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PPI Reclaiming successes and failures

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Comments

  • tommy44
    tommy44 Posts: 84 Forumite
    Hi alex

    That's fantastic news:jWell done.

    May I ask if your loan was pre 2005 and who it was with. I am trying to gauge how many cases are successful for this period.

    Well done!!!
  • ronniep
    ronniep Posts: 10 Forumite
    Ppi reclaimed from 1st plus................................................................ Claimed back over 7k paid of the rest of the loan and received a nice cheque for £3416 happy happy days, dont give up only took about 8 weeks, thanks to all on this site. Also just received £25 morgage exit fees from birmingham and midshires 1 phone call and 5 days later cheque in my letter box, very happy bunny
  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    :beer::beer:well done to all winners am proud of you all :j:jand the first plus win:j:j
  • gizmomum
    gizmomum Posts: 135 Forumite
    Have just received my payment from EGG for PPI paid for their credit card. They paid out £2400 after I went to the ombudsman
    The original letter was sent to them in October to which we got a reply saying that the PPI had not been mis sold and they included the recording of the telephone call in which they sold it. We sent the whole lot to the ombusdman stating that not only did they not ask about existing cover etc(I work for the NHS so will be covered by their sick pay system) but that the paperwork with the terms and conditions (including cancellation information) was not sent out as they stated it would be in the call
    The ombudsman upheld the complaint and EGG finally agreed to refund the premiums paid by creditting it to my (inactive) EGG card and paying me a lump sum for the interest accrued. This was done by them making the two payments onto my EGG card and then me having to phone them and transfer the interest payment into my bank account.
    EGG have been dragged kicking and screaming through this process and have made it last as long as possible, going right up to and in some cases past every deadline that was set for them and requiring multiple e-mails on our behalf. Even the final transfer of the money took two calls and an email!
    Success is sweet though isn't it, although I don't think we would have persevered without the stories and information we got from this site
    :j
  • terry1962 wrote: »
    hi all

    just a quick word for all the black horse claimers,finally got my money today nearly went the 12 weeks but just over £3000 so well worth the wait 3 down 2 more to go


    Hi terry

    well done on getting your money.I'm waiting for my pay out from them too
    the 12 week wait takes me to end of july.

    Did they send you the full breakdown with the cheque or did they send it beforehand?
  • di3004
    di3004 Posts: 42,579 Forumite
    A few weeks ago I was refunded £1400. by HSBC. All PPI premiums i paid and interest and it only took about 10 weeks. Result. Next time I will not be pushed into anything i'm not sure about and i'll shop around.

    Cheers
    Alex


    Congratulations Alex, well done !:j
    :beer::beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    ronniep wrote: »
    Ppi reclaimed from 1st plus................................................................ Claimed back over 7k paid of the rest of the loan and received a nice cheque for £3416 happy happy days, dont give up only took about 8 weeks, thanks to all on this site. Also just received £25 morgage exit fees from birmingham and midshires 1 phone call and 5 days later cheque in my letter box, very happy bunny


    Great news Ronnie
    Congratulations.
    :beer::T:beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    gizmomum wrote: »
    Have just received my payment from EGG for PPI paid for their credit card. They paid out £2400 after I went to the ombudsman
    The original letter was sent to them in October to which we got a reply saying that the PPI had not been mis sold and they included the recording of the telephone call in which they sold it. We sent the whole lot to the ombusdman stating that not only did they not ask about existing cover etc(I work for the NHS so will be covered by their sick pay system) but that the paperwork with the terms and conditions (including cancellation information) was not sent out as they stated it would be in the call
    The ombudsman upheld the complaint and EGG finally agreed to refund the premiums paid by creditting it to my (inactive) EGG card and paying me a lump sum for the interest accrued. This was done by them making the two payments onto my EGG card and then me having to phone them and transfer the interest payment into my bank account.
    EGG have been dragged kicking and screaming through this process and have made it last as long as possible, going right up to and in some cases past every deadline that was set for them and requiring multiple e-mails on our behalf. Even the final transfer of the money took two calls and an email!
    Success is sweet though isn't it, although I don't think we would have persevered without the stories and information we got from this site
    :j


    Wow, well done and Congratulations, you got there in the end.:j
    :beer::T:beer:
    The one and only "Dizzy Di" :D
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi amersall.;)

    Is this the same petition I signed over at FP site?

    Asking before I check as it seems that when I click on links my puter slows down.....:confused:
    The one and only "Dizzy Di" :D
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