PPI Reclaiming successes and failures

servecold

managed to get a check for £890 an £2400 writen off a car loan i took out with welcome finiance
they tried every trick under the sun to try an put me off they even said i would have to remorgage my house to pay the loan off in full an any legal cost incured by them lol
they even worked out how much it could end up costing me
twice the amount of the original agreement £16000 or more so after they had ingnored 3 letters i got the ombudsman involved an with in a few weeks they sent me the above offer :T dont let them win :beer:happy ppi hunting

di3004

mollymoo96 wrote: »

Hi everyone I am trying to reclaim ppi on a loan I took out with hfs which is now owned by capitalone home owner loan I sent the reclaim letter to The oxford house oxford road cheshire but have had it returned today with address no longer there has anyone got a current address for them. thanks

Hi hun.;)
I would at first check their details out on companies house, company search on here:
http://wck2.companieshouse.gov.uk/068d3464a6c7627ba8e0593b975f2508/companysearch?disp=1&frfsh=1247074265#result

As they have so many groups, if you have any documents, also check the company number.

When you received your letter back, did they give any leads on this for you?

di3004

lunar12 wrote: »

Success with the Halifax
What were you reclaiming: PPI on loan

Who was the provider: Household bank (now Beneficial Finance)

How much did you get back: £3400

Did you get it back after a letter or did you go to the Financial Ombudsman: after 1st letter

Downloaded the letter and sent it off in March. Forgot all about it then got a letter May apologising for the delay and offering me over 3000 (including 8% interest), which ment that I only had to send them 700 and the loan was cleared saving me 3 years of further payments amounting to over 6000!! And all it cost was the price of a second class stamp! Cheers Martin:j

Well done and Congratulations Lunar, so pleased for you.
:beer::T:beer:

di3004

servecold wrote: »

managed to get a check for £890 an £2400 writen off a car loan i took out with welcome finiance
they tried every trick under the sun to try an put me off they even said i would have to remorgage my house to pay the loan off in full an any legal cost incured by them lol
they even worked out how much it could end up costing me
twice the amount of the original agreement £16000 or more so after they had ingnored 3 letters i got the ombudsman involved an with in a few weeks they sent me the above offer :T dont let them win :beer:happy ppi hunting

Congratulations to you, well done.:beer::T:beer:

big_al_1981

worry_alot wrote: »

got a letter form Lloyds TSB today offering me full PPI plus 8% intrest only took 3 weeks from start to finish all you that are going throu the same dont give up and :money: if i see you in a pub drinks are on Lloyds :rotfl:i.o.u big time thank you can't stop got more claims to fight for ppl fighting Lloyds TSB dont give up

hiya,
im fighting 4 my ppi with llyods,which llyods address did u send ur claim 2?

Chelly14

di3004 wrote: »

Wow fantastic news, Congratulations and well done.:beer::T
Enjoy your meal as well......:p

Good luck with Barclays.;)

Blackhorse have crumbled in the face of my strongly worded seconded letter! has taken a while as they didn't receive my letter first time I sent it. However, today they have written back and offered a full refund plus interest. Another £350 odd which now pays off the last of his loan. So far that takes our total up to passed £1800!
still awaiting news of the two barclay cards, they've sent him some sort of form to fill in, so will get that sorted.

The best advice i can give anyone on here is to be patient, and just keep writing back, you have nothing to loose and everything to gain. Don't let them get to you!

di3004

big_al_1981 wrote: »

hiya,
im fighting 4 my ppi with llyods,which llyods address did u send ur claim 2?

Hi how far are you with these?

Do you require an address or just checking, for addresses you will find them here as well.;)
http://forums.moneysavingexpert.com/showthread.html?t=1619943

wodz

Hello, Ive been sucessful in reclaiming ppi and charges back but however i did have a credit card account with Sainsburys. How do I go about even checking that I had PPI on the account as I do not hold any statements etc or even any details of the account. If I ask for my details from Sainsburys will this show me that I had PPI attached to the credit?

amersall

:money:congratulations to all winners this week :T:T:T what excellent results:j:j:j well done, shows what we can do when we put our minds to it:D:D:D:D

ikkincash

I used the MSE template to request that the PPI was removed and refunded from a HSBC Graduate Loan (I was told that I couldn't have the loan unless I took out the PPI and being ill-informed and pretty desperate for the money, I complied....) Fast forward a couple of years and I realised I was being ripped-off big-style so through this website I did something about it - thanks :-)

HSBC sent a letter saying that they did not accept that they were at fauly but nevertheless agreed to refund the full amount plus interest (£1912) - success!!

However, here comes the chew......HSBC say that the money that they refunded (that they wrongly took from me in the first place) needs to be used to pay off my loan with them. When they restructured the loan they were insistent that the lump sum went back to them. I have another use in mind for a part of the money (namely paying off a credit card and a family wedding abroad that I must attend). Can they do this to me????