PPI Reclaiming successes and failures

di3004

Derek48 wrote: »

I received a phone call from the Alliance and Leicester about 3 weeks ago giving me information on two loans I had taken out in 2005-2006 & 2006 -2007 saying they might have wrongly took PPI from me. A week later I received a letter with an offer for each loan totalling just over £1400. They did state that it would be paid by cheque if I accpeted this 'full and final offer' so I called them asking why pay by cheque when my account with them is still active and you admit to wrongly taking money from me for the 3 years I had the loan? They replied it is company policy :cool:(same old story) and I would have to write in to accept and receive the cheques. Asking how long it would take I was informed 6 weeks, however I completed the acceptance form immediately, popped it in the post and the cheques came to me 2 weeks later:T (last Friday to be exact). I went to the local A & L to pay it in and they said it would take 5 working days to clear!! Asking why when it was money from A & L to an A & L account I was again informed it was standard clearance time?? 5 weeks + 1 weeks clearing is a long time and more interest for them that I should have been getting :mad:. I am glad that I didn't claim for my bank charges before, even though I have completed the letters from this site, I thought I would hold off. I am amazed at how easy it was, and they contacted me:D ?
My friend is now contacting them to see what he can get back. Hope others get a good response.

Congratulations Derek
Great work, well done.:beer::T:beer:

di3004

barge wrote: »

:beer:
Well I got two cheques from Firstplus today in settlement of my claim via the FOS. Whoopee! I am going to Spain on tuesday for my niece's wedding and this means I can now relax a bit. It also means I can now get her a gift, this means so much to me. Thank you to everyone who has given me advice, this site is fanatastic. But I would also like to say what brilliant service from the FOS. I only referred my claim to them in March 09.
:money::j

Wow barge this is wonderful news, Well done and Congratulations, not bad going at all that, well done.
:beer::T:beer:

di3004

Lusty wrote: »

Today I received an identical letter as the one a few days ago but from a different person?
Probably why the banks are loosing money,because every job is done more than once!
Can't beat a well run office!:rolleyes:

Hi Lusty

Strange that.

Who are the company now?

I would go from the other letter in regards of timescales they have, good luck.;)

debs_3036

Sent 1st letter 8 weeks ago and HSBC have offered £5,145.49!!!! woooo hooo includes 8% interest.

That includes PPI on another loan that we had forgotten about

Martin and a genius! Thanks all xxx

di3004

debs_3036 wrote: »

Sent 1st letter 8 weeks ago and HSBC have offered £5,145.49!!!! woooo hooo includes 8% interest.

That includes PPI on another loan that we had forgotten about

Martin and a genius! Thanks all xxx

Brilliant Debs

Well done and Congratulations.
:beer::T:beer:

clairebee06

Hi I would be grateful if anyone could offer me any advice. I got a car loan from Renault in Nov 2003 (Renault Financial Services), I now believe that i was mis sold PPI and want to try to reclaim it. RFS was taken over by RCI in 2006, I cant find any of my documents or agreement relating to the car, I have wriiten to RCI but they said they do not have any of my information, what i can I do now? Who should i contact? Any advice would be appreciated loads!

di3004

clairebee06 wrote: »

Hi I would be grateful if anyone could offer me any advice. I got a car loan from Renault in Nov 2003 (Renault Financial Services), I now believe that i was mis sold PPI and want to try to reclaim it. RFS was taken over by RCI in 2006, I cant find any of my documents or agreement relating to the car, I have wriiten to RCI but they said they do not have any of my information, what i can I do now? Who should i contact? Any advice would be appreciated loads!

Hi there

I think it may be worthwhile you contacting "Companies house" on this one, tell them you only require for the address details:
http://www.companieshouse.gov.uk//contact/contactUs.shtml

Hopefully they will be able to confirm this one to you, you can also do a company search up until 12 midnight I think it is to check companies out, where you should be able to find addresses, but as there are so many Renault services, I think by ringing for the address may be quicker.
http://wck2.companieshouse.gov.uk/a9682ab68fc37afa295747f4ce8db313/wcframe?name=accessCompanyInfo

Also when your ready to reclaim, once you receive the details, post back and we can help you through this, meanwhile here is the link to PPI reclaiming here:
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance
Good luck.

If for some reason any company have gone bust or down under then, they may be registered under the Financial compensation Scheme (FSCS), you can always ring them if this is the case and ask for a claim form, but ask if they are registered first here:
http://www.fscs.org.uk/contacts/

Hope this helps for now, but if I see any details on these I shall post them up for you.;)

ntskylife

Hi All, just a quick update, I received my 4th fob off letter from Barclays today advising me they are still investigating the issue and will contact me again in 4 weeks with an update. What a joke, talk about stalling tactics. x

di3004

ntskylife wrote: »

Hi All, just a quick update, I received my 4th fob off letter from Barclays today advising me they are still investigating the issue and will contact me again in 4 weeks with an update. What a joke, talk about stalling tactics. x

Hi there

If the 8 weeks have passed and your still receiving these letters, you are entitled to move this on to the FOS if you want to.;)
http://www.financial-ombudsman.org.uk/consumer/complaints.htm

Good luck, hope you hear soon with good news.

dawnmarie_2

Hi all

After much stalling by Barclays, i have finally recieved my letter from the FO detailing that Barclays must settle this complaint in my favour in four weeks from the date of the letter - was the 10th June.

So happy that it will soon all be over! Barclays have really behaved horribly throughout the whole process and are constantly delaying things. Infact, the FO even put in the letter that compensation should be paid for them disputing my complaint when they knew i would win! Lovely stuff :rotfl:

I'm a happy bunny but i'll be even happier when the money is in my account! I fully expect them to take the full 4 weeks to do so but never mind. It's on it's way :-)

Dawn