reclaim tale:

I HAVE BEEN LURKING ON THIS FORUM FOR A WHILE, DECIFDED THAT I HAD NOTHING TO LOSE AND SENT OFF SEVERAL TEMPLATES ON VARIOUS LOANS AND CC I HAVE HAD OVER THE YEARS, WENT OFF ON HOLS TWO WEEKS AGO AND FORGOT ALL ABOUT IT. GOT HOME SATURDAY TO FIND EGG HAD SETTLED WITHIN 4 DAYS FOR £3600!

FOR ANYONE THINKING ABOUT DOING THIS, PLEASE DO NOT HESTIATE, I USED THE TEMPLATES AND SENT THE LETTERS OFF AND HERE I AM 3.5 GRAND BETTER OFF - A BIG THANKS TO ALL WHO POST ON THIS SITE, WILL UPDATE IF I GET ANY MORE SUCCESSES!!

Fantastic, well done and Congratulations, also thanks for the advice, it will be a help to many on here, cheers.
:beer::T:beer:

di3004

Whitcher wrote: »

First of all i would like to thank moneysavingexpert, this site has totally changed my life.

I will be 31 next month and have been in debt through all of my 20s even using debt management company's. I had £17000 worth of debt and now im down to my last £3000. The site has given me great tips, tips that I have been proud to tell friends. about.

But today has topped everything, im sat with a letter from Liverpool Victoria, using the PPI claim letter ....only the first 1 they have offered me a refund of £1036.15 this breaks down to £695.40 refund and a nice £340.75 compensation payment.

As soon as the check clears my debt will be down to £2000...debt clear for 2010 the plan....i should imagine i shall celebrate with my girlfriend at pizza express of coarse it will be with a printed voucher!!

Thanks Martin

Wonderful news, Well done and Congratulations and go and enjoy your pizza.....:D:beer::T:beer:

mhairib_2

another success - Egg have just confirmed that they will refund me £375 worth of PPI!!! yipppee - just awaiting my credit card charges back which are saying no too!! (I dont think so!!)

di3004

mhairib wrote: »

another success - Egg have just confirmed that they will refund me £375 worth of PPI!!! yipppee - just awaiting my credit card charges back which are saying no too!! (I dont think so!!)

Fantastic mhairib, so pleased for you, Congratulations.
:beer::T:beer:

stellaboy

Whitcher wrote: »

First of all i would like to thank moneysavingexpert, this site has totally changed my life.

I will be 31 next month and have been in debt through all of my 20s even using debt management company's. I had £17000 worth of debt and now im down to my last £3000. The site has given me great tips, tips that I have been proud to tell friends. about.

But today has topped everything, im sat with a letter from Liverpool Victoria, using the PPI claim letter ....only the first 1 they have offered me a refund of £1036.15 this breaks down to £695.40 refund and a nice £340.75 compensation payment.

As soon as the check clears my debt will be down to £2000...debt clear for 2010 the plan....i should imagine i shall celebrate with my girlfriend at pizza express of coarse it will be with a printed voucher!!

Thanks Martin

well done:beer::beer::beer::beer::beer::beer::beer:

loftty_2

Hi All,

Just thought I would let you know that I have won £4300 from Lloyds TSB today, which is sitting nicely in my savings account now.

10k loan taken out in 2002 over 60 months PPI was £2203, Compensation was £200 and interest was the rest.

Don't know how they calculated £4300 I was shocked, I expected between £2500 and 3k. I am not grumbling tho.

Just wanted to say thank you to the Martin and the people who have helped me on hear.

Thank you.

Loftty